Fraud Investigator — Payments & Risk (BSA/AML)

PATRIOT BANK, N.A.; Indiana; Hybrid; USD 65,000 - 90,000; Full time

Job summary

Patriot Bank, N.A. is seeking a Fraud Analyst to support the BSA Financial Crime Investigations function. The role conducts comprehensive fraud reviews on retail and digital payments, investigates alerts, and ensures compliance with laws and internal controls.

The analyst will identify risk, document conclusions, and assist with SARs, partnering across Fraud, Retail Banking, Risk, and Compliance to strengthen anti-fraud processes.

Qualifications

• Bachelor’s degree or equivalent work experience.
• Minimum of three years in BSA/AML, fraud or related risk at a financial institution.
• One year of card or payment channel fraud experience preferred.

Responsibilities

• Review fraud alerts from monitoring systems for suspicious activity.
• Conduct timely fraud investigations involving retail banking and digital payments.
• Evaluate activity and documentation to determine risk-based actions.
• Identify fraud trends and communicate recommendations to management.
• Document findings and supporting rationale per standards and audits.
• Assist with SAR preparation and reporting as needed.
• Collaborate with BSA Operations, Fraud, Retail Banking, and Risk teams.

Skills

BSA/AML

Fraud investigations

Analytical thinking

Communication skills

Time management

Education

Bachelor’s degree or equivalent

Tools

Verafin

Unit21

LexisNexis

Job description

Patriot Bank, N.A. is seeking a Fraud Analyst to support the BSA Financial Crime Investigations function. The role conducts comprehensive fraud reviews on retail and digital payments, investigates alerts, and ensures compliance with laws and internal controls.

The analyst will identify risk, document conclusions, and assist with SARs, partnering across Fraud, Retail Banking, Risk, and Compliance to strengthen anti-fraud processes.