Fraud Investigator II

PlainsCapital Bank; Dallas (TX); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

11 Paid Holidays

PTO 15+ days

401k Matching

Health Benefits

Job summary

PlainsCapital Bank in Dallas is seeking a Fraud Investigator to join our investigations team. You will identify and document fraud schemes, perform research with investigative software, and file SARs with minimal supervision while coordinating with law enforcement.

The role requires strong analytical, communication, and time-management skills, the ability to work independently, and adherence to regulatory guidelines and precise case notes. PlainsCapital Bank values stability and client service.

Qualifications

• Bachelor’s degree in business-related discipline or commensurate experience.
• 3 or more years of bank fraud investigations experience or 7 years banking experience.
• Fraud-interviewing experience preferred.
• Excellent verbal, written and interpersonal communication skills with the ability to interact with all levels of Bank personnel and law enforcement.
• Strong analytical, time management, organizational, and problem-solving skills with the ability to multi-task and work in a deadline-driven environment.
• Must be self-motivated with strong initiative, high level of accountability, and the ability to work independently.
• Strong computer skills, specifically with Microsoft Office suite of products, and the ability to learn and utilize custom banking systems and applications.

Responsibilities

• Good working knowledge of various fraud schemes (kiting, elder abuse, BEC, wire fraud, counterfeit rings, etc.) and characteristics of the red flags.
• Good working knowledge of research and investigative software programs and tools.
• Accurately and thoroughly document case comments and all investigative steps in compliance with department procedures and standards.
• Accurately identify and submit timely Suspicious Activity Reports (SARs) and Management Notifications with minimal supervision.
• Good working knowledge of bank regulations and operations to assist in determining risk to the bank on fraud related issues.
• Assist other team members as directed.
• Ability to research and investigate external cases concurrently, with minimal management supervision, while adhering to all department and regulatory standards.
• Maintain communication by providing telephone support to all branches and Call Center, discussing possible policy changes with Management to present to Operation Services, notifying Regional Managers of large losses, and communicating with law enforcement on pending investigations.
• Establish liaison with business units and initiates contacts with outside corporations and agencies. Attend area Intel Meetings as directed.
• Conduct routine interviews and may participate in more complex interviews with more experienced investigators.
• Handle project assignments as needed.

Skills

Fraud investigation

Interpersonal communication

Analytical skills

Time management

Independent work

Microsoft Office

Education

Bachelor’s Degree in business related discipline

Job description

Benefit highlights: 11 Paid Holidays, 15+ days of PTO, 401k Matching, Health Benefits, and more!

Responsibilities

• Good working knowledge of various fraud schemes (kiting, elder abuse, BEC, wire fraud, counterfeit rings, etc.) and characteristics of the red flags.
• Good working knowledge of research and investigative software programs and tools.
• Accurately and thoroughly document case comments and all investigative steps in compliance with department procedures and standards.
• Accurately identify and submit timely Suspicious Activity Reports (SARs) and Management Notifications with minimal supervision.
• Good working knowledge of bank regulations and operations to assist in determining risk to the bank on fraud related issues.
• Assist other team members as directed.
• Ability to research and investigate external cases concurrently, with minimal management supervision, while adhering to all department and regulatory standards.
• Maintain communication by providing telephone support to all branches and Call Center, discussing possible policy changes with Management to present to Operation Services, notifying Regional Managers of large losses, and communicating with law enforcement on pending investigations.
• Establish liaison with business units and initiates contacts with outside corporations and agencies. Attend area Intel Meetings as directed.
• Conduct routine interviews and may participate in more complex interviews with more experienced investigators.
• Handle project assignments as needed.

Qualifications

• Bachelor’s Degree in business related discipline or commensurate experience required. Financial Fraud experience preferred.
• 3 or more years of bank fraud investigations experience or 7 years banking experience required.
• Fraud-interviewing experience preferred.
• Excellent verbal, written and interpersonal communication skills with the ability to interact with all levels of Bank personnel and law enforcement.
• Strong analytical, time management, organizational, and problem-solving skills with the ability to multi-task and work in a deadline-driven environment.
• Must be self-motivated with strong initiative, high level of accountability, and the ability to work independently.
• Strong computer skills, specifically with Microsoft Office suite of products, and the ability to learn and utilize custom banking systems and applications.

The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

About Us

PlainsCapital Bank was founded in 1988 by a group of young bankers who dreamed of bringing relationship banking to their hometown of Lubbock, Texas. With the acquisition of Plains National Bank, a Lubbock financial institution with one branch and approximately $198.8 million in assets, they began growing the bank one relationship at a time.

Over 30 years later, PlainsCapital Bank has held fast to its tried-and-true relationship-based culture and its commitment to financial strength and stability. PlainsCapital Bank ranks sixth among the largest banks headquartered in Texas by deposits and has a statewide presence with approximately 55 locations in markets such as Austin, the Coastal Bend, Dallas, Fort Worth, Houston, Lubbock, the Rio Grande Valley, and San Antonio. Backed by decades of experience, our knowledgeable bankers are renowned for their straightforward approach and for taking exceptional care of their clients. They bring both financial and industry expertise along with vast local market knowledge to each client relationship.

PlainsCapital Bank conducts both commercial and consumer banking, providing a full suite of commercial banking products and services to fit any business model and convenient services, personal attention, and account features to help simplify managing personal finances.

PlainsCapital Bank continues to remain strong and stable, delivering highly personalized service and a single point of contact to help customers reach their financial goals.

To learn more, please visit us online at plainscapital.com/about .