Fraud Investigator

Huntington Bank; North Carolina; Remote; USD 60,000 - 90,000; Full time

Job summary

Huntington Bank is seeking a Fraud Investigator to join the Fraud Investigations Department. You will examine complex suspicious activity, collect and analyze data, and prepare detailed fraud case records for law enforcement review.

SAR filings are a core responsibility to mitigate losses and uphold regulatory standards. The role requires investigative experience, knowledge of financial crimes, and strong collaboration with internal teams and external law enforcement.

Qualifications

• High school diploma required.
• 1 year experience in investigations including financial crimes.
• Minimum of 2 years in fraud, compliance, risk, or financial investigations.

Responsibilities

• Investigate referrals of suspicious activity related to potential external fraud and financial crimes
• Understand all types of financial transactions and related rules and statues
• Utilize multiple bank systems to assist with analysis of suspicious activity
• Responsible for documentation and SAR filings with complete evidence
• Maintain expertise and ensure compliance with regulations and procedures
• Evaluate and conduct loss and risk mitigation efforts
• Work independently as part of a team
• Act as liaison to local, state, and federal law enforcement
• Identify and communicate fraud trends with partners
• Communicate significant issues to management and recommend improvements
• Performs other duties as assigned

Skills

Investigations experience

Fraud awareness

Communication skills

Time management

Multitasking

Financial crimes knowledge

Education

High school Diploma

Bachelor's Degree preferred

Tools

Excel

ActOne

Lexis Nexis

OneNote

Word

Job description

Description

This position is remote; however, you must be located near a Huntington Corporate Office or branch building as you may be required to go into office on occasion.

Summary

The Fraud Investigator role within the Fraud Investigations Departments at Huntington National Bank is responsible for investigating various types of more complex suspicious activity to determine fraud exposure to the bank. Utilizing multiple systems, tools and investigative techniques including conducting informational and admission seeking interviews to gather relevant data to assess the level of risk to the bank. Maintain accurate, complete, and detailed fraud case records within the case management system for trend and link analysis and for building comprehensive cases for presentment to law enforcement. The Fraud Investigator is also responsible for filing accurate, complete and timely Suspicious Activity Reports (SARs), identifying and escalating fraud trends, mitigating losses to the bank, communicating and assisting law enforcement. Types of case investigations conducted include Check, Electronic and Identity Theft Fraud.

Duties and Responsibilities

• Investigate referrals of suspicious activity related to potential external fraud and financial crimes
• Understand all types of financial transactions and related rules and statues
• Utilize multiple bank systems to assist with analysis of suspicious activity
• Responsible for timely and complete documentation of investigative activity in the designated case management system, the collection and compilation of relevant evidence to support the case, and the filing of well-constructed, complete, and accurate Suspicious Activity Reports (SARs) on applicable cases.
• Maintain subject matter expertise and ensure work completed adheres to applicable regulations, policies, and procedures
• Understand all types of financial transactions and related rules and statutes
• Evaluate and conduct Loss and Risk Mitigation efforts
• Work independently as part of a team
• Act as a liaison to local, state, and federal law enforcement on matters relating to fraudulent, illegal activity.
• Work with internal and external partners to identify and communicate organized crime or fraud trends.
• Communicates significant issues to management and makes recommendations when weaknesses are identified
• Performs other duties as assigned

This position is remote; however, you must be located near a Huntington Corporate Office or branch building as you may be required to go into office on occasion.

Basic Qualifications

• High school Diploma
• 1 year experience in investigations that includes work with financial crimes related to Check Fraud, Electronic Fraud, and/or Identity Theft
• Minimum of 2 years of professional experience working in fraud, compliance, risk, or financial investigations

Preferred Qualifications

• Strong proficiency with various Microsoft Office programs including Excel
• Strong written and verbal communication skills
• Strong organizational and time management skills
• Ability to multitask, maintain variable workloads and follow established timeframes
• Bachelor's Degree (Business, Criminal Justice, Legal, or Communications preferred)
• Experience in investigations that includes work with financial crimes related to Check Fraud, Electronic Fraud, Elder Financial Exploitation and/or Identity Theft
• Comprehensive knowledge of banking regulations and Suspicious Activity Reporting requirements
• Certified Fraud Examiner (CFE), Certified Forensic Investigator (CFI), Certified Anti-Money Laundering Specialist (CAMS), Certified Financial Crimes Specialist (CFCI)
• Experience with ActOne, Lexis Nexis, OneNote, Excel, Word

Exempt Status

Exempt Status: (Yes = not eligible for overtime pay) ( No= eligible for overtime pay)
No

Workplace Type

Remote

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington is an Equal Opportunity Employer.