Fraud Analyst (NOT REMOTE)

GetHired, Inc.; Lynchburg (VA); Remote; USD 70,000 - 95,000; Full time

Benefits offered by this job

Generous PTO

11 holidays

401(k) match and profit-sharing

Bank-paid disability & life insurance

Training & development opportunities

Employee discounts on loans & banking

Job summary

Beacon Credit Union is seeking a Fraud Analyst to safeguard members and the credit union by identifying suspicious activity, conducting in-depth investigations, and preventing financial losses. You will analyze transaction patterns, collaborate with law enforcement, and assist members through challenging situations with care.

The role offers a supportive team culture, a competitive benefits package, and opportunities for professional development within a dynamic banking environment.

Qualifications

• Candidate must have at least an associate degree or equivalent experience.
• Minimum three years in fraud investigations, compliance, or financial crimes is preferred.
• Experience with Visa, Mastercard, chargebacks and disputes is a plus.
• Strong analytical, investigative and problem-solving abilities are essential.

Responsibilities

• Monitor fraud detection systems and analyze member behavior for signs of fraud.
• Conduct investigations involving electronic and card fraud, identity theft, and money laundering.
• Prepare detailed investigative reports and loss prevention recommendations.
• Collaborate with branches, law enforcement, and external agencies as needed.
• Ensure compliance with BSA, OFAC, Patriot Act and company policies.

Skills

Analytical skills

Investigative skills

Problem-solving

Written communication

Verbal communication

Confidentiality

Education

Associate degree or equivalent

Specialized certification / related training

Tools

Fraud monitoring systems

Databases

Spreadsheets

Word processing software

Payment processing systems

Job description

Do you have a passion for uncovering fraud, solving complex puzzles, and protecting members from financial crime?We're looking for a sharp, detail-oriented analyst to join our Compliance team and help safeguard our members' financial success!

ABOUT US:

Beacon Credit Union is a leading financial institution is "Dedicated to Our Member's Financial Success" by providing exceptional service and innovative banking solutions.

Why Join OUR Team?

Positive and supportive team culture

Competitive salary and benefits package and incentives

Generous PTO and 11 Paid Holidays

Ability to earn additional PTO through volunteer opportunities

Employee discounts on loans and banking products

401(k) Employer Match and Profit-sharing potential

100% Bank Paid Long-Term Disability, Short-Term Disability and Life Insurance

Learning and growing in a dynamic work environment

First class - Orientation and Training that showcases our mission and customer service standards

Location: Lynchburg, VA

NOW HIRING! Fraud Analyst

We're looking for a highly analytical and detail-oriented Fraud Analyst to join our Compliance team. In this role, you'll help protect our members and the credit union by identifying suspicious activity, conducting in-depth investigations, and preventing financial losses. Every day brings a new challenge as you investigate fraud cases, analyze transaction patterns, collaborate with law enforcement, and help members navigate difficult situations with confidence and care.

Perks of the Job:

• Put your investigative skills to work solving complex fraud cases and protecting members from financial harm.
• Play a critical role in safeguarding the credit union from emerging fraud threats.
• Work closely with leadership, branch teams, and external agencies to make a meaningful impact.
• Gain experience with fraud prevention technologies, financial crime investigations, and regulatory compliance.
• Enjoy a dynamic environment where no two days are the same.
• Expand your expertise through ongoing training and professional development opportunities.

What You'll Do:

• Monitor fraud detection systems and analyze member behavior, transaction activity, devices, and locations for signs of suspicious activity.
• Conduct investigations involving electronic fraud, debit and credit card fraud, account takeover, identity theft, check forgery, elder financial exploitation, money laundering, and check kiting.
• Manage fraud claims and lost/stolen card reports, including gathering supporting documentation and reviewing member affidavits.
• Exercise sound judgment when evaluating fraud claims and determining appropriate actions within established policies and regulations.
• Prepare detailed investigative reports and document findings, recommendations, and loss prevention efforts.
• Assist branches and other departments with fraud-related training, procedures, and documentation.
• Serve as a primary contact with law enforcement and external agencies regarding fraud investigations and elder exploitation cases.
• Ensure compliance with BSA, OFAC, Patriot Act requirements, and all applicable regulations and company policies.

QUALIFICATIONS:

• Associate degree, specialized certification, related training, or equivalent work experience.
• Minimum three years of experience in fraud investigations, compliance, financial crimes, banking, or a related field preferred.
• Experience working with Visa, Mastercard, chargebacks, disputes, and payment processing systems preferred.
• Strong analytical, investigative, and problem-solving skills.
• Excellent written and verbal communication skills.
• Ability to maintain confidentiality and exercise sound professional judgment.
• Proficiency with databases, spreadsheets, word processing software, and fraud monitoring systems.
• Knowledge of financial regulations and fraud prevention practices preferred.

EOE

m/v/f/d