FP&A Analyst

Sardine; United States; On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Generous compensation in cash and equity

Flexible paid time off

Health insurance for employees and dependents

401k matching

Home office setup stipend

Job summary

Sardine is seeking an FP&A Analyst to join its Finance team as a business partner. The role involves budget management, variance analysis, and building financial models that provide real-time insights for leaders. The ideal candidate has over 2 years of relevant experience in FP&A, corporate finance, or accounting, and possesses strong financial modeling capabilities. This is a remote-first position where you can work from anywhere in the US or Canada, supporting various business functions to inform key financial decisions.

Qualifications

• 2+ years of FP&A, corporate finance, or accounting experience.
• Strong financial modeling skills for practical use.
• Proven ability to translate data into actionable insights.

Responsibilities

• Own budget vs. actuals analysis with actionable variance commentary.
• Partner with heads on headcount planning and ROI initiatives.
• Build and maintain operating models and forecasts.

Skills

Financial modeling

Business partnership

Variance analysis

Budget management

AI integration

Tools

SQL

Business intelligence tools

Rillet

Ramp

Abacum

Job description

Overview

Who we are: We are a leader in fraud prevention and AML compliance. Our platform uses device intelligence, behavior biometrics, machine learning, and AI to stop fraud before it happens. Today, over 300 banks, retailers, and fintechs worldwide use Sardine to stop identity fraud, payment fraud, account takeovers, and social engineering scams. We have raised $145M from world-class investors, including Andreessen Horowitz, Activant, Visa, Experian, FIS, and Google Ventures.

Our culture

• We have hubs in the Bay Area, NYC, Austin, Toronto, and São Paulo. However, we maintain a remote-first work culture. #WorkFromAnywhere

• We hire talented, self-motivated individuals with extreme ownership and high growth orientation.

• We value performance and not hours worked. We believe you shouldn\'t have to miss your family dinner, your kid\'s school play, friends get-together, or doctor\'s appointments for the sake of adhering to an arbitrary work schedule.

Location

• Remote - US/Canada

• From Home / Beach / Mountain / Cafe / Anywhere!

• We are a remote-first company with a globally distributed team. You can find your productive zone and work from there.

About the role

We\'re looking for an FP&A Analyst to join our Finance team as a true business partner. You\'ll help own the financial relationship across our business functions - GTM, Engineering, G&A, and beyond - and be the connective tissue between operational activity and financial outcomes.

You\'ll be actively working with business leaders, pushing for clarity on spend, surfacing risks, and turning data into decisions.

What you\'ll be doing

• Own budget vs. actuals analysis across assigned business functions, with clear variance commentary that drives action

• Partner with department heads on headcount planning, vendor spend, and initiative-level ROI

• Build and maintain operating models, forecasts, and scenario analyses

• Support monthly and quarterly close, including accrual analysis, building and adjusting forecasts, and board/leadership reporting

• Develop financial models and dashboards that give leaders real-time visibility into their business

• Identify and surface financial risks and opportunities proactively - not just when asked

• Leverage AI tools and workflows to increase the speed and quality of financial analysis

• Support business leaders in making key decisions about the direction of their organizations

What you\'ll need

• 2+ years of FP&A, corporate finance, or accounting experience

• Strong financial modeling skills - you build models others can actually use

• Proven ability to business partner: translate numbers into narratives, push back constructively, influence decisions

• Experience with variance analysis, budget management, and close processes

• Comfort working in a fast-moving, ambiguous environment without heavy process guardrails

• AI-native mindset - you actively incorporate AI into financial workflows and think about how to apply it to analysis, modeling, and reporting

Preferred

• Experience at a high-growth B2B SaaS or fintech company, or a large accounting firm

• Familiarity with Rillet, Ramp, or Abacum (or comparable modern finance stack tools)

• Experience with business intelligence tools such as Sigma

• Experience with SQL

Benefits we offer

• Generous compensation in cash and equity

• Early exercise for all options, including pre-vested

• Work from anywhere: Remote-first Culture

• Flexible paid time off and Year-end break

• Health insurance, dental, and vision coverage for employees and dependents - US and Canada specific

• 4% matching in 401k / RRSP - US and Canada specific

• MacBook Pro delivered to your door

• One-time stipend to set up a home office — desk, chair, screen, etc.

• Monthly meal stipend

• Monthly social meet-up stipend

• Annual health and wellness stipend

• Annual Learning stipend