Founding Underwriter & Platform Architect

Hedge Specialty; San Francisco (CA); On-site; USD 125,000 - 250,000; Full time

Benefits offered by this job

Health benefits

Equity

Job summary

Hedge is seeking a founding underwriter in San Francisco to blend risk judgment with disciplined product thinking to scale. You will guide agency appetite, improve submission quality, structure placements, and turn underwriting knowledge into repeatable systems.

Base salary ranges $125K–$250K with equity 0.25%–1.50%. Final placement reflects underwriting depth, line expertise, authority, and scope you own.

Qualifications

• Minimum 3+ years of commercial underwriting or related placement experience.
• You can explain decisions clearly and handle ambiguity without reducing underwriting to a checklist.
• Ability to convert tacit knowledge into repeatable processes.

Responsibilities

• Evaluate commercial risks, exposures, controls, and submission quality.
• Match risks to appropriate carrier, MGA, and program appetite.
• Work with agencies and brokers to close information gaps and structure strong submissions.
• Negotiate terms and clearly communicate coverage, conditions, and tradeoffs.
• Build underwriting guidelines, decision tools, and feedback loops into Hedge's platform.
• Track outcomes and improve risk selection, turnaround time, and placement quality.

Skills

Underwriting

Risk assessment

Agency collaboration

Negotiation

Submission quality

Process thinking

Job description

Hedge is seeking a founding underwriter in San Francisco to blend risk judgment with disciplined product thinking to scale. You will guide agency appetite, improve submission quality, structure placements, and turn underwriting knowledge into repeatable systems.

Base salary ranges $125K–$250K with equity 0.25%–1.50%. Final placement reflects underwriting depth, line expertise, authority, and scope you own.