Florida Business Banking Credit & Deal Analyst

U.S. Bank; Sarasota (FL); Hybrid; USD 98,000 - 116,000; Full time

Job summary

U.S. Bank’s Florida Business Banking team seeks a motivated Business Banking Relationship Analyst (Credit) to partner with Relationship Managers, analyze financials, structure loans, and move opportunities forward with urgency.

You will own gathering documentation, support credit requests, and coordinate onboarding while maintaining strong client relationships and delivering exceptional service in a fast-paced, collaborative environment.

Qualifications

• Bachelor's degree, or equivalent work experience.
• Five to eight years of Business Banking experience.
• Well-developed analytical and problem-solving skills.
• Basic knowledge of bank products and services that results in successfully capitalizing on all opportunities to deepen the relationship.
• Basic knowledge of credit administration, analysis, and credit policy/procedure.
• Demonstrated understanding of complex financial accounting and analysis.
• Ability to work effectively with individuals and groups across the company to manage customer relationships.
• Effective verbal and written communication skills.

Responsibilities

• Partner closely with Relationship Managers on client discovery, deal qualification, and loan structuring.
• Provide thoughtful financial analysis and support pricing decisions while maintaining a strong sense of urgency.
• Actively manage deal activity and pipeline progression, identifying obstacles early and helping the team find solutions.
• Take ownership of gathering, reviewing, and organizing required client and credit documentation.
• Assist with deal summaries, credit requests, product solutions, and execution activities.
• Coordinate appraisal, documentation, closing, and onboarding activities to keep deals moving.
• Communicate proactively with Relationship Managers and internal partners so everyone understands where an opportunity stands and what needs to happen next.
• Help create a seamless, responsive experience that reinforces the value of the relationship from the beginning.
• Support ongoing portfolio management, including loan renewals, pricing updates, financial analysis, covenant tracking, and risk monitoring.
• Maintain accurate and timely client and opportunity information within bank systems.

Skills

Analytical skills

Problem-solving

Communication skills

Team collaboration

Education

Bachelor's degree, or equivalent work experience

Job description

U.S. Bank’s Florida Business Banking team seeks a motivated Business Banking Relationship Analyst (Credit) to partner with Relationship Managers, analyze financials, structure loans, and move opportunities forward with urgency.

You will own gathering documentation, support credit requests, and coordinate onboarding while maintaining strong client relationships and delivering exceptional service in a fast-paced, collaborative environment.