Fleet Credit Analyst

Daimler Truck North America; Charlotte (NC); Hybrid; USD 70,000 - 100,000; Full time

Benefits offered by this job

Annual bonus

401k with company match

4 weeks vacation

15 holidays

8 weeks parental leave

Healthcare plans

Tuition assistance

Job summary

Daimler Truck Financial Services seeks a Fleet Credit Analyst in Charlotte, NC for hybrid work. You will analyze large fleet credit files, assess risk, and collaborate with sales, legal, and finance teams to structure favorable terms while ensuring regulatory compliance.

The role requires a BS/BA in a relevant field and 2+ years in credit or finance, with proficiency in MS Office and DTFS systems. A strong team culture and growth opportunities are emphasized.

Qualifications

• BS/BA in business, finance, accounting or equivalent preferred.
• 2+ years in credit, financial analysis, or related field.
• Strong data collection, trend analysis and attention to detail.

Responsibilities

• Analyze financial condition of Fleet borrowers with DTFS balances over $1.25MM.
• Review accounts with balances above $1MM and provide sound recommendations.
• Present findings to approving authorities when outside limits of authority.
• Collaborate with District Finance Managers on credit risk and returns.
• Support Sales calls and dealer visits with credit insights.
• Understand Fleet legal documentation to ensure compliance.
• Assist in training, process improvement, and cross-team knowledge sharing.

Skills

Financial analysis

Credit analysis

Data collection & trend analysis

Attention to detail

MS Outlook proficiency

Education

BS/BA in Business Administration, Finance, or Accounting

Tools

ALFA

PEGA

ECP

Credit Lens

Legal Documentation

UCC

Job description

## Fleet Credit AnalystApply: Hybrid: Charlotte, NC US: Full time: Posted Today: End Date: October 23, 2026 (9 days left to apply): DT-19958**Inside the Role**The Fleet Credit is responsible for Daimler Truck Financial Services commercial retail and lease acquisitions for Fleet customers above $1.25MM outstanding with DTFS. Our Analyst demonstrate account knowledge, industry and customer business understanding, financial statement analysis, negotiations techniques and strategic solutions. We also maintain positive relationships with DTFS Sales Team and Dealer network to assist with profitable growth in the portfolio. Fleet Credit Analyst will work closely with inside and Outside Legal Counsel, Fleet Workout, Sales, Remarketing, Fleet Services, Titles and Dealer Credit teams. The position involves account knowledge, industry and customer business understanding, financial statement analysis, negotiations techniques and strategic solutions. The team has members with extensive and vast experiences, enjoys great camaraderie and support, knowledge sharing and teamwork.**Posting Information**We provide a scheduled posting end date to assist our candidates with their application planning. While this date reflects our latest plans, it is subject to change, and postings may be extended or removed earlier than expected.**We Take Care of Our Team**Pay offered dependent on knowledge, skills, and experience Benefits include annual bonus program; 401k company contribution with company match up to 6% as well as non-elective company contribution of 3 - 7% depending on age; starting at 4 weeks paid vacation; 15 calendar holidays; 8 weeks paid parental leave; employee assistance program; comprehensive healthcare plans and wellness programs; onsite fitness (at some locations); tuition assistance and volunteer paid time off; short-term and long-term disability plans.* **What You Drive At DTFS*** Analyze the financial condition for Fleet borrowers with DTFS outstanding balance that exceed $1.25MM, or requesting a line of credit.* Perform timely reviews of Fleet borrowers with outstanding balances in excess of $1MM.* For credit files outside of limits of authority, present sound and reasoned recommendations to the appropriate approving authorities, such as Local, Local + Senior, and Executive Credit Committee.* Build positive relations and work with District Finance Managers (DFMs) on buying strategies to ensure proper credit risk and returns are achieved.* Participate in joint Sales calls and Customer/Dealer visits, when necessary.* Have an understanding of all Fleet related Legal documentation to remain complaint ensuring DTFS perfection.* Ensure compliance with all applicable regulations including both the Local and Global Credit Rules* Assist with training and coaching other fleet collectors, new or as needed. Share knowledge to increase overall team performance.* Assist in department projects, process improvement, supporting company values and customer experience. **Knowledge You Should Bring*** BS/BA and prefer 2-4 years of relevant experience or 6 years of relevant experience in lieu of degree.* 2 years experience working in a general business field.* 1 year experience working with credit.* Proficiency with MS Suite (advanced user of Outlook and Excel).* Strong attention to detail.* Ability to collect data and establish facts and identity trend and variances. **Exceptional Candidates Might Have*** Bachelor's Degree in Business Administration, Accounting, Finance, Accounting, Economics, Finance, Statistics.* 2 years Financial analysis and presentation skills.* 1 years Moody’s software application experience.* 2 years of Commercial Lending experience in the Transportation Industry.* Knowledge in DTFS systems and applications preferred: ALFA, PEGA, ECP, Credit Lens, Legal Documentation, UCC.* Ability to integrate information from a variety of sources with caried levels of complexity.* Ability to formulate and test hypotheses from the purpose of forecasting outcomes.* Ability to review and interpret and evaluate statistical information.* Assist in department projects, process improvement, supporting company values and customer experience.**Where We Work**This position is open to applicants who can work in (or relocate to) the following location(s)-Charlotte, NC US. Relocation assistance is not available for this position.**Schedule Type:**Hybrid (4 days per week in-office / 1 day remote). This schedule builds our #OneTeamBestTeam culture, provides an unparalleled customer experience, and creates innovative solutions through in-person collaboration.Daimler Truck Financial is the captive financial services provider for the Daimler Trucks North America family of commercial vehicle products, including Freightliner Trucks, Western Star, SelecTrucks, Sprinter Vans, Thomas Built Buses and Fuso. We have specialized in financing commercial vehicles for more than 40 years. This proven experience gives us critical insights into helping businesses overcome challenges unique to the trucking industry. Additionally, we offer a range of financing solutions that can be customized to meet each individual business's needs, from owner-operators to large fleet managers and nearly every venture in-between.To achieve our goal of being the first-choice provider of vehicle financial products and services that support our brands, dealers and customers, we are looking for talented, diverse and inspired people with the skills, experience and innovative spirit to provide a first-class experience at every turn. We are committed to providing a great workplace environment that fosters a culture of openness, support and camaraderie. Our employee programs and benefits are reflective of our values and are designed to promote growth, balance and wellness in many aspects of your career and life.**Additional Information*** Applicants must be legally authorized to work permanently in the country of posting* Final candidate must successfully complete a criminal background check* Contractors, professional services, or other contingent workers should confirm with their local agency if they are eligible to apply for FTE positions* EEO - Disabled/VeteransDaimler Truck Financial Services is committed to workforce inclusion and providing an environment where equal employment opportunities are available to all applicants and employees without regard to race, color, sex (including pregnancy), religion, national origin, age, marital status, family relationship, disability, sexual orientation, gender identity and expression (including transgender and transitioning status), genetic information, or veteran status.For an accommodation or special assistance with applying for a posted position, please contact our Human Resources department at 503-745-8982 or toll free 800-206-3369. For TTY/TDD enabled call 503-745-2137 or toll free 866-355-6935