FIU Analyst (US)

MoonPay; United States; Hybrid; USD 70,000 - 100,000; Full time

Benefits offered by this job

Equity package

Hybrid schedule

Private healthcare

Annual training budget

Remote working allowance

Monthly product discounts

Job summary

MoonPay is seeking an FIU Analyst to safeguard our platform against financial crime. You’ll support the Financial Intelligence Unit, monitor transactions, and escalate suspicious activity as needed.

You will collaborate with the Risk and Compliance teams and report to the FIU leadership. Ideal candidates have 2+ years in financial crime or compliance, experience with blockchain analytics tools, and a strong eye for detail.

Qualifications

• 2+ years in Financial Crime/Compliance analytics or investigations.
• Experience with blockchain analytics solutions (Chainalysis, TRM, Elliptic, CipherTrace, Scorechain).
• Strong problem-solving and attention to detail.
• Ability to work independently in a dynamic fintech environment.
• Fluent in English.

Responsibilities

• Analyze transaction activity and on-chain data to identify suspicious patterns.
• Review wallet screening, KYT alerts, and investigations for risk indicators.
• Conduct open-source research on customers and transactions.
• Prepare alert dispositions and collaborate with FIU leadership on actions.
• Draft Suspicious Matter Reports (SMRs) when required and meet deadlines.

Skills

AML analytics

Fraud investigations

Regulatory reporting

English fluency

Tools

Chainalysis

TRM

Elliptic

Job description

Hi, we’re MoonPay. We’re here to onboard the world to the decentralized economy. Why?Because crypto and blockchain aren’t just technologies—they’re tools for global financial empowerment. They give people control over their money, their digital assets, and their future, unlocking opportunities that traditional systems have kept out of reach. What we do At MoonPay, we’re building the infrastructure that powers this new financial system. We make it easy for anyone, anywhere, to buy, sell, and trade crypto using everyday payment methods like cards, Apple Pay, PayPal, Revolut and Venmo. We provide simple tools to send, receive, and manage stablecoins, so anyone can participate in the crypto economy confidently. Trusted by nearly 30 million customers and over 500 companies, our secure, enterprise-grade platform is driving mainstream crypto adoption worldwide. We collaborate with innovative brands and projects to build secure, scalable solutions for a blockchain-powered future. And we’re committed to doing it right—fully licensed in the U.S. and regulated across the UK, EU, Canada, and Australia—because trust and compliance are non-negotiable. But we’re just getting started. We’ve launched a consumer app that makes crypto accessible, intuitive, and usable for everyone, and it’s growing fast. We’re iterating every day to make it the best it can be. If you believe financial freedom should be for everyone—if you believe in building a fairer, more open financial system, we want you with us. To build systems that benefit all, we need contributions from all, regardless of background. Come build the future of payments and the decentralized economy with MoonPay. Let’s make financial freedom and autonomy the new normal.

About the Opportunity

The Financial Intelligence Unit (FIU) is responsible for safeguarding the MoonPay platform against financial crime and money laundering activities. Leveraging advanced analytics and blockchain tracing tools, it collects and analyses huge volumes of data to identify potentially suspicious activities. The team collaborates with regulatory bodies, preparing & submitting Suspicious Activity Reports (SARs) and sharing intelligence to combat financial crime. The FIU Analyst will directly support the Financial Intelligence Unit (FIU) to ensure the business operates in accordance with all legal and regulatory requirements and all Group standards relating to anti-money laundering and counter terrorism financing. This role will be responsible to conduct transaction monitoring reviews to ensure efficient monitoring and detection of potential money laundering, terrorist financing, or illicit activities and elevate such activity for additional review. In addition, this role will work independently and closely with the FIU Director and Sr FIU Director, Regional Lead, Team Lead, and/or applicable Head of Compliance in international operational jurisdictions to ensure that all AML related matters are addressed in a timely fashion and in accordance with MoonPay’s Compliance policies and procedures.

What You Will Do

• Utilize the transaction monitoring and/or blockchain analytics solutions to independently analyze and assess activity or patterns of activity that do not commensurate with the customer’s profile or expected behaviour.
• Review blockchain wallet screening as well as KYT alerts and/or investigations to include on-chain activity to determine if the customer activity presents risk indicators.
• Independently conduct open source searches as applicable to the relevant customer(s), counterparties, and/or transactional activity.
• Analyze transactional activity, along with information collected through internal systems, blockchain screening tools, and open sources and use sound judgment, decision-making skills in making reasonable and well supported alert dispositions with adequate conclusions.
• Prepare clear and concise alert and/or case dispositions of potential suspicious activity detected for a Suspicious Matter Report (SMR) consideration.
• May be required to draft Suspicious Matter Reports (SMRs) Discuss potentially unusual findings with the Team Lead, Sr FIU Manager, Head of FIU, and/or appropriate Head of Compliance to determine the proper course of action.
• Ensure that transaction monitoring alerts, case investigations and SMRs are completed/submitted within the established deadlines and SLAs.

About You

• Previous working experience in Financial Crime/Compliance analytical / investigations role(s), for at least 2 years, preferably in TM/FIUACAMS / ACFCS or ICA accreditation.
• Experience with blockchain analytics solutions (Chainalysis, TRM, Elliptic, CipherTrace, Scorechain).
• Strong problem-solving skills and attention to detail.
• Ability to handle shifting priorities and thrive in a dynamic environment.
• Comfortable to work independently and upskill on new tools and technology.
• Team player with good communication skills, with the ability to explain technical concepts clearly to different audiences Fluent in English.

Bonus Point

• Prior experience working in a fast-paced fintech/cryptocurrency company.
• Blockchain analytics solution certifications (Chainalysis, TRM, Elliptic, CipherTrace, Scorechain).
• Proactive, “can-do”, collaborative approach Solution orientated.
• Ability to demonstrate a practical approach to alert processing / analysis.
• Ability to feed rule / investigation output back into AML Programme.
• Interested in cryptocurrency, blockchain and financial crime detection.

$70,000 - $100,000 a year

What you will be working with/on…You will be at the forefront of safeguarding MoonPay against financial crime. In this role, you'll be working in the FIU as an operational team member to review and resolve financial crimes alerts on a day-to-day basis and conduct Financial Crime Investigations. In addition, you will be responsible for escalating suspicious activity, and, if applicable, preparing suspicious activity reports in the required jurisdiction. You will be engaged within MoonPay’s Financial Intelligence Unit as well as with the MoonPay’s Risk and Compliance Teams and appropriate Heads of Compliance.

We’re looking for people who live our core values, those who strive for excellence and want to leave a lasting legacy on the global financial system. Our values:

• B - Be Hungry
• L - Level Up
• O - Own It
• C - Crypto Curious
• K - Kaizen

What’s in it for you

• Competitive salary package
• Equity package: We believe financial freedom starts with our employees, so all employees have ownership at MoonPay
• Pay for performance equity bonus: Those who drive outsized outcomes receive outsized rewards
• Moonshot award. We honor exceptional impact - 10 employees twice a year, each earning a $250,000 equity grant.
• Unlimited holidays: We give you the autonomy to choose when to work (and when to switch off)
• Hybrid working schedule: Work fully remotely or your nearest Moonbase, the choice is yours
• Private Healthcare benefits: To protect you and your loved ones
• Enhanced parental leave: So you can spend more time with your loved ones without a second thought
• Annual training budget: We support your training journey every step of the way
• Home office setup allowance: Create the home office of your dreams
• Remote working allowance: Those working fully remotely get a little extra for utilities
• Monthly budget to spend on our products and zero fee crypto transactions: Cultivate your inner DEGEN
• Employee referral programme: Great people know great people, refer them to receive 10K in USDC
• Regular remote company offsites: Meet your colleagues regularly for high impact in person sessions and hackathons
• Working in a disruptive and fast-growing company where excellence is rewarded

What’s it like to work at MoonPay? At MoonPay, you’ll work alongside driven, resourceful people who are passionate about excellence in everything they do. Kaizen is more than just a saying here, it’s a mindset. We encourage you to think big, take risks, and push the boundaries of what’s possible, knowing you have the support of a team that wants to see you grow. We’re listed in the