FIU Analyst (US - 12 month FTC)
MoonPay
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Benefits offered by this job
Job summary
Qualifications
- At least 2 years in a Financial Crime Compliance role.
- Experience using blockchain analytics tools.
- Strong analytical and decision-making skills.
Responsibilities
- Monitor transaction for signs of financial crime.
- Analyze customer behavior against risk indicators.
- Work independently to identify suspicious activities.
Skills
Education
Tools
Job description
Hi, we’re MoonPay. We’re here to onboard the world to the decentralized economy by making digital money move as universally and effortlessly as the internet.
Because crypto, stablecoins and blockchain aren’t just technologies. They’re tools for global financial empowerment. They give people and businesses more control over their money, their digital assets, and their future, opening access to legacy financial systems that have been out of reach for many.
MoonPay is a unified payments platform for digital currency. We make it easy for anyone, anywhere, to buy, sell, swap and pay in digital currencies as easy as sending an email. That simplicity is intentional, our focus is reducing complexity so people can participate confidently, without needing to be crypto experts. We power the entire flow between fiat and crypto end to end, with compliance, identity checks, fraud prevention, and settlement all built in. This end-to-end approach reflects how we work internally: with accountability, rigor, and trust built into everything we ship.
Trusted by over 30 million customers and over 500 ecosystem partners, our secure, enterprise-grade platform is driving mainstream crypto adoption worldwide. Behind those numbers are millions of real people and organizations relying on MoonPay every day.
We collaborate with innovative brands and projects to build secure, scalable solutions for a blockchain-powered future. This is an opportunity to help shape systems, not just scale them. And we’re committed to doing it right. Fully licensed in the U.S. and regulated across the UK, EU, Canada, and Australia, because trust and compliance are non‑negotiable.
The Financial Intelligence Unit (FIU) is responsible for safeguarding the MoonPay platform against financial crime and money laundering activities. Leveraging advanced analytics and blockchain tracing tools, it collects and analyzes huge volumes of data to identify potentially suspicious activities. The team collaborates with regulatory bodies, preparing & submitting Suspicious Activity Reports (SARs) and sharing intelligence to combat financial crime.
The FIU Analyst will directly support the Financial Intelligence Unit (FIU) to ensure the business operates in accordance with all legal and regulatory requirements and all Group standards relating to anti‑money laundering and counter terrorism financing.
This role will be responsible to conduct transaction monitoring reviews to ensure efficient monitoring and detection of potential money laundering, terrorist financing, or illicit activities and to elevate such activity for additional review. In addition, this role will work independently and closely with the FIU Director and Senior FIU Director, Regional Lead, Team Lead, and/or applicable Head of Compliance in international operational jurisdictions to ensure that all AML related matters are addressed in a timely fashion and in accordance with MoonPay's Compliance policies and procedures.
- Utilize the transaction monitoring and/or blockchain analytics solutions to independently analyze and assess activity or patterns of activity that do not commensurate with the customer’s profile or expected behaviour.
- Review blockchain wallet screening as well as KYT alerts and/or investigations to include on‑chain activity to determine if the customer activity presents risk indicators.
- Independently conduct open source searches as applicable to the relevant customer(s), counterparties, and/or transactional activity.
- Analyze transactional activity, along with information collected through internal systems, blockchain screening tools, and open sources and use sound judgment, decision‑making skills in making reasonable and well‑supported alert dispositions with adequate conclusions.
- Prepare clear and concise alert and/or case dispositions of potential suspicious activity detected for a Suspicious Matter Report (SMR) consideration.
- May be required to draft Suspicious Matter Reports (SMRs) and discuss potentially unusual findings with the Team Lead, Senior FIU Manager, Head of FIU, and/or appropriate Head of Compliance to determine the proper course of action.
- Ensure that transaction monitoring alerts, case investigations and SMRs are completed and submitted within the established deadlines and SLAs.
- Previous working experience in Financial Crime/Compliance analytical / investigations role(s), for at least 2 years, preferably in TM/FIUACAMS / ACFCS or ICA accreditation.
- Experience with blockchain analytics solutions (Chainalysis, TRM, Elliptic, CipherTrace, Scorechain).
- Strong problem‑solving skills and attention to detail.
- Ability to handle shifting priorities and thrive in a dynamic environment.
- Comfortable to work independently and upskill on new tools and technology.
- Team player with good communication skills, with the ability to explain technical concepts clearly to different audiences.
- Fluent in English.
- Prior experience working in a fast‑paced fintech/cryptocurrency company.
- Blockchain analytics solution certifications (Chainalysis, TRM, Elliptic, CipherTrace, Scorechain).
- Proactive, “can‑do”, collaborative approach; solution orientated.
- Ability to demonstrate a practical approach to alert processing / analysis.
- Ability to feed rule / investigation output back into AML Programme.
- Interested in cryptocurrency, blockchain and financial crime detection.
You will be at the forefront of safeguarding MoonPay against financial crime. In this role, you'll be working in the FIU as an operational team member to review and resolve financial crimes alerts on a day‑to‑day basis and conduct Financial Crime Investigations. You will also be responsible for escalating suspicious activity, and, if applicable, preparing suspicious activity reports in the required jurisdiction. You will be engaged within MoonPay’s Financial Intelligence Unit as well as with the MoonPay’s Risk and Compliance Teams and appropriate Heads of Compliance.
B - Be Hungry
L - Level Up
O - Own It
C - Crypto Curious
K - Kaizen
Research has shown that women are less likely than men to apply for this role if they do not have experience in 100% of these areas. Please know that this list is indicative, and that we would still love to hear from you even if you feel that you are only a 75% match. Skills can be learnt, diversity cannot.
- 💰 Competitive salary package
- 🤝 Equity package: We believe financial freedom starts with our employees, so all employees have ownership at MoonPay
- 📈 Pay for performance equity bonus: Those who drive outsized outcomes receive outsized rewards
- 🚀 Moonshot award. We honor exceptional impact – 10 employees twice a year, each earning a $250,000 equity grant.
- 🏝 Unlimited holidays: We give you the autonomy to choose when to work (and when to switch off)
- 🌍 Hybrid working schedule: Work fully remotely or your nearest Moonbase, the choice is yours
- 🩺 Private Healthcare benefits: To protect you and your loved ones
- 🍼 Enhanced parental leave: So you can spend more time with your loved ones without a second thought
- 📚 Annual training budget: We support your training journey every step of the way
- 🪑 Home office setup allowance: Create the home office of your dreams
- 👛 Remote working allowance: Those working fully remotely get a little extra for utilities
- 💰 Monthly budget to spend on our products and zero fee crypto transactions: Cultivate your inner DEGEN
- 💰 Employee referral programme: Great people know great people, refer them to receive 10K in USDC
- ✈️ Regular remote company offsites: Meet your colleagues regularly for high impact in person sessions and hackathons
- 🚀 Working in a disruptive and fast‑growing company where excellence is rewarded
At MoonPay we believe that every voice matters. We strive to create a mindful and respectful environment where everyone can bring their authentic self to work, and experience a culture that is free of harassment, racism, and discrimination. That’s why we are committed to diversity and inclusion in the workplace and are a proud equal opportunity employer. We prohibit discrimination and harassment of any kind based on race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status or any other characteristic protected by law. This policy applies to all employment practices within our organization, including, but not limited to, hiring, recruiting, promotion, termination, layoff, and leave of absence.
MoonPay is also committed to providing reasonable accommodations in our job application procedures for qualified individuals with disabilities. Please inform our Talent Team if you need any assistance completing any forms or otherwise participate in the application process.
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
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