First Lien Lending Officer Assistant

First Merchants Bank; Franklin (TN); On-site; USD 42,000 - 66,000; Full time

Benefits offered by this job

Bonuses

Medical/Dental/Vision Insurance

401k

HSA/FSA

Vacation/Sick Time

Paid Holidays

Paid Parental Leave

Tuition Reimbursement

Additional Benefits

Job summary

First Merchants Bank in Franklin, TN is seeking a First Lien Lending Officer Assistant to coordinate the efforts of the assigned Loan Originator(s) and develop borrower relationships, handling the mortgage process with strict compliance.

This role emphasizes strong communication, organizational skills, and knowledge of mortgage products; admin or Encompass experience is a plus, with growth opportunities and comprehensive benefits.

Qualifications

• High School diploma or equivalent is required.
• Excellent verbal and written communication skills are essential.
• Self-motivated with strong organizational skills.
• Experience in administrative support or mortgage environment is a plus.

Responsibilities

• Qualify deals using diverse lead sources.
• Develop and maintain a network of business relationships for lending opportunities.
• Interview applicants, collect financials, and assess creditworthiness for various loan products.
• Ensure reports are completed accurately and filed on time.
• Assist Loan Originators with scheduling and communications.

Skills

Verbal communication

Written communication

Organizational skills

Self-motivated

Education

High School diploma or equivalent

Tools

Microsoft Office Suite

Encompass

Job description

First Merchants Bank is seeking a First Lien Lending Officer Assistant to join our team! This position will be responsible for coordinating the efforts of her/his assigned Loan Originator(s), establishing relationships with potential borrowers through lead self-generation, and in some cases by working with company-provided leads. This role will facilitate the relationship between bank and borrower throughout the lifecycle of the mortgage process and ensure all compliance guidelines are strictly adhered to. The First Lien Lending Officer Assistant will act in accordance with the corporate ethics policy and ensure all business is conducted with the utmost integrity.

As part of this role you will:

• Be responsible for deal qualification using a variety of lead sources.
• Continually identify, develop, and maintain a quality network of business relationships and serve as a recurring source of referrals for new lending opportunities to grow a portfolio of leads.
• Interview loan applicants, collect and review financial and related information, and determine the general creditworthiness of the prospect and the specific merits of the loan request for purchase, refinance, and construction loans on residential real estate property.
• Assure the appropriate reports are completed accurately and filed in a timely manner.
• Organizational assistance to assigned LO(s), including planning meetings, calendar organization, and email communication assistance.
• Keep up with educational requirements and maintain a working knowledge of laws regulations, programs and products.
• Comply will all applicable federal and state compliance guidelines relative to the position.
• Carry out such other duties as may be assigned or requested.

To be successful in this position, we require the following:

• High School degree or equivalent.
• Self-motivated with good organizational and interpersonal skills.
• Excellent verbal and written communication skills.

The following would be a plus:

• Administrative assistant or project management experience.
• Working knowledge of mortgage products and programs.
• Proficiency in standardized software applications, including Microsoft Office Suite.
• Encompass experience.
• NMLS License.

First Merchants offers the following:

• Base Pay PLUS Bonuses
• Medical, Dental and Vision Insurance
• 401k
• Health Savings and Flexible Spending Accounts
• Vacation/Sick Time
• Paid Holidays
• Paid Parental Leave
• Tuition Reimbursement
• Additional Benefits

A little about us:

First Merchants is guided by a genuine philosophy of being a meaningful place to work and having a prosperous impact across all walks of life throughout the communities we serve, including consumers, businesses and other organizations. Our Vision, Mission and Team statement reflect and reinforce that authentic service philosophy.

Our Vision is:

To enhance the financial wellness of the diverse communities we serve.

Our Mission is:

To be the most responsive, knowledgeable, and high-performing financial organization for our clients, teammates, and shareholders.

Our Team:

\"We are a collection of dynamic colleagues with diverse experiences and perspectives who share a passion for positively impacting lives. We are genuinely committed to attracting and engaging teammates of diverse backgrounds. We believe in the power of inclusion and belonging.\"

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws.

For further information, please review the Know Your Rights notice from the Department of Labor.