First Liberty Bank Mortgage Closing Associate

First Liberty Bank; Oklahoma City (OK); On-site; USD 45,000 - 60,000; Full time

Job summary

First Liberty Bank is hiring a Mortgage Loan Closing & Funding Associate in Oklahoma City to manage the closing and funding of consumer mortgage loans. This role includes taking responsibility for the loan file from processing to funding, working with title companies, and ensuring compliance with all regulations.

The ideal candidate will have at least 1 year of closing or 2 years of mortgage loan processing experience, strong communication skills, and excellent attention to detail.

Qualifications

• Minimum 1 year of closing or 2 years of mortgage loan processing.
• Familiarity with current mortgage lending laws and regulations.
• Strong ability to manage multiple tasks/projects and deadlines.

Responsibilities

• Manage a loan file from completion of processing through loan funding.
• Work with title company to balance Closing Disclosure.
• Prepare closing instructions and documents for the closing agent.

Skills

Mortgage process knowledge

Strong verbal and written communication skills

Attention to detail

Ability to manage multiple tasks

Education

High school graduate

Tools

Encompass loan origination system

Job description

Overview

The Mortgage Loan Closing & Funding Associate is responsible for managing the closing and funding of consumer mortgage loans. This position reports to the Mortgage Division Manager.

Responsibilities

• Take responsibility of a loan file from completion of processing through loan funding
• Work with title company to balance Closing Disclosure
• Issue Closing Disclosure and obtain signatures from borrowers
• Prepare closing instructions and closing documents and send to closing agent
• Clear closing conditions required by Underwriting
• Request funds from Treasury department to be wired to title company
• Following closing, obtain and review certain signed documents from title and issue funding authorization
• Manage post-closing document follow up and document flow
• Maintains strict adherence and compliance to all laws, rules, regulations, policies, procedures and internal controls specific to your role
• Attends necessary training required to maintain and assure a high level of knowledge in the mortgage loan industry and to maintain any necessary certifications
• Performs all duties with the utmost integrity, honesty, confidentiality and superior level of respect for the applicant/borrower
• Other duties deemed necessary in order to deliver excellent customer service and a high quality delivery of products to both the applicant/borrower and other Bank staff

Qualifications

• Minimum 1 year of closing or 2 years of mortgage loan processing
• Familiarity with current mortgage lending laws and regulations, understanding of documentation relating to residential real estate lending and conventional financing
• Familiar with mortgage lending file organization and the related documentation associated with mortgage files
• Basic knowledge of the mortgage process, documentation and loan terminology
• Knowledge of reviewing title policy commitments, including clearing exceptions to insurance
• Encompass loan origination system experience a plus but not required
• Strong verbal and written communication skills
• Well-developed ability to manage multiple tasks/projects and deadlines simultaneously
• A high degree of accuracy and attention to detail
• High school graduate

Physical Requirements & Working Conditions

Sitting or standing for long periods of time, walking, finger dexterity, repetitive motions, talking, hearing and visual acuity. Professional office environment. Occasional lifting of storage boxes.

FIRST LIBERTY BANK IS AN EQUAL OPPORTUNITY EMPLOYER –Vets/Disabled