Fintech Systems Architect: Microservices & Payments

DashDevs LLC; United States; Remote; USD 100,000 - 150,000; Full time

Benefits offered by this job

Vacation days 20

Vacation days 25

Competitive pay

Great team

Clear processes

Management updates

Carryover vacation

Job summary

DashDevs LLC specializes in a white-label modular fintech platform enabling rapid digital banking and payment product creation. The System Analyst will define architecture, specifications, and integration designs for scalable, compliant financial systems.

You will translate business needs into technical docs and collaborate across cross-functional teams to ensure secure, multi‑currency, cross‑border capabilities.

Qualifications

• 4+ years as System Analyst, Technical Analyst, or similar role in fintech or banking domains
• Strong understanding of financial systems architecture including general ledgers, payment processing, and account management
• Experience with microservices architecture, API design, and distributed systems
• Proficiency in creating technical documentation: system design documents, data flow diagrams, sequence diagrams, ER diagrams
• Knowledge of database design and data modeling for transactional systems
• Understanding of integration patterns, message queues, and event‑driven architectures
• Familiarity with payment systems standards (ISO 20022, SWIFT, SEPA, card schemes)
• Experience with API specifications (REST, OpenAPI/Swagger, webhooks)
• Understanding of cloud infrastructure and deployment architectures (AWS, Azure, GCP)
• Knowledge of authentication and authorization mechanisms (OAuth, JWT, API keys)

Responsibilities

• Analyze and document system requirements for platform modules including payments, card issuance, digital wallets, accounts, ledger management, and compliance systems
• Translate business requirements into detailed technical specifications, API contracts, database schemas, and integration architectures
• Design data models, entity relationships, and data flow diagrams for transactional and financial systems with appropriate normalization and performance considerations
• Define integration patterns and technical specifications for connecting with payment processors, KYC/AML providers, card issuers, and open banking platforms
• Document system behaviors using sequence diagrams, component diagrams, deployment architectures, and API specifications (OpenAPI/Swagger)
• Collaborate with Solution Architects to ensure system designs align with microservices architecture patterns, scalability requirements, and technical best practices
• Define non‑functional requirements including performance benchmarks, security controls, data retention policies, and audit trail specifications
• Facilitate technical design workshops with Engineering teams to review system specifications, validate implementation approaches, and identify technical risks
• Create comprehensive system documentation in Confluence covering technical flows, component interactions, message formats, and infrastructure requirements
• Support QA teams by defining system integration test scenarios, technical acceptance criteria, and end‑to‑end testing strategies
• Analyze system performance bottlenecks and propose optimization solutions for high‑throughput financial transaction processing
• Ensure all technical specifications maintain regulatory compliance requirements (PCI DSS, GDPR, PSD2) and financial data security standards
• Maintain traceability between business requirements, system specifications, technical implementations, and test cases
• Participate in sprint planning, technical refinement sessions, and architecture review boards to ensure alignment between product vision and technical execution

Skills

System Analyst

Financial systems

Microservices

API design

Documentation

Database design

OAuth/JWT

OpenAPI/Swagger

Confluence/Notion

Cloud (AWS/Azure/GCP)

Tools

OpenAPI/Swagger

Confluence

Notion

Job description

DashDevs LLC specializes in a white-label modular fintech platform enabling rapid digital banking and payment product creation. The System Analyst will define architecture, specifications, and integration designs for scalable, compliant financial systems.

You will translate business needs into technical docs and collaborate across cross-functional teams to ensure secure, multi‑currency, cross‑border capabilities.