Fintech ERM & Compliance Lead (Hybrid NYC)

United States Digital Space LLC; New York (NY); Hybrid; USD 111,000 - 135,000; Full time

Benefits offered by this job

Remote‑work for up to 4 weeks per year

Job summary

the company LLC, a subsidiary of Capital One, N.A., is seeking a Risk & Compliance Lead in New York City. The role is hybrid, with three in-office days (Mon, Wed, Thu) and up to four weeks of fully remote work annually.

You will drive regulatory compliance programs, partner with Legal, People, and GRC, and oversee audits and partner reporting to enable responsible growth in a highly regulated space.

Qualifications

• 3+ years of experience in compliance or risk within financial services.
• Knowledge of regulations governing card, lending, and deposits (Reg B, UDAAP, FTC, Dodd-Frank) with BSA/AML and KYC familiarity.
• Experience with risk assessments, issue management, policy maintenance, or regulatory change management.
• Exceptional communication and interpersonal skills for collaboration with bank partners, auditors, and internal teams.
• Detail-oriented with strong organizational and project management abilities.
• Hands-on, concise and straightforward style; collaborative and delivery-focused.

Responsibilities

• Develop and enhance the organization’s compliance program aligned with regulatory requirements and industry best practices.
• Manage issue governance, remediation oversight, reporting, workflow automation, and ongoing process improvements.
• Oversee compliance reviews of new products and material changes with risk assessment and stakeholder engagement.
• Collaborate with Legal, People, and GRC to implement compliance initiatives such as third-party risk management.
• Implement workflow tools to support core compliance program initiatives (risk assessment, issue management, etc.).
• Review, submit, and track external inquiries including audits and bank partner requests.
• Coordinate cross-functionally to ensure timely monthly bank partner reporting.
• Represent the company in external audits and bank partner reviews; manage relationships with external auditors and bank partners.

Skills

Compliance experience

Regulatory knowledge

Policy maintenance

Communication skills

Organizational skills

Hands-on approach

Collaboration

Tools

Workflow tools

Job description

the company LLC, a subsidiary of Capital One, N.A., is seeking a Risk & Compliance Lead in New York City. The role is hybrid, with three in-office days (Mon, Wed, Thu) and up to four weeks of fully remote work annually.

You will drive regulatory compliance programs, partner with Legal, People, and GRC, and oversee audits and partner reporting to enable responsible growth in a highly regulated space.