Fintech Credit Solutions Associate

First Citizens; Chicago (IL); Hybrid; USD 79,000 - 105,000; Full time

Job summary

First Citizens Innovation Bank is seeking a Credit Solutions professional for a hybrid role based in Chicago. You will lead credit analysis, underwriting, and portfolio monitoring to ensure credit quality and profitability.

The team focuses on regulated financial services across Lending, Real Estate, Capital Markets, Payments, and related areas. Base pay ranges from $78,750 to $105,000 with potential incentives.

Qualifications

• Bachelor's Degree and 1 year of experience in Credit analysis and accounting OR High School Diploma or GED and 5 years of experience in Credit analysis and accounting.
• Preferred: at least 2 years of credit analysis and accounting experience, ideally commercial banking.
• Base pay range noted for Chicago; total compensation may include incentives and benefits.

Responsibilities

• Credit Analysis and Underwriting - preside over spreading of financial statements and analyze data.
• Portfolio Management and Monitoring - monitor existing credit relationships and prepare risk assessments.
• Documentation and Compliance - maintain credit files and gather documents for applications/renewals.
• Client Relationship Support - assist in client information gathering and meetings preparation.

Skills

Credit analysis

Accounting

Financial documentation

Education

Bachelor's degree

High School Diploma or GED

Job description

First Citizens Innovation Bank is seeking a Credit Solutions professional for a hybrid role based in Chicago. You will lead credit analysis, underwriting, and portfolio monitoring to ensure credit quality and profitability.

The team focuses on regulated financial services across Lending, Real Estate, Capital Markets, Payments, and related areas. Base pay ranges from $78,750 to $105,000 with potential incentives.