FinTech Compliance Lead: AML/KYC & Bank Partnerships

EliseAI; San Francisco (CA); On-site; USD 140,000 - 190,000; Full time

Job summary

EliseAI is seeking a Compliance Lead in San Francisco to build and operate AML/BSA, KYC/KYB, fraud detection and loss-prevention programs. You’ll partner with Legal, Product, Engineering, and Operations to translate regulatory requirements into practical workflows and controls, driving timely compliance and trusted partner relationships.

You will own KYC/KYB processes, supervise transaction-monitoring, and prepare required reports for financial institution partners, while guiding product

Qualifications

• 5+ years of AML/BSA compliance experience at a fintech, bank, payment processor, money services business, or comparable regulated financial institution.
• Hands-on experience managing relationships with banking partners, sponsor banks, or other financial institutions.
• Experience building an AML/BSA compliance program from 0 to 1.
• Working knowledge of transaction monitoring, customer identification and due diligence, enhanced due diligence, sanctions screening, investigations, and UAR and SAR processes.
• Strong understanding of FinCEN regulations, the Bank Secrecy Act, and OFAC sanctions requirements.
• Experience with compliance technology and operational tooling; familiarity with platforms such as Sardine or similar systems is a plus.
• Clear written communication, sound judgment, and the ability to translate complex compliance requirements for cross-functional stakeholders.
• Excellent organizational rigor and the ability to manage multiple concurrent deadlines and stakeholders without things slipping.
• Willingness to work in person at our office 4-5 days a week.

Responsibilities

• Own and continuously improve the company's fraud monitoring, KYC/KYB, AML/BSA and OFAC/sanctions compliance programs, including policies, procedures, risk assessments, and governance materials.
• Serve as a primary compliance contact for banking, fintech, and other financial institution partners, overseeing recurring meetings, reporting cycles, obligations, open items, and escalations.
• Lead KYC/KYB processes, oversee transaction-monitoring operations, review escalated alerts and investigations, and prepare Unusual Activity Reports (UARs) and other required reports for financial institution partners.
• Work with Legal, Product, and Engineering to translate regulatory requirements into practical workflows, controls, system rules, audit trails, and monitoring capabilities.
• Contribute compliance guidance to new products and market initiatives, identifying risks early and helping teams launch responsibly at speed.
• Coordinate compliance testing, audits, examinations, issue remediation, and responses to partner or regulator requests.
• Track state and federal regulatory developments, translating them into clear, prioritized actions for the business.
• Help build a culture where compliance is practical, embedded in the product, and accountable to real outcomes.
• Own our BSA/AML compliance training program, building content, tracking completion, and reporting to third parties.

Skills

AML compliance

KYC/KYB

Transaction monitoring

OFAC sanctions

Regulatory knowledge

Compliance tooling

Written communication

Project management

Tools

Sardine platform

RegTech tooling

Job description

EliseAI is seeking a Compliance Lead in San Francisco to build and operate AML/BSA, KYC/KYB, fraud detection and loss-prevention programs. You’ll partner with Legal, Product, Engineering, and Operations to translate regulatory requirements into practical workflows and controls, driving timely compliance and trusted partner relationships.

You will own KYC/KYB processes, supervise transaction-monitoring, and prepare required reports for financial institution partners, while guiding product