Fintech Compliance Lead: AML/KYC & Fraud

EliseAI; San Francisco (CA); On-site; USD 140,000 - 190,000; Full time

Job summary

EliseAI, based in San Francisco, seeks a Compliance Lead to build and operate AML/BSA, KYC/KYB, fraud detection, and sanctions programs. You will partner with Legal, Product, and Engineering to turn regulations into practical workflows and controls, while managing audits and partner requests.

You will drive multi-stakeholder collaboration, maintain regulatory readiness, and support responsible growth with scalable processes and training programs.

Qualifications

• 5+ years AML/BSA compliance experience in fintech, bank, or regulated finance.
• Hands-on experience managing relationships with banking partners.
• Experience building AML/BSA programs from 0 to 1.
• Knowledge of transaction monitoring, due diligence, SAR/UAR processes.
• Strong understanding of FinCEN, BSA, and OFAC requirements.
• Familiarity with compliance tech and platforms like Sardine.
• Clear written communication and ability to translate regulatory requirements.

Responsibilities

• Own and improve AML/BSA, KYC/KYB, fraud, and sanctions programs.
• Primary compliance contact for banking and fintech partners; manage meetings and reporting.
• Lead KYC/KYB; oversee transaction-monitoring; prepare UARs/SARs for partners.
• Translate regulatory requirements into practical workflows and controls.
• Contribute compliance guidance to new products and markets.
• Coordinate testing, audits, examinations, and regulator responses.
• Track regulatory developments and translate into actions.
• Promote a culture where compliance is embedded in product and operations.
• Own the BSA/AML training program and reporting to third parties.

Skills

AML/BSA compliance

Regulatory knowledge

Communication skills

Organizational rigor

Cross-functional collaboration

Sardine or similar tooling

Tools

Sardine

Job description

EliseAI, based in San Francisco, seeks a Compliance Lead to build and operate AML/BSA, KYC/KYB, fraud detection, and sanctions programs. You will partner with Legal, Product, and Engineering to turn regulations into practical workflows and controls, while managing audits and partner requests.

You will drive multi-stakeholder collaboration, maintain regulatory readiness, and support responsible growth with scalable processes and training programs.