FinCrime Risk Manager (AML)

Revolut Ltd; United States; On-site; GBP 90,000 - 130,000; Full time

Benefits offered by this job

Flexible work location

Metal subscription

Team events

Financial benefits

Job summary

Revolut Ltd is seeking a Risk Manager for our Financial Crime team to collaborate with first-line FinCrime teams, advising on decisions, assessing risks, and supporting control testing. You’ll help design and validate AML controls across global markets.

You'll provide AML advisory on new products and jurisdictions, ensure risks are understood and mitigated early, and contribute to governance with clear reporting and documentation.

Qualifications

• Fluent English is required and demonstrated experience in AML/CTF.
• Strong regulatory knowledge and ability to assess financial crime risks.
• Proven analytical, critical thinking and decision-making skills.
• Excellent report writing, presentation, and stakeholder management abilities.
• Highly organised, structured working style with strong attention to detail.

Responsibilities

• Designing and implementing robust AML controls aligned with regulatory requirements and scalable across global markets
• Providing AML advisory on new products, jurisdictions, and features, ensuring risks are understood and mitigated early
• Supporting audit and regulatory engagements through clear articulation of Revolut’s control frameworks
• Performing control testing and QA to validate the design and operating effectiveness of key AML controls
• Partnering with Product, Operations, and Compliance teams to ensure AML controls are effective, measurable, and customer-centric
• Enhancing customer outcomes by identifying control issues that may cause detriment and recommending improvements
• Maintaining AML MI dashboards and documentation to support internal governance and external transparency

Skills

English fluency

AML/CTF expertise

Regulatory knowledge

Analytical thinking

Stakeholder management

Organised working style

Regulatory research

Job description

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 80+ million customers get more from their money every day.

As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

Our Financial Crime team blends regulatory expertise with data-driven thinking to make sure our products meet legal and policy requirements and deliver real value to customers. In a fast-moving, digital environment, they stay one step ahead by finding smart, scalable ways to prevent financial crime.

We're looking for a Risk Manager to collaborate with our first-line FinCrime teams in building safe, effective controls. You'll be advising on financial crime decisions, assessing and validating FinCrime risks, and supporting control testing.

What you'll be doing

• Designing and implementing robust AML controls aligned with regulatory requirements and scalable across global markets
• Providing AML advisory on new products, jurisdictions, and features, ensuring risks are understood and mitigated early
• Supporting audit and regulatory engagements through clear articulation of Revolut’s control frameworks
• Performing control testing and QA to validate the design and operating effectiveness of key AML controls
• Partnering with Product, Operations, and Compliance teams to ensure AML controls are effective, measurable, and customer-centric
• Enhancing customer outcomes by identifying control issues that may cause detriment (e.g., inappropriate off-boarding or transaction blocks), and recommending improvements
• Maintaining AML MI dashboards and documentation to support internal governance and external transparency

What you'll need

• 7+ years of financial crime experience, working in either a consultancy or more than one financial institution within an AML/CTF role
• Excellent knowledge of local requirements for financial crime controls
• Experience performing detailed financial crime risk assessments, and assessing, designing, and testing mitigation controls
• A good understanding of both traditional and innovative financial services products (e.g., crypto), and their associated financial crime risks
• Proficiency in performing detailed and efficient research of regulatory requirements, industry guidance, and case studies in relation to new markets or products
• An understanding of industry-wide financial crime practices and trends
• Solid analytical, critical thinking, and decision-making skills
• A highly organised and structured working style
• Excellent report writing, presentation, and stakeholder management skills
• Fluency in English

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We’re not just doing this because it’s the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Get what you need to succeed

• Financial benefits that show we value your work
• Flexibility to work from home, the office, or abroad
• A Revolut Metal subscription loaded with perks
• Exciting events year-round so you can get to know your team