Financial Crime Compliance Lead

Revolut; Spain (TX); On-site; USD 120,000 - 160,000; Full time

Job summary

Revolut is seeking an innovative Financial Crime Compliance Lead to join the second line of defence. You will manage oversight and compliance by identifying financial crime risks and maintaining systems and controls to protect customers and the business.

You will lead policy updates, oversee MLRO performance, and support cross-functional teams with product launches while ensuring regulatory requirements are met and risk is kept within appetite.

Qualifications

• 8+ years of FinCrime experience (AML/CTF and sanctions) covering retail and business customers.
• Strong understanding of financial crime frameworks and controls.
• Knowledge of global regulatory expectations and risk management practices.
• Fluent in English with excellent communication skills.
• Proven ability to influence senior stakeholders and lead across functions.

Responsibilities

• Maintain and update FinCrime policies and define group minimum standards.
• Oversee performance of entity MLROs and compliance managers.
• Support incident identification, remediation and resolution of FinCrime risks.
• Define standards to manage financial crime risks and ensure organization-wide application.
• Provide 2LoD support for product launches, processes, and systems.
• Ensure FinCrime risks are considered in day-to-day operations.
• Participate in governance committees to identify issues and propose solutions.
• Develop dashboards to monitor risk appetite and trigger investigations.
• Prepare reports for senior management and Board on high-risk issues.

Skills

FinCrime experience

KYC/CDD/EDD

Regulatory knowledge

English fluency

Stakeholder management

Communication

Job description

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 75+ million customers get more from their money every day.

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 75+ million customers get more from their money every day.

About The Role

Our Financial Crime team blends regulatory expertise with data-driven thinking to make sure our products meet legal and policy requirements and deliver real value to customers. In a fast-moving, digital environment, they stay one step ahead by finding smart, scalable ways to prevent financial crime.

We're looking for an innovative and driven Financial Crime Compliance Lead to join the second line of defence. You'll manage oversight and compliance by quickly identifying financial crime risks and maintaining systems and controls.

Up to shape what's next in compliance? Let's get in touch.

What You'll Be Doing

• Maintaining and updating group FinCrime policies, including defining the group minimum standard for FinCrime processes across the organisation
• Overseeing quarterly performance of entity MLROs and compliance managers
• Providing oversight and support to the identification, remediation, and resolution of FinCrime-related risk incidents
• Assisting senior management in defining standards to manage financial crime risks, ensuring that these standards are applied across the organisation
• Offering 2LoD support to the business, 1LoD FinCrime teams, and entity MLRO teams with the launch of products, procedures, processes, and systems
• Ensuring FinCrime risks are considered in our day-to-day operations
• Participating in FinCrime-related governance committees to check-and-challenge initiative owners, identify potential issues, and propose solutions
• Establishing, maintaining, and reviewing dashboards to identify areas that might fall outside risk appetite and require further investigation
• Preparing reports for senior management, group committees, and the Board, escalating any key or high-risk financial crime compliance issues

What You'll Need

• 8+ years of experience in FinCrime (AML/CTF and sanctions), covering retail and business customers, such as KYC, CDD/EDD, transaction monitoring, risk assessments, SARs, etc.
• A good understanding of both innovative financial services products and their associated financial crime risks
• Knowledge of anti-financial crime frameworks, regulatory recommendations, risk management good practice, and control arrangements in a complex financial organisation
• Excellent knowledge of global requirements for financial crime controls
• A solid understanding of industry-wide financial crime practices and trends
• Expertise in identifying financial crime risks and potential vulnerabilities, and advising on best practices to address those findings
• A track record of stakeholder management and the ability to collaborate, negotiate, and communicate effectively
• Fluency in English

Nice to have

• A professional qualification from an internationally recognised body (e.g., ICA, ACAMS)
• Experience in crypto, wealth and trading, and/or correspondent banking
• Familiarity with key regulatory issues on anti-fraud and control assessment processes

Important notice for candidates

Job scams are on the rise. Please keep these guidelines in mind when applying for any open roles.

• Only apply through official Revolut channels. We don’t use any third-party services or platforms for our recruitment.
• Always double-check the emails you receive. Make sure all communications are being done through official Revolut emails, with an @revolut.com domain.

We won't ask for payment or personal financial information during the hiring process.

By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Revolut. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Revolut may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Revolut's Candidate Privacy Notice