FinCrime Data & Risk Analyst — Remote

Next Matter; Washington (District of Columbia); On-site; USD 110,000 - 170,000; Full time

Benefits offered by this job

Unlimited time off

Flexible working

Health, dental and vision plans

401(k) with matching

Equity option plan

Rain Card program

Team summits

Job summary

Rain is seeking a Financial Crimes Risk Analytics professional to bolster its FIU, enhancing transaction monitoring and scalable rule development across card, ACH, wire, and digital asset activity.

With 2–4+ years of experience, you will leverage SQL and blockchain intelligence tools to reduce false positives, translate regulatory requirements into data‑driven logic, and collaborate with investigations and compliance leadership to strengthen controls.

Qualifications

• 2–4+ years of experience in risk analytics, financial crimes analytics, compliance data, fraud analytics, or related fields.
• Hands-on experience with blockchain intelligence tools such as Chainalysis, TRM Labs, Elliptic, or similar platforms.
• Strong SQL skills (ability to write complex joins, aggregations, window functions, and performance‑optimized queries on large datasets)
• Experience analyzing transaction‑level data and building or optimizing rule‑based monitoring logic
• Familiarity with AML/BSA concepts and transaction monitoring frameworks
• Ability to translate ambiguous regulatory requirements into structured, data‑driven logic
• Strong analytical thinking and ability to independently structure open‑ended problems

Responsibilities

• Assist in continuously improving transaction monitoring rules across card, ACH, wire, and digital asset activity to increase detection quality and reduce false positives
• Conduct deep‑div investigations into emerging risk patterns and convert findings into scalable, production‑ready monitoring logic
• Analyze alert and case data to evaluate rule performance (e.g., false positive rates, alert‑to‑case conversion, escalation outcomes) and recommend data‑driven optimizations
• Partner with Compliance Investigations to identify typologies and ensure monitoring logic reflects real‑world risk signals and regulatory expectations
• Support the design and refinement of onboarding and KYC/KYB risk segmentation frameworks
• Build and maintain dashboards and recurring reporting that provide visibility into rule effectiveness, operational efficiency, and overall risk exposure
• Perform ad hoc risk analyses across customer cohorts, geographies, products, and transaction behaviors to identify outliers or control gaps

Skills

SQL

Blockchain tools

Risk analytics

AML/BSA knowledge

Data modeling

Regulatory translation

Tools

Chainalysis

TRM Labs

Elliptic

Job description

Rain is seeking a Financial Crimes Risk Analytics professional to bolster its FIU, enhancing transaction monitoring and scalable rule development across card, ACH, wire, and digital asset activity.

With 2–4+ years of experience, you will leverage SQL and blockchain intelligence tools to reduce false positives, translate regulatory requirements into data‑driven logic, and collaborate with investigations and compliance leadership to strengthen controls.