Financial Services Advisor

Monterra-Credit-Union; San Mateo (CA); On-site; USD 34,000 - 43,000; Full time

Benefits offered by this job

Medical Insurance

401(k) with matching

Bonuses

Paid time off

Tuition reimbursement

Job summary

Monterra Credit Union in the Bay Area seeks a Financial Services Advisor to serve members with deposit, loan, and investment products. You will conduct interviews, profile member needs, and cross-service solutions.

Responsibilities include processing transactions, supporting business development, and ensuring compliance with applicable laws. A starting wage of $25.00–$31.00 per hour and a comprehensive benefits package are offered, with bilingual pay incentives and growth opportunities.

Qualifications

• Broad knowledge of financial products and services required.
• Experience with lending processes, documentation, and DMV regulations preferred.
• Strong organization, analytical, interpersonal, service and communication skills.
• Ability to use PC Windows-based programs (Excel, Word, e-mail).

Responsibilities

• Assist members with all Credit Union products and services (deposits, loans, investments).
• Cross-service appropriate products to meet member financial needs.
• Process loan requests, including applications, documentation and disbursal; notify members if declined.
• Open memberships and various accounts (checking, money market, CDs, IRA, Trust) and handle related requests.
• Balance cash reserves and maintain security controls per policy.
• Support business development efforts within the community.

Skills

Financial products knowledge

Lending process

Customer service

Interpersonal skills

Spanish language helpful

Tools

MS Office

Job description

Do you possess a broad knowledge of financial products and services?Would you like to work at a collaborative organization that thrives on providing outstanding member service both internally and externally?Would you like to work at a multi-faceted, dynamic organization that thrives on teamwork and collaboration?If so, we’d love to talk with you about Monterra Credit Union’s full-time Financial Services Advisor Position!Located in the heart of the Bay Area, Monterra Credit Union is a community-centric and growth-oriented financial institution. We invest in the success of people and our community by giving back, making things easier, and committing ourselves to our members’ potential. Diversity, equity and inclusion are critical to our success, and we value the varied backgrounds and experiences that everyone brings to our organization. If you value collaboration, forward-thinking, and giving back, this just might be the place for you.SALARY & BENEFITSMonterra Credit Union reflects the value placed on employees by providing an excellent salary and benefits package:Starting pay of $25.00 - $31.00 per hour depending on experienceBilingual pay incentives (English/Spanish or English/Tagalog)Semi-annual bonuses for meeting key financial and operational goalsMedical, Dental, Vision, Life, and Long-Term Disability insurances401(k) including generous matching contributionsDiscounts on financial products and services, including mortgage and auto loansPaid time off, tuition reimbursement, and much more!POSITION SUMMARYServes as a primary source to handle member inquires, requests or processing of new transactions. Conduct new account and loan interviews with the ability to profile member needs and use good judgment on recommendation of credit union products and services. Performs assigned cash handling duties associated with the processing of member transactions, inquiries, and daily branch operations. Responsible for assisting with Business Development efforts within the community as assigned.PRIMARY RESPONSIBILITIESProvides assistance to new and existing members with regard to all Credit Union products and services (includes all deposit products, lending products and investment opportunities available).Cross-services appropriate products and services to help meet member financial needs and assigned cross-servicing goals.Assists with Business Development efforts within the communityProcesses loan requests, including applications, documentation and disbursal, when necessary. Notifies members when a loan is declined.Possesses thorough knowledge of Credit Union loan policies, regulations, credit granting criteria, documentation required for each loan type, including DMV and ancillary products.Opens new membership, checking, money market, investment certificate, IRA, Trust, Uniformed Transfer to Minor Accounts, and carries out requests on deceased accounts and fraud situations.Solely responsible for the security and balancing of assigned cash reserves and negotiable items at all times. Maintains cash levels, key controls and dual controls in accordance with Credit Union policy.Within established guidelines and procedures, performs work requiring the use of judgment and discretion in making decisions to satisfy member needs. Recommends alterations or revisions to department policies and procedures as needed.Performs other related duties as assigned by the Branch Lead or Manager.Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and laws enforced by the Office of Foreign Assets Control.Provides service that aligns with the Credit Union’s mission of passionately delivering relevant products, services, and education tailored to help our members, employees, and communities achieve their financial goals.PHYSICAL DEMANDSThe physical demands and work environment characteristics described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.While performing duties of the job, employee may be required to use frequent physical activities include sitting, standing, reaching, walking, talking, bending, and constant use of hands.Employee must occasionally lift and/or move up to 5 pounds.Employee may occasionally work overtime.These activities are not necessarily performed to the same degree and combination every day.Apply Now for Consideration!Monterra Credit Union is an equal-opportunity employer. Qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, gender identity, disability, or protected veteran status.Possess a broad knowledge of financial products and services, and preferred experience with the lending process, documentation, and DMV regulations.Possess strong organization, analytical, interpersonal, service and communication skillsProvide high levels of thoroughness and accuracyPossess strong cross-servicing skillsMust have knowledge of PC Windows-based programs (Excel, Word, and e-mail).Experience with attending community events and developing community relationshipsAbility to speak fluently in Spanish is a plus.