Financial Protection Specialist

AO Globe Life; Cleveland (OH); Remote; USD 18,000 - 46,000; Full time

Benefits offered by this job

Remote work

Warm leads provided

Weekly pay

Medical premium reimbursement

Online training, coaching, mentorship

Performance incentives

No overhead costs

Union representation

Job summary

AO Globe Life is seeking a Remote Benefits Advisor to guide individuals and families on life, accident, and supplemental health insurance from a home-based setting.

You will meet clients via company-provided warm leads, review benefits needs, and explain options in plain language, helping clients choose coverage that fits their situation. This role emphasizes self-motivation, ongoing coaching, and performance-based rewards.

Qualifications

• Excellent communication and listening skills.
• People-oriented and detail-focused.
• Comfortable using computer systems and virtual meeting platforms.
• Self-motivated with strong follow-through.
• Able to work independently and collaboratively.

Responsibilities

• Meet virtually with clients from company-provided warm leads.
• Schedule appointments and conduct needs-based benefit reviews.
• Explain insurance options in clear, easy-to-understand language.
• Help clients identify coverage that aligns with their needs.
• Follow up professionally and maintain strong client relationships.

Skills

Excellent communication

People-oriented

Detail-focused

Tech savvy

Self-motivated

Independent worker

Tools

Computer systems

Virtual meeting platforms

Job description

Help families understand their protection options while building a career from home.

AO Globe Life is seeking a Remote Benefits Advisor to work with individuals and families who are looking for guidance on life, accident, and supplemental health insurance. This role is ideal for someone who enjoys meaningful conversations, values professional development, and wants a performance-based career with strong support.

What You'll Do

• Meet virtually with clients from company-provided warm leads

• Schedule appointments and conduct needs-based benefit reviews

• Explain insurance options in clear, easy-to-understand language

• Help clients identify coverage that aligns with their needs

• Follow up professionally and maintain strong client relationships

What We Offer

• 100% remote work

• Warm leads provided

• Weekly pay with unlimited earning potential

• Medical insurance premium reimbursement

• Online training, daily coaching, and mentorship

• Performance incentive opportunities

• No overhead costs

• Union representation through OPEIU Local 277

• Career growth with a stable organization serving members and families for 70 years

Qualifications

• Excellent communication and listening skills

• People-oriented and detail-focused

• Comfortable using computer systems and virtual meeting platforms

• Self-motivated with strong follow-through

• Able to work independently and collaboratively

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate's expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.