Financial Operations Analyst II, Treasury

Wisetack; Chicago (IL); On-site; USD 71,000 - 99,000; Full time

Benefits offered by this job

Equity

Benefits

Job summary

Wisetack is seeking a Financial Operations Analyst II, Treasury to run, improve and automate money movement workflows. You'll leverage AI tools, SQL, and Python to handle large datasets, streamline recurring processes, and investigate financial discrepancies.

The role combines a finance mindset with technical curiosity to build scalable, reliable processes. The position sits in Wisetack's Treasury team, reporting to the Finance organization, and offers growth, competitive pay, and equity in a

Qualifications

• 2+ years professional experience.
• Bachelor's degree (Economics, Accounting, Finance, or similar preferred).
• Knowledge of SQL is essential.
• Python experience a plus, with the desire to learn a must.
• Automation mindset and aptitude for AI tools to write and debug queries.
• Analytical and inquisitive mindset with a desire to learn.
• Strong Excel knowledge.
• Ability to work independently with attention to detail.
• Collaborates across technical and non-technical teams.

Responsibilities

• Perform finance related recurring operations, such as loan sales to investors.
• Process automation – initiate, engineer and maintain scripts to streamline functions.
• Read, debug, and modernize existing SQL and Python pipelines; not just build new ones.
• Empower other teams by being a subject matter expert for loan data and processes.
• Perform ad hoc data analysis and clearly communicate insights to internal/external partners.
• Build out validations and governance controls to protect against fraud and errors.

Skills

SQL

Python

Excel

Automation

Analytical thinking

Collaboration

Education

Bachelor's degree

Tools

SQL pipelines

Python pipelines

Job description

Since 2018, Wisetack has been building transparent and intuitive consumer lending products that help service-based businesses thrive (think HVAC companies, veterinarians, or auto repair shops).

Our leadership team comes from top fintech companies such as Lending Club, Affi... no, let's correct:

Our leadership team comes from top fintech companies such as Lending Club, **Affirm**, and Varo Money. And we're backed by leading VCs, including Insight Partners, Greylock, Quadrille, and Bain Capital Ventures (investors in Airbnb, LinkedIn, Instagram, Dropbox, and more).

Having raised $84M, we're a well-funded startup and have invested in people and technology while growing our partnerships — responsibly.

We're also proud to have received recognition from the fintech world. Awards we've won include:

• Ranked #21 on 2024 Inc. 5000 based on revenue growth
• Ranked #15 on 2024 Deloitte Fast 500 based on revenue growth
• 2024 Best Embedded Finance Solution for Banking Tech Awards
• 2023 Best Consumer Lending Program by Tearsheet
• 2023 Best Point of Sale Product by Fintech Breakthrough

But what you'll find us gleaming about the most is the recognition from our own customers, particularly our sky-high NPS rating of 79. (For reference, the average score is 44 for financial services and 36 for SaaS companies.)

As a result of our efforts in building this healthy company culture, we've been nominated to several Great Places to Work lists, such as Best Small Workplaces, Best Workplaces in the Bay Area, and Best Workplaces in Financial Services & Insurance.

Like any startup, we're in it for the long haul, and we're looking for people willing to join our journey of building something special together.

This process starts with our company values, which guide us in everything we do — and have played a critical role in our success. We valiantly abide by them, and would expect you to do the same:

• Put customers first (that's our M.O.)
• Act fast (leverage our startup environment).
• Lead the way (show and tell).
• Take ownership (everyone is hands-on here).
• Be a good human (no egos, build financial products that do right by people).

Learn more about our values here.

The Role

Wisetack's Treasury team helps power how money moves through our products. We work closely with Product and Data Engineering to ensure accuracy between our merchants, borrowers, and capital partners.

We're looking for a Financial Operations Analyst II, Treasury to run, improve and automate critical money movement workflows. You'll use AI tools, SQL and Python to work with large datasets, streamline recurring processes, and investigate financial discrepancies.

This role is ideal for someone who combines a finance mindset and attention to detail with the technical curiosity to automate scalable, reliable processes.

Responsibilities

• Perform finance related recurring operations, such as loan sales to our investors
• Process automation – initiate, engineer and maintain scripts used to streamline different business functions
• Read, debug, and modernize existing SQL and Python pipelines — not just build new ones — including work inherited from prior analysts
• Empower Customer Support, Product, and other Finance team members by being a subject matter expert and resource for loan data and finance processes
• Perform ad hoc data analysis projects and clearly communicate insights to both internal and external business partners
• Build out validations and financial-governance controls that protect Wisetack against fraud and financial error

Requirements

• 2+ years professional experience
• Bachelor's degree (Economics, Accounting, Finance, or similar preferred)
• Knowledge of SQL is essential
• Python experience a plus, with the desire to learn a must
• An automation-oriented mindset and a real aptitude for AI tools — using them to write and debug queries and build reconciliation tooling faster
• Analytical and inquisitive mindset with a desire to learn
• Strong Excel knowledge
• Ability to work independently, with the attention to detail to own high dollar processes
• Collaborates seamlessly across both technical and non-technical teams

Bonus Points

• Experience automating processes out of excel and into a SQL or script-based process
• FinTech experience, such as experience with loan-level, credit, or lending data

The range of base salary for the position is between $70,800 - $99,100 plus equity, and benefits. Please note that the base salary range is a guideline, and individual total compensation will vary based based on on factors such as qualifications, skill level and competencies.

Spend a little time on our About Us page and check out our Press page and our blog for more.

This hiring process utilizes artificial intelligence tools to assist in candidate screening and assessment. Our AI tools are designed to complement, not replace, human decision-making. Our data practices are described in Wisetack's Privacy Policy.