Financial Institutions Credit Analyst - Associate / Associate Director (MD)

KBRA; Frederick (MD); Hybrid; USD 80,000 - 100,000; Full time

Job summary

An established industry player is seeking a skilled Associate/Associate Director to join its Financial Institutions team. This role involves conducting in-depth analysis of financial statements, developing rating recommendations, and collaborating with team members to produce comprehensive reports. The ideal candidate will have a strong background in credit analysis and a proven ability to communicate effectively within a dynamic environment. With a hybrid work schedule and competitive benefits, this is an exciting opportunity for professionals looking to advance their careers in credit ratings and financial analysis.

Benefits

Competitive benefits

Paid time off

Paid family and disability leave

401(k) plan with employer match

Educational and professional development assistance

Employee referral bonus program

Cell phone provided

Qualifications

• 3+ years of experience in financial institutions or credit rating agencies.
• Strong proficiency in communication and advanced Excel skills.

Responsibilities

• Conduct in-depth analysis of financial statements for rating recommendations.
• Collaborate to produce comprehensive industry reports and present findings.

Skills

Credit Analysis

Financial Statement Analysis

Verbal Communication

Written Communication

Advanced Excel Skills

Team Collaboration

Education

Bachelor's Degree

Advanced Graduate Degree

CFA Designation

Job description

Financial Institutions Credit Analyst - Associate / Associate Director (MD)

Frederick, Maryland, United States

Position Title: Financial Institutions Credit Analyst - Associate / Associate Director (MD)

Entity: Kroll Bond Rating Agency, LLC

Employment Type: Full-Time

Location: Frederick, Maryland, United States

Summary/Overview:

KBRA (Kroll Bond Rating Agency, LLC) is seeking an experienced Associate / Associate Director to join its growing Financial Institutions team. This role will be focused on credit ratings and research primarily on banking institutions. The position will be based in KBRA’s Frederick, Maryland office.

Key Job Requirements:

• Conduct in-depth analysis of financial statements from banks and other financial institutions to develop rating recommendations.
• Create committee memos, detailed research reports, and analytical materials including quantitative and qualitative assessments to support rating decisions.
• Collaborate with team members to produce comprehensive industry reports.
• Present rating recommendations to KBRA rating committees and actively participate in management meetings with rated financial institutions, as well as investor meetings and calls.
• Continuously monitor a portfolio of financial institutions to identify and assess significant developments.

Key Skills/Experience:

• A bachelor’s degree is required; an advanced graduate degree and/or CFA designation is highly desirable.
• A minimum of 3 years of professional experience in a financial institution or credit rating agency.
• Strong proficiency in verbal and written communication, as well as advanced Excel skills.
• Proven ability to collaborate effectively within a team in a fast-paced and dynamic environment.
• Relevant expertise in credit analysis, credit ratings, or direct experience in the banking sector.

Salary Range:

The anticipated annual base salary range for these full-time positions is $80,000 to $100,000. Offer amounts are determined by factors such as experience, skills, geography, and other job-related factors.

• A hybrid work schedule (Tuesday, Wednesday, and Thursdays in the office)
• Competitive benefits and paid time off
• Paid family and disability leave
• 401(k) plan, including employer match (100% vested)
• Educational and professional development financial assistance
• Employee referral bonus program
• Cell phone provided

About Us:

Kroll Bond Rating Agency, LLC (KBRA) is a full-service credit rating agency registered with the U.S. Securities and Exchange Commission as an NRSRO. KBRA is also recognized by the National Association of Insurance Commissioners as a Credit Rating Provider.

More Info:
KBRA encourages applications from all qualified individuals without regard to race, color, religion, gender, sexual orientation, gender identity or expression, age, national origin, marital status, citizenship, disability, and veteran status or any other basis prohibited by federal, state or local law.