Financial Crimes Investigator

EverBank Financial Corp.; Charlotte (NC); Presencial; USD 66 000 - 90 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

401(k) savings

Wellness & voluntary benefits

Life and Disability Insurance

Resumo da oferta

EverBank Financial Corp. is seeking an FCC Investigator to join our Sanctions Compliance team in Charlotte, NC. You will review and investigate suspicious financial activity to ensure AML compliance with BSA, USA PATRIOT Act, and related regulations.

You will lead investigations, analyze transactions, and prepare SARs with supporting documentation while coordinating with internal teams and regulators. The role emphasizes accuracy, regulatory awareness, and collaboration across the enterprise.

Qualificações

• 2 years of financial services experience (Fraud, AML, Operations, or service).
• Working knowledge of AML regulatory guidance, red flags, and industry practices.

Responsabilidades

• Conduct thorough investigations of suspicious transactions and alerts generated by the transaction monitoring system and internal referrals from business units across the enterprise.
• Analyze customer transactions and behaviors using internal and external data sources to determine if activity is consistent with customer expected activity.
• Prepare detailed and well-supported Suspicious Activity Reports (SARs) in accordance with regulatory requirements.
• Maintain accurate and well-organized case files and documentation for audit and regulatory review.
• Communicate effectively with internal departments and external stakeholders as needed during investigations.
• Stay current on AML regulatory developments, trends, and best practices.
• Participate in special projects and ad hoc investigations as assigned.

Conhecimentos

AML regulatory knowledge

Analytical skills

Communication skills

Formação académica

University (Degree) Preferred

Ferramentas

CRM systems

Transaction monitoring systems

SAR filing experience

Descrição da oferta de emprego

FCC Investigator
The Financial Crimes Compliance (FCC) Investigator is a detail-oriented and analytical individual with focus on Anti-Money Laundering (AML). The FCC Investigator is responsible for reviewing and investigating suspicious financial activity to ensure the company's compliance with AML laws and regulations, including the Bank Secrecy Act (BSA), USA PATRIOT Act, and other applicable regulatory requirements.
Key Responsibilities and Duties

• Conduct thorough investigations of suspicious transactions and alerts generated by the transaction monitoring system and internal referrals from business units across the enterprise.
• Analyze customer transactions and behaviors using internal and external data sources to determine if activity is consistent with customer expected activity.
• Prepare detailed and well-supported Suspicious Activity Reports (SARs) in accordance with regulatory requirements.
• Maintain accurate and well-organized case files and documentation for audit and regulatory review.
• Communicate effectively with internal departments and external stakeholders as needed during investigations.
• Stay current on AML regulatory developments, trends, and best practices.
• Participate in special projects and ad hoc investigations as assigned.

Minimum Qualifications

• 2 years of financial services experience (Fraud, AML, Operations, or service).
• Working knowledge of AML regulatory guidance, red flags, and industry practices.

Preferred Qualifications

• 3+ years of experience supporting financial crimes or AML operations.
• Demonstrated understanding of customer relationship management (CRM) information and transaction processing systems.
• Certified Anti-Money Laundering Specialist (CAMS) or Certified Global Sanctions Specialist (CGSS)
• Demonstrated ability to interpret data and assess reasonability.
• Knowledge of variousAML typologies.
• Analytical skills with the ability to solve complex problems and execute on solutions.
• Strong interpersonal and relationship skills.

Educational Requirements

• University (Degree) Preferred

Physical Requirements

• Physical Requirements: Sedentary Work

Additional Information

Additional Information:

The FCC Sanctions Compliance team provides Second Line of Defense oversight and governance for EverBank’s sanctions (OFAC) and Currency Transaction Reporting (CTR) compliance programs. The team is responsible for establishing and maintaining effective compliance oversight, monitoring, and detection capabilities to identify and mitigate regulatory risk. Core functions include strategic program governance, policy management, regulatory advisory services, intelligence and investigative analysis, regulatory reporting, and oversight of sanctions screening and operational processes that support the overall effectiveness of the sanctions compliance framework.

Posting end date - 10/30/26

Location(s)

18100 Von Karman Ave, Irvine , California 92612 , United States

8300 Eager Road, St. Louis , Missouri 63144 , United States

1377 Motor Parkway, Islandia , New York 11749 , United States

18100 Von Karman Ave, Irvine , California 92612 , United States 301 West Bay Street, Jacksonville , Florida 32202 , United States 8300 Eager Road, St. Louis , Missouri 63144 , United States 6801 Carnegie Boulevard, 3rd Floor, Charlotte , North Carolina 28211 , United States 1377 Motor Parkway, Islandia , New York 11749 , United States

Pay Range

$66,300 - $89,700

Pay & Benefits Summary

EverBank, N.A. is committed to the well-being of its associates. That's why we offer a comprehensive Total Rewards package commensurate with the position and job-related qualifications, skills and knowledge. The Company's comprehensive Total Rewards package provides choice and flexibility and respects differences. The following benefits are available through the Company:

• 401(k) savings
• Additional wellness & voluntary benefits

Additional Company-provided benefit options (subject to plan terms):

• Life and Disability Insurance

Job Description Disclaimer

This job description is not intended to be a comprehensive list of duties, responsibilities or activities that are required to perform this job. Duties, responsibilities and activities may change without notice.

EverBank, N.A. is a nationwide specialty bank providing high-value products and services to consumer and commercial clients nationwide. As a pioneer in online banking, we offer convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers.

The Company's commitment is to deliver to our clients high-performing, high-yield solutions backed by exceptional service, always giving them the advantage they expect, to make the most of their money.