Financial Crimes Investigator I

Stock Yards Bank & Trust; Louisville (KY); Sur place; USD 55 000 - 75 000; Plein temps

Résumé du poste

Stock Yards Bank & Trust is seeking a Financial Crimes Investigator I to perform AML and fraud alert reviews and case investigations, ensuring timely identification and escalation of suspicious activity. The role emphasizes accuracy, confidentiality and cross-functional collaboration within a regulated banking environment.

The ideal candidate has at least 1–2 years in financial crime investigations or monitoring, with knowledge of AML/CFT regulations and strong analytical skills.

Qualifications

• Knowledge of AML/CFT regulations governing banking.
• High degree of accuracy and attention to detail.
• Ability to multi-task in a dynamic environment.
• Excellent communication with management and staff.
• Strong planning and organizational skills.
• Proficient in MS Excel and Word.
• Good judgement and decision making.
• Ability to work independently.
• Maintain strict confidentiality.

Responsabilités

• Research, analyze and investigate potentially suspicious activity related to money laundering and terrorist financing.
• Conduct comprehensive case investigations with transaction data and customer records.
• Prepare detailed case notes and attachments from internal and external research.
• Monitor high-risk customers and escalate as needed.
• Recommend risk mitigation strategies to protect bank and customers.
• Perform recovery-related tasks and communications.
• Maintain confidential and compliant handling of information.

Connaissances

AML/CFT regulations

high accuracy

multi-tasking

communication

planning & organization

PC skills (Excel/Word)

judgment & decision-making

problem solving

independence

confidentiality

Formation

High School Diploma or GED

College Degree preferred

Outils

AML software

Description du poste

Job Title: Financial Crimes Investigator I

FLSA Status: Exempt

Department: Financial Crimes

Hours of Operation: Monday - Friday 8:00-6:00 + Weekend Rotation (on call)

General Job Summary:

As a Financial Crimes Investigator, you will perform AML and/or Fraud alert/case reviews, seeking to minimize risks associated with financial crimes and suspicious activity.

Organizational Duties and Responsibilities:

• Supports the mission, vision and philosophy of the Bank. Complies willingly with all organizational policies and procedures.
• Supports all functions that maintain compliance with regulatory agencies.

Essential Duties and Responsibilities:

• Responsible for researching, analyzing and investigating potentially suspicious activity related to money laundering and terrorist financing and other forms of financial crime from system generated alerts and internal referrals to ensure suspicious transactions are identified within specified timeframes and escalated for further review as necessary
• Conducts comprehensive case investigations which includes analyzing transaction information, reviewing customer data, researching open source and media checks, and recommending a SAR or no SAR be filed
• Prepares quality investigative documentation which includes detailed case notes and attachments of internal and external research
• Conducts ongoing monitoring and reviews on customers deemed high-risk and escalates suspect activity to management as needed
• Recommends and implements risk mitigation strategies aimed at protecting the bank and customers from financial loss
• Performs recovery-related tasks and communications
• Maintains all client, system, investigation, and departmental information in a confidential and compliant manner

Other Functions:

• Assists the Financial Crimes Manager with ongoing financial crime issues and inquiries
• Communicates with branch staff, other internal departments, and customers to obtain additional information and documentation as needed
• Other Duties as assigned

Minimum Job Requirements:

Education: High School Diploma or GED Equivalent, College Degree preferred

Experience:

• Minimum 2 years of banking experience; or equivalent combination of education and financial industry experience
• Minimum 1 year of current financial crime investigations or monitoring preferred

Specific Skills:

• Knowledge of AML/CFT and related regulations governing banking
• High degree of accuracy and attention to detail
• Ability to function in a multi-task environment
• Capability to communicate and collaborate with all levels of management and employees
• Strong planning and organizational skills; must demonstrate good analytical and problem-solving skills in an ever-changing environment
• Strong PC skills (Excel and Word)
• Sound judgment and decision-making
• Ability to define problems and propose solutions
• Ability to work independently with limited direction from supervisor
• Ability to maintain a high level of confidentiality

Specialized: Ability to navigate AML software and its related functions

Licenses: CAMS, CFE, CAFP or similar desired

Physical Requirements:

The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Primarily sedentary work performed in an office environment
• Ability to sit for extended periods of time while working at a computer
• Frequent use of hands and fingers to operate a computer, keyboard, mouse, and other office equipment
• Ability to speak clearly and hear well enough to communicate with clients, team members, and vendors via phone, video, and in person
• Visual acuity sufficient to read computer screens, printed documents, and financial data
• Occasional standing, walking, bending, or reaching
• Ability to lift and carry up to 10-15 pounds occasionally (e.g., files, office supplies)