Financial Crimes Investigator

EverBank Financial Corp.; Lewisville (TX); On-site; USD 66,000 - 90,000; Full time

Job summary

EverBank, N.A. is seeking an FCC Investigator to join the Financial Crimes Compliance team in Texas. You will review and investigate suspicious financial activity to ensure AML compliance with BSA, USA PATRIOT Act, and related regulations.

The role emphasizes detailed analysis, SAR preparation, and accurate case documentation. As a candidate, you will analyze customer transactions, coordinate with internal teams, and stay current on AML trends.

Qualifications

• 2 years of financial services experience (Fraud, AML, Operations, or service).
• Working knowledge of AML regulatory guidance, red flags, and industry practices.

Responsibilities

• Conduct investigations of suspicious transactions and alerts from the monitoring system across the enterprise.
• Analyze customer transactions and behavior to assess activity consistency with expected patterns.
• Prepare detailed SARs in line with regulatory requirements.
• Maintain organized case files for audit and regulatory review.
• Communicate with internal and external stakeholders during investigations.
• Stay current on AML developments, trends, and best practices.
• Participate in special projects and ad hoc investigations.

Skills

AML knowledge

CRM familiarity

Data interpretation

Analytical thinking

Interpersonal skills

Education

University degree preferred

Tools

CRM software

Transaction monitoring systems

Job description

FCC Investigator

The Financial Crimes Compliance (FCC) Investigator is a detail-oriented and analytical individual with focus on Anti-Money Laundering (AML). The FCC Investigator is responsible for reviewing and investigating suspicious financial activity to ensure the company's compliance with AML laws and regulations, including the Bank Secrecy Act (BSA), USA PATRIOT Act, and other applicable regulatory requirements.

Key Responsibilities and Duties

• Conduct thorough investigations of suspicious transactions and alerts generated by the transaction monitoring system and internal referrals from business units across the enterprise.

• Analyze customer transactions and behaviors using internal and external data sources to determine if activity is consistent with customer expected activity.

• Prepare detailed and well-supported Suspicious Activity Reports (SARs) in accordance with regulatory requirements.

• Maintain accurate and well-organized case files and documentation for audit and regulatory review.

• Communicate effectively with internal departments and external stakeholders as needed during investigations.

• Stay current on AML regulatory developments, trends, and best practices.

• Participate in special projects and ad hoc investigations as assigned.

Minimum Qualifications

• 2 years of financial services experience (Fraud, AML, Operations, or service).

• Working knowledge of AML regulatory guidance, red flags, and industry practices.

Preferred Qualifications

• 3+ years of experience supporting financial crimes or AML operations.

• Demonstrated understanding of customer relationship management (CRM) information and transaction processing systems.

• Certified Anti-Money Laundering Specialist (CAMS) or Certified Global Sanctions Specialist (CGSS)

• Demonstrated ability to interpret data and assess reasonability.

• Knowledge of various AML typologies.

• Analytical skills with the ability to solve complex problems and execute on solutions.

• Strong interpersonal and relationship skills.

Educational Requirements

• University (Degree) Preferred

Physical Requirements

• Physical Requirements: Sedentary Work

Career Level

6IC

Additional Information:

The FCC Sanctions Compliance team provides Second Line of Defense oversight and governance for EverBank’s sanctions (OFAC) and Currency Transaction Reporting (CTR) compliance programs. The team is responsible for establishing and maintaining effective compliance oversight, monitoring, and detection capabilities to identify and mitigate regulatory risk. Core functions include strategic program governance, policy management, regulatory advisory services, intelligence and investigative analysis, regulatory reporting, and oversight of sanctions screening and operational processes that support the overall effectiveness of the sanctions compliance framework.

Posting end date - 10/30/26

Job Seeker Notice

EverBank, N.A. is a nationwide specialty bank providing high-value products and services to consumer and commercial clients nationwide. As a pioneer in online banking, we offer convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers.

The Company's commitment is to deliver to our clients high-performing, high-yield solutions backed by exceptional service, always giving them the advantage they expect, to make the most of their money.

VEVRAA Federal Contractor

Member FDIC

Notice to Job Seekers (https://everbank.com/about/careers/notice-to-job-seekers)

Pay Range $66,300 - $89,700

EverBank, N.A. is an equal opportunity (EEO) employer, dedicated to maintaining a work environment free of bias, harassment, discrimination and retaliation. As an EEO employer, EverBank expressly prohibits discrimination, harassment and retaliation based on protected characteristics such as race, creed, ethnicity, color, age, religion, sex, sex stereotype, pregnancy, sexual orientation, gender, gender identity, gender expression, transgender status, marital status, national origin, ancestry, physical or mental disability, genetic history and information, or military or veteran status. Providing a safe, inclusive environment is a priority at EverBank and, consistent with that mission, EverBank considers all qualified applicants for employment regardless of protected status.

We will not discharge or in any other manner discriminate against associates or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another associate or applicant. However, associates who have access to the compensation information of other associates or applicants as a part of their essential job functions cannot disclose the pay of other associates or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by us, or (c) consistent with our legal duty to furnish information.