Financial Crimes Analyst I

Truist; Lumberton (NC); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Medical

Dental

Vision

Life insurance

Disability

AD&D

401k

Vacation days

Sick days

Paid holidays

Pension plan

RSUs

Deferred compensation

Job summary

Truist in Lumberton, NC seeks a detail-oriented analyst to research and decide on Financial Crimes cases and alerts across multiple intake channels. You will analyze account activity, assess risk, and apply applicable policies to reach informed decisions.

The role requires strong investigative, analytical, and communication skills, with the ability to work in a fast-paced environment and manage multiple cases.

Qualifications

• High school diploma or equivalent required.
• One year of banking, financial industry or related experience; preferably in a branch, audit, compliance, legal, risk or lending related capacity.
• Ability to learn and perform complex processes to meet department procedures, policies and regulations.
• Strong investigative, analytical, and critical thinking skills.
• Strong work prioritization and time management skills.
• Strong interpersonal, communication and client service skills.
• Proficiency in basic computer applications such as Microsoft Office software products.
• Ability to work in a high-stress, fast-paced environment with flexible hours.

Responsibilities

• Analyze and decision Financial Crimes related cases or alerts.
• Utilize banking systems to investigate and research all transactional information to ensure that Financial Crimes requirements are met.
• Conduct client research.
• Use critical thinking skills to make well supported decisions relative to the alert type.
• Utilize internal and external applications to assist in the investigation and research of all applicable alerts.
• Efficiently and effectively resolve cases or alerts with awareness of all timelines as directed by relative to Financial Crimes function.
• Support effective communication with internal and external partners or clients.
• Participate in BSA/AML/OFAC and/or Fraud related training that may include webinars, periodicals and self -study in order to stay abreast of any related changing laws and regulations.

Skills

Investigative skills

Analytical thinking

Time management

Interpersonal communication

Client service

Learn complex processes

Documentation

Education

High school diploma

Associate Degree

Tools

Microsoft Office

Job description

Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America)

Perform research and loss mitigation efforts across multiple intake channels to decision Financial Crimes related cases and alerts. Researches and analyzes account activity to assess the level of risk and make decision in accordance with applicable corporate and departmental policies and procedures.

ESSENTIAL DUTIES AND RESPONSIBILITIES

1. Analyze and decision Financial Crimes related cases or alerts.
2. Utilize banking systems to investigate and research all transactional information to ensure that Financial Crimes requirements are met.
3. Conduct client research.
4. Use critical thinking skills to make well supported decisions relative to the alert type.
5. Utilize internal and external applications to assist in the investigation and research of all applicable alerts.
6. Efficiently and effectively resolve cases or alerts with awareness of all timelines as directed by relative to Financial Crimes function.
7. Support effective communication with internal and external partners or clients.
8. Participate in BSA/AML/OFAC and/or Fraud related training that may include webinars, periodicals and self -study in order to stay abreast of any related changing laws and regulations.

QUALIFICATIONS

1. High school diploma or equivalent education and related training
2. One year of banking, financial industry or related experience; preferably in a branch, audit, compliance, legal, risk or lending related capacity
3. Ability to learn and perform complex processes in order to meet the spirit and letter of the procedures, policies and regulations that govern the department
4. Strong investigative, analytical, and critical thinking skills
5. Strong work prioritization and time management skills
6. Strong interpersonal, communication and client service skills
7. Demonstrated proficiency in basic computer applications such as Microsoft Office software products
8. Ability to work in a high-stress, fast-paced, rapidly changing environment.
9. Ability and willingness to work flexible hours as required by the function

Preferred Qualifications

1. Associate Degree
2. Experience in investigation, law enforcement, or lending role
3. Knowledge of BSA regulations and/or related compliance requirements, including reporting and record retention requirements
4. Experience in BSA/AML and/or compliance-related role, whether in a client facing or backroom/operational role

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation

All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position.

• medical
• dental
• vision
• life insurance
• disability
• accidental death and dismemberment
• tax-preferred savings accounts
• a 401k plan
• no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment
• 10 sick days (also prorated)
• paid holidays
• defined benefit pension plan
• restricted stock units
• deferred compensation plan

For more details on Truist’s generous benefit plans, please visit our Benefits site.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law.

Truist is a Drug Free Workplace.

EEO is the Law E-Verify IER Right to Work

About Truist Truist is a purpose-driven financial services company, formed by the historic merger of equals of BB&T and SunTrust.

We serve clients in a number of high-growth markets in the country, offering a wide range of financial services.

At Truist, our purpose is to inspire and build better lives and communities.

That happens through real care to make things better.

To meet client needs, to empower teammates, and to lift up communities.

Learn more about Truist on truist.com.