Financial Coach

Lever, Inc.; United States; Remote; USD 65,000 - 90,000; Full time

Benefits offered by this job

Company pension scheme

Private Medical Insurance

Home office furniture allowance

Job summary

Moneybox is seeking a role focused on lead contact for customers through their advice journey. You’ll listen, answer questions, build trust and gather information to help clients meet their goals via our advice service.

You’ll manage relationships across the initial to ongoing advice experience, acting as the primary contact for questions, updates, and changes, ensuring a fantastic customer experience. This is a remote role within the UK.

Qualifications

• RO4 is mandatory, alongside either RO1 or a level 3 certificate attained within 6 months of joining
• Excellent communication and engagement skills, particularly over the phone and via video calls
• Able to build strong and collaborative relationships, with customers and colleagues
• Comfortable with technology, using it to support your customer conversations, able to pick up and learn how to follow new processes quickly
• Highly organised, able to meet deadlines, multi-task and manage competing priorities during the day
• Experience in a customer facing role within financial services
• Driven and passionate about helping people meet their financial goals, awareness of Consumer Duty and a genuine instinct for good customer outcomes
• Experience working in a regulated environment, delivering high levels of customer service within a risk controlled framework
• Good knowledge of UK pensions, ISAs & investment products - their benefits, risks and tax treatment.

Responsibilities

• Relationship management: be the first contact for advised customers and build trust
• Information collection: listen, understand goals, collect and validate data for advice
• Support customer action: provide implementation support and accountability for advised outcomes
• Embracing change: use technology to manage customer relationships and improve processes
• Professionalism and diligence: maintain CPD and adhere to policies for safe, compliant service

Skills

Communication

Relationship building

Tech-savvy

Organization

Customer service

Regulated environment

UK pensions/ISAs

Financial services

Education

RO4 compliance

Level 3 certificate

Tools

CRM systems

Video conferencing

Job description

About Moneybox:

At Moneybox, our mission is to give everyone the means to get more out of life. We’re guided by our belief that wealth isn’t about the money, it’s about the means to more: more freedom, opportunities, possibilities, and peace of mind.

Moneybox is an award‑winning wealth management platform, helping nearly two million people build wealth throughout their lives, whether they're saving and investing, buying their first home, or planning for retirement.

And now Moneybox is building the means to help more people in more ways - through personal financial advice. We believe that great advice should be available to everyone, at every stage of life, and that technology can help us deliver it with the care, clarity and accountability people deserve.

We're building a new kind of advice service from the ground up, and the people who join us now will help shape how millions of people plan for their future.

About the role

You will be the lead contact for customers throughout their advice journey with us.

You’ll listen to customers, answer questions, build trust and collect the information we need to help them meet their goals through our advice service.

What you'll be doing

Relationship management

You are an ambassador for Moneybox, helping people who may not be familiar with financial services feel comfortable and confident.

You play a key role in growing our advice service and are the first point of contact for our advised customers.

You’ll build relationships and trust with the customers who are going through the initial advice journey. You’ll listen to them, understand their goals, and you’ll collect and validate the customer information needed for us to then provide advice.

You’ll continue to build and maintain customer relationships throughout their on‑going advice experience with us. You’ll be the primary contact for customer questions, information updates and customer circumstance changes, making sure our customers have a fantastic experience.

Information collection & customer understanding

You will be excellent at listening to customers, identifying their needs and building trust, to make sure our advice service can then deliver good outcomes.

You will be able to identify which customers need advice, and be able to articulate yourself clearly, so customers understand the value of advice and how it will help them.

Supporting customer action:

Through our initial and on‑going advice services, you’ll answer customer questions, and provide the implementation support and personal accountability that translates the plans we recommend into good customer outcomes.

You’ll provide customer updates and interventions at key times, as instigated by the advice engine & CRM technology that we use.

You’ll help customers understand their options, the recommendations that the advice service has made and the next steps.

You’ll know how to spot new advice needs and know when to elevate cases to a Financial Adviser.

Embracing change

Underpinning all of your customer engagement activity, you will have a passion for and confidence in using technology to enable what you do. You will use it to manage customer relationships effectively.

You’ll enjoy trying out new technology and processes, identifying what works and what doesn’t and sharing your insight with the wider Moneybox team.

Professionalism and diligence

You’ll keep your existing professional knowledge up to date and continue to develop it to improve the service you can offer our customers, completing the agreed level of CPD each year and achieving the set minimum qualification requirements for the role.

You’ll adhere to all company policies and procedures to keep us and our customers safe and deliver good customer outcomes.

Providing Financial Coaching services

When required, you’ll provide non‑advised coaching services to Moneybox customers, on behalf of Digital Moneybox Limited.

What we’re looking for

Essential:

• RO4 is mandatory, alongside either RO1 or a level 3 certificate in Financial Services (or equivalent), attained within 6 months of joining if not already in place




• Excellent communication and engagement skills, particularly over the phone and via video calls, able to deal with customer objections and any complaints effectively




• Able to build strong and collaborative relationships, with customers and colleagues




• Comfortable with technology, using it to support your customer conversations, able to pick up and learn how to follow new processes quickly




• Highly organised, able to meet deadlines, multi-task and manage competing priorities during the day




• Experience in a customer facing role within financial services




• Driven and passionate about helping people meet their financial goals, awareness of Consumer Duty and a genuine instinct for good customer outcomes.




• Experience working in a regulated environment, delivering high levels of customer service within a risk controlled framework




• Good knowledge of UK pensions, ISAs & investment products - their benefits, risks and tax treatment.

Desirable:

• Regulated Diploma in Financial Planning, or equivalent level 4 qualification




• Knowledge and background in financial advice, know how advice can benefit customers and how to articulate the value of it




• Have led on change projects, large or small, which have enhanced the experienced offered to customers




• Excellent knowledge of Moneybox




• Interest in how machine learning and AI can enhance the customer experience.

How you'll work

QA huddles and learning sessions. Customer-facing time is structured around bookable Calendly slots; the rest of your day is escalations and team work. The advice service operates within standard UK business hours at launch.

What’s in it for you?

• Opportunity to join a fast‑growing, award‑winning and super ambitious company




• Work with a friendly team of highly motivated individuals




• Be in an environment where you are listened to and can actually have an impact




• Thriving collaborative and inclusive company culture




• Company pension scheme




• Company bonus scheme




• Home office furniture allowance




• Personal Annual Learning and Development budget




• Private Medical Insurance




• Health Cash Plan – cashback on everyday healthcare like dental and opticians




• Cycle to work scheme – spread the cost of a new bike and accessories




• CycleSaver – save on bike-share subscriptions and have a more sustainable commute




• Wellhub subscription to a variety of gyms and wellbeing apps




• Enhanced parental pay & leave




• 25 days holiday + bank holidays with additional days added with length of service.

This is a remote role

Our Commitment to DE&I:

At Moneybox, we promote, support and celebrate inclusion, diversity and equity for all, so that everyone can bring their full selves to work. We believe that diversity drives innovation, and that if our team is representative of our community of customers, we can better support their needs. To ensure our recruitment processes provide an equal opportunity for all applicants to succeed, we encourage you to let us know if there are any adjustments that we can make. We are open‑minded and always willing to go the extra mile to ensure all applicants can present their full self and potential

Working Policy:

We have a hybrid policy that includes 2 days from our London office and 3 from home. If the role states it is either hybrid or remote candidates must be based within the UK.

Visa Sponsorship:

At this time we cannot offer visa sponsorship for this role and we cannot consider overseas applications.

Please read before you apply!

Please note if offered a position, the offer is conditional and subject to the receipt of satisfactory pre-employment checks which we will conduct such as criminal record and adverse credit history checks. As a regulated financial business, an adverse financial history could impact your suitability for the role. If you are aware of anything that could affect your suitability for the role, please let us know in advance.

By sending us your application you acknowledge and agree to Moneybox using your personal data as described below.

We collect applicants’ personal data to manage our recruitment related activities. Consequently, we may use your personal data to evaluate your application, to select and shortlist applicants, to set up and conduct interviews and tests, to evaluate and assess the results, and as is otherwise needed in the recruitment process generally.We do not share your personal data with unauthorised third parties. However, we may, if necessary, share your personal data to carefully selected third parties acting on our behalf. This may include transfers to servers and databases outside the country where you provided us with your personal data. Such transfers may include for example transfers and/or disclosures outside the European Economic Area and in the United States of America.

If you are unsuccessful in your application, we may keep your details on file so that we can tell you about other suitable vacancies which may be of interest to you when they arise in the future.

If you would like to reach us then please email: [e-mail]

If you would rather we did not keep your details on file, you can contact us at:[e-mail]