Financial Analyst - Structured Finance

Atlanticus; Atlanta (GA); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Generous PTO

401(k) with company match

Employee stock purchase plan

Ongoing training (lunch & learns, etc)

Job summary

Atlanticus is seeking a Financial Analyst to join the Structured Finance team in Atlanta. You will prepare investor reports for asset-backed securitization, interpret agreements, and ensure compliance across data sources and systems.

You will gather data, perform monthly closes, monitor accounts, and analyze portfolio performance to support management and investors. This role offers collaboration with FP&A, Accounting, Legal, and Operations, with room for growth in structured finance and capital

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, or related business discipline.
• 2–3 years of experience in financial reporting, accounting, or related field.
• Strong Excel skills and data analysis capabilities.

Responsibilities

• Prepare daily, monthly, and quarterly investor reports for asset-backed securitization transactions.
• Interpret securitization agreements and ensure reporting aligns with transaction requirements.
• Gather, validate, and reconcile financial and operational data from multiple systems.
• Identify and resolve reporting issues related to system of record data.
• Perform monthly close activities for investor portfolios.
• Monitor and reconcile investor bank accounts.
• Analyze portfolio performance, identify trends, and investigate variances.
• Develop ad hoc analyses and reporting for management, investors, and strategic initiatives.
• Identify opportunities to improve reporting processes and internal controls.

Skills

Strong Excel skills

Analytical thinking

Communication skills

Multitasking

Team collaboration

Education

Bachelor's degree in Finance/Accounting/Economics

Tools

PivotTables

XLOOKUP/INDEX-MATCH

Job description

When you join Atlanticus, you become a member of a fast-growing, mission-focused company that is committed to aid in meeting the financial needs of middle-class Americans. With a culture of collaboration and a one-team mindset, we encourage entrepreneurial thinking to empower our customers toward financial well-being.

Atlanticus™ technology enables bank, retail, and healthcare partners to offer more inclusive financial services to everyday Americans through the use of proprietary analytics. We apply the experience gained and infrastructure built from servicing over 20 million customers and over $40 billion in consumer loans over more than 25 years of operating history to support lenders that originate a range of consumer loan products. These products include retail and healthcare, private label credit and general-purpose credit cards marketed through our omnichannel platform, including retail point-of-sale, healthcare point-of-care, direct mail solicitation, digital marketing, and partnerships with third parties. Additionally, through our Auto Finance subsidiary, Atlanticus serves the individual needs of automotive dealers and automotive non-prime financial organizations with multiple financing and service programs.

Office Location

• Atlanta, GA - Located in the Queen Building (King & Queen Towers, Sandy Springs), with easy access to I-285, GA-400, and a free shuttle to MARTA.

Work Culture

We foster a collaborative, innovative environment where everyone contributes to building something meaningful. You’ll be empowered to lead, grow, and make an impact.

The Role

Atlanticus is a financial technology company that partners with banks and retailers to provide innovative credit solutions that help consumers improve their financial lives. Our Structured Finance team plays a critical role in supporting the company's funding strategy through accurate investor reporting, portfolio analysis, and compliance with structured finance transactions.

We are seeking a highly analytical Financial Analyst to join our Structured Finance team. This role offers the opportunity to gain hands-on experience in structured finance and capital markets while working with cross-functional teams across FP&A, Accounting, Legal, and Operations.

Financial Analyst – Structured Finance

Position Summary

• Responsibilities: Prepare daily, monthly, and quarterly investor reports for asset-backed securitization transactions
• Interpret securitization legal agreements and ensure reporting complies with transaction requirements
• Gather, validate, and reconcile financial and operational data from multiple systems
• Identify and resolve reporting issues related to system of record data
• Perform monthly close activities for investor portfolios
• Monitor and reconcile investor bank accounts
• Analyze portfolio performance, identify trends, and investigate reporting variances.
• Develop ad hoc analyses and reporting to support management, investors, and strategic initiatives
• Identify opportunities to improve reporting processes, automate recurring tasks, and strengthen internal controls

You’re a great fit if you have:

• Position is in-office (Atlanta)
• Bachelor's degree in Finance, Accounting, Economics, or a related business discipline
• 2–3 years of experience in financial reporting, accounting, or a related field.
• Strong Microsoft Excel skills, including PivotTables, XLOOKUP/INDEX-MATCH, complex formulas, and data analysis
• Excellent analytical and problem-solving abilities
• Strong written and verbal communication skills with the ability to present financial information clearly and concisely
• Ability to manage multiple priorities and consistently meet time-sensitive deadlines.
• Highly organized with exceptional attention to detail
• Comfortable working both independently and collaboratively in a team environment

Why You’ll Love Working Here

This role offers an excellent opportunity to develop expertise in structured finance and capital markets while working alongside experienced finance professionals. You'll gain exposure to complex financial transactions, develop valuable analytical skills, and have opportunities for professional growth within a collaborative and high-performing team.

This isn’t just a job, it’s a place to lead, grow, and thrive. If you believe in your skills and drive, we’ll provide the resources and support to help you succeed. This role offers an excellent opportunity to develop expertise in structured finance and capital markets while working alongside experienced finance professionals. You'll gain exposure to complex financial transactions, develop valuable analytical skills, and have opportunities for professional growth within a collaborative and high-performing team.

Benefits include:

• Generous PTO and holiday schedule
• 401(k) with company match
• Employee stock purchase plan
• Ongoing training (lunch & learns, financial and health webinars)

Atlanticus is an equal opportunity employer. All qualified applicants will receive consideration without regard to race, religion, gender, sexual orientation, age, veteran status, disability, or other protected status.