Financial Analyst - Onsite (US Citizens w/Secret Clearance)

Swingtech; Washington (District of Columbia); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

PTO 15 days

Holidays 11

Medical Insurance with multiple plans

Dental Insurance

Vision Insurance

Disability insurance

Life insurance

Supplemental Life Insurance

Critical Care and Accident Insurance

Pet Insurance

Employee Assistance Program

401k with company match

Annual training budget

Referral bonus

Annual bonus eligibility

Flexible work arrangements

Job summary

Swingtech is seeking a Financial Analyst to perform financial, credit, statistical, and portfolio-risk analyses supporting SBA oversight of participating 7(a) lenders. The analyst will evaluate lender performance, delegated-authority eligibility, financial condition, regulatory developments, and emerging risks, developing technically accurate workpapers, reports, and recommendations.

The role requires a bachelor’s degree in finance and advanced Excel/data-analysis skills, with experience in

Qualifications

• Bachelor's degree in finance, accounting, economics, business administration, or a closely related field.
• For a developing Financial Analyst: approximately one to two years of specialized financial, credit, portfolio, banking, regulatory, Government, or financial-services experience.
• For a senior Financial Analyst: three or more years of progressively responsible experience conducting complex financial-risk, credit, portfolio, or lender-oversight analysis.

Responsibilities

• Perform financial and statistical analyses of SBA lender performance.
• Support delegated-authority renewals, nominations, add-ons, and re-delegations.
• Plan, coordinate, and conduct Desktop Reviews and related risk assessments.
• Evaluate lender eligibility and continuing qualification for delegated authority.
• Analyze lender financial statements, portfolio performance, credit quality, capital, liquidity, asset quality, reserves, concentrations, and emerging risks.
• Develop analytical workpapers, reports, memoranda, charts, and briefings.
• Identify operational weaknesses and recommend policy, procedure, control, or risk-mitigation improvements.
• Evaluate 7(a) lender portfolios and emerging risks to SBA's loan portfolio.
• Monitor lender renewals, review results, corrective actions, and required follow-up.
• Assess public enforcement actions and supervisory findings issued by federal and state regulators.
• Review mergers and acquisitions for potential SBA guaranty-transfer implications.
• Review the work of other contractor personnel for quality, completeness, accuracy, and regulatory compliance.
• Coordinate monthly, quarterly, and annual analytical deliverables with the On-Site Supervisor.
• Provide technical guidance to internal and external stakeholders on lender-risk, policy, and procedural matters.
• Protect confidential lender, borrower, and Government information.

Skills

Advanced Excel

Data analysis

Financial risk

Portfolio analysis

Written communication

Independent work

Education

Bachelor's degree in finance

Job description

Position Summary

The Financial Analyst will perform financial, credit, statistical, and portfolio-risk analyses supporting SBA's oversight of participating 7(a) lenders. The analyst will evaluate lender performance, delegated-authority eligibility, financial condition, regulatory developments, and emerging risks and will develop technically accurate workpapers, reports, and recommendations.

Key Responsibilities

• Perform financial and statistical analyses of SBA lender performance.
• Support delegated-authority renewals, nominations, add-ons, and re-delegations.
• Plan, coordinate, and conduct Desktop Reviews and related risk assessments.
• Evaluate lender eligibility and continuing qualification for delegated authority.
• Analyze lender financial statements, portfolio performance, credit quality, capital, liquidity, asset quality, reserves, concentrations, and emerging risks.
• Develop analytical workpapers, reports, memoranda, charts, and briefings.
• Identify operational weaknesses and recommend policy, procedure, control, or risk-mitigation improvements.
• Evaluate 7(a) lender portfolios and emerging risks to SBA's loan portfolio.
• Monitor lender renewals, review results, corrective actions, and required follow-up.
• Assess public enforcement actions and supervisory findings issued by federal and state regulators.
• Review mergers and acquisitions for potential SBA guaranty-transfer implications.
• Review the work of other contractor personnel for quality, completeness, accuracy, and regulatory compliance.
• Coordinate monthly, quarterly, and annual analytical deliverables with the On-Site Supervisor.
• Provide technical guidance to internal and external stakeholders on lender-risk, policy, and procedural matters.
• Protect confidential lender, borrower, and Government information.

Minimum Qualifications

• Bachelor's degree in finance, accounting, economics, business administration, or a closely related field.
• For a developing Financial Analyst: approximately one to two years of specialized financial, credit, portfolio, banking, regulatory, Government, or financial-services experience.
• For a senior Financial Analyst: three or more years of progressively responsible experience conducting complex financial-risk, credit, portfolio, or lender-oversight analysis.
• Experience evaluating financial condition, creditworthiness, repayment capacity, portfolio performance, or regulatory compliance.
• Experience preparing analytical workpapers, reports, memoranda, and briefing materials.
• Strong knowledge of financial-statement analysis, credit risk, commercial lending, and portfolio-risk principles.
• Advanced Excel and data-analysis skills.
• Strong written and verbal communication skills.
• Ability to work independently on complex assignments with minimal supervision.

Preferred Qualifications

• Master's degree in finance, economics, accounting, business administration, or a related discipline.
• CFA, FRM, CPA, or comparable professional certification.
• Experience with the SBA 7(a) or 504 Loan Programs.
• Experience with Government-guaranteed lending or delegated-lender programs.
• Experience with SBA OCRM, delegated authority, Desktop Reviews, CAFS, or the SBA Lender Portal.
• Experience reviewing commercial or small-business loan portfolios.
• Knowledge of regulatory capital, liquidity, asset quality, loan-loss reserves, nonaccruals, charge-offs, and risk-rating systems.

Summary of Benefits

• 15 PTO days
• 11 paid holidays
• Medical Insurance with - 3 options (HSA with $600 Employer Contribution).
• Dental Insurance with no age limit orthodonture.
• Vision Insurance through EyeMed in and out of network coverage.
• Short Term and Long-Term Disability coverage with 100% premium support,
• Life insurance and AD&D with 100% premium support
• Supplemental Life Insurance
• Critical Care and Accident Insurance availability
• Pet Insurance through Nationwide
• Employee Assistance Program
• 401k with enrollment from day one. 4% deferral by company.
• $1500 Annual Training Budget
• $1500 Referral bonus
• Eligibility for annual merit and discretionary bonus
• Flexible work arrangements

Equal Opportunity Employer Minority/Female/Veterans/Disabled