Financial Analyst – Digital Banking FP&A & Strategy

Usbank; Charlotte (NC); On-site; USD 120,000 - 141,000; Full time

Benefits offered by this job

Healthcare

Life insurance

Disability insurance

Parental leave

401(k)

Paid vacation

Paid holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank is seeking a Financial Analyst to support the Digital Product group within Consumer & Business Banking. The role centers on financial planning, budgeting, forecasting, and expense management for two digital organizations, partnering with leaders, developers, project managers, and other business partners.

The analyst will build models, dashboards, and reports, identify trends and risks, and present insights to senior leadership while enhancing reporting efficiency and accuracy.

Qualifications

• Bachelor's degree, or equivalent work experience.
• Typically six or more years of related experience.
• Background in finance or accounting.
• Knowledge of financial analysis and general accounting procedures, including forecasting, planning, budgeting, financial reporting, variance analysis, expense management, capital expenditures, and financial modeling.
• Strong mathematical and analytical abilities, with advanced Microsoft Excel skills.
• Experience using Essbase, Hyperion, or a similar financial planning system.
• Experience working with financial systems and large datasets. Knowledge of data mining, visualization, dashboards, and automation is also preferred.
• Ability to recognize trends, risks, opportunities, and exceptions in financial results.
• Experience working cross-functionally with business partners and communicating financial results to managers and senior leaders.
• Demonstrated initiative, ownership, critical thinking, and intellectual curiosity.
• Ability to independently identify issues and recommend solutions.
• Experience participating in projects and occasionally leading project work.

Responsibilities

• Support business-line P&L activities with a primary focus on expense management, budgeting, monthly forecasting, reporting, and variance analysis.
• Provide financial analysis for expense allocation, business cases, peer group comparisons, capital expenditures, personnel resources, and ad hoc requests.
• Develop and maintain spreadsheets, financial and statistical models, dashboards, reports, and management presentations.
• Identify trends, risks, opportunities, data issues, and financial drivers; resolve reporting errors and translate findings into actionable recommendations.
• Partnership with cross-functional leaders and presenting financial results to senior leadership.
• Use financial systems and large datasets to improve reporting, forecasting accuracy, workflows, and operational efficiency.
• May assist with financial applications and prepare interest rate pricing and forecasting information for asset and liability management.
• Participate in projects, occasionally lead projects, and independently identify issues and propose solutions.

Skills

Financial analysis

Cross-functional collaboration

Advanced Excel

Financial modeling

Data analysis

Problem solving

Project experience

Education

Bachelor's degree or equivalent

Tools

Essbase

Hyperion

Job description

U.S. Bank is seeking a Financial Analyst to support the Digital Product group within Consumer & Business Banking. The role centers on financial planning, budgeting, forecasting, and expense management for two digital organizations, partnering with leaders, developers, project managers, and other business partners.

The analyst will build models, dashboards, and reports, identify trends and risks, and present insights to senior leadership while enhancing reporting efficiency and accuracy.