Financial Analyst - CPST

ALM First; Dallas (TX); On-site; USD 70,000 - 120,000; Full time

Job summary

ALM First Financial Advisors in Dallas is seeking a junior to mid-level analyst within the ALM Strategy Group. The role reports to the Director of CPST and LST and focuses on producing and maintaining capital planning and liquidity stress tests for institutional clients.

You will load client balance sheets, run stress scenarios, and collaborate with analysts to ensure accurate modeling and documentation. A finance/economics/quantitative background is preferred.

Qualifications

• 0–4 years of relevant work experience in asset management or banking.
• Understanding of bank and credit union balance sheets, funding and liquidity.
• Excellent written and verbal communication skills with ability to translate business requirements into technical language.

Responsibilities

• Load and maintain client balance sheet, deposits, funding, and liquid assets while ensuring data integrity.
• Communicate effectively with financial analysts and financial advisors to ensure stress scenarios are specified, documented, and modeled for each client.
• Identify and document data, system, and modeling issues, translating findings into actionable development items.
• Execute liquidity stress testing and contingency funding plan support, and monitor liquidity coverage and reliance metrics.
• Maintain high efficiency as reporting volume varies over the quarter.

Skills

Written and verbal communication

Data integrity

Stress testing

ALM software knowledge

Bloomberg

Education

Bachelor’s degree in finance/economics/mathematics

Advanced degree / CFA/FRM (plus)

Tools

ZM by Moody's Analytics

QRM

Empyrean

Bloomberg

Job description

About Us:

ALM First Financial Advisors is a leading, trusted strategic partner for depository institutions, offering an array of financial advisory services. Since 1995, our expertise in asset liability management, fixed income portfolio management and hedging, has allowed us to deliver deeper insights into financial institutions’ balance sheets, strengthening their financial performance and building efficiencies. With more than $82 billion of investments under management. ALM First is an SEC-registered investment advisor, acting as an unbiased third party, offering commission-free, fee-based services to over 450 financial institutions nationwide.

Job Summary:

This position will work within the ALM Strategy Group at ALM First and will report to the Director of Capital Planning and Stress Testing (CPST) and Liquidity Stress Testing (LST). The candidate will assist in producing and maintaining Capital Planning and Stress Testing (CPST) and Liquidity Stress Testing (LST) for institutional depository clients.

Responsibilities:

• Load and maintain client balance sheet, deposits, funding, and liquid assets while ensuring data integrity at both the level of the instrument and the balance sheet.
• Communicate effectively and proactively with financial analysts and financial advisors to ensure stress scenarios are appropriately specified, documented, and modeled to meet the needs of each client.
• Identify and document data, system, and modeling issues, communicating findings clearly and consolidating technical requirements into actionable development items
• Execute and process analytics — including liquidity stress testing, contingency funding plan support, and monitoring of liquidity coverage and reliance metrics
• Maintain high standard of efficiency regarding workflow performance as reporting volume varies over the quarter

Qualifications:

• 0-4 years of relevant work experience, preferably in asset management, banking, or related field
• Understanding of bank and credit union balance sheet, funding, and liquidity concepts and macroeconomic scenario drivers.
• Excellent written and verbal communication skills, with experience translating business requirements into technical language
• Knowledge of ALM software such as ZM by Moodys Analytics, QRM, or Empyrean is a plus
• Working knowledge of Bloomberg and other relevant analytics platforms

Minimum Education Qualifications:

• Bachelor’s degree and strong academic record with a concentration in finance, economics, mathematics, or other related quantitative/analytical discipline required. Advanced degree and/or professional designation such as CFA/FRM is a plus.

Physical Requirements & Work Environment

• Prolonged periods of sitting while working at a computer and participating in virtual and in-person meetings.
• Frequent use of hands and fingers for typing, data entry, and operating standard office equipment.
• Ability to communicate effectively in person, by telephone, and through video conferencing platforms.
• Ability to read and analyze documents, presentations, reports, and electronic communications.
• Occasional lifting and carrying of materials weighing up to 15 pounds.
• Primarily performed in a professional office environment.
• Regular use of computers, telephones, and other standard office equipment.
• Position may require extended periods of screen time and repetitive motions associated with keyboard and mouse use.
• Frequent interaction with clients and colleagues in both in-person and virtual settings.

Language Skills:

Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, and team members.

ALM First Statement on Diversity & Inclusion:

ALM First believes deeply in equality and strongly supports diversity and inclusion. We will continue our commitment to financial inclusion for all Americans as we serve the clients providing critical financial resources to the communities that need them most. We are always looking at how we can improve our own policies and practices to encourage diversity through the use of our designated committee.

Equal Employment Opportunity:

ALM First has a commitment to providing equal employment opportunity to all qualified applicants regardless of race, color, religion, national origin, sex, sexual orientation, gender identity, pregnancy, age, citizenship, marital status, disability, veteran status, political belief, or any other basis protected by applicable law.

Candidate Accommodations:

ALM First values the differences of all current and prospective employees and recognizes how every employee contributes to our company’s success. ALM First provides reasonable accommodations in job application procedures for individuals with disabilities. If you require assistance due to a disability in the application or recruitment process, please submit a request via email at [e-mail] or via telephone at [phone] (U.S.).