Financial Analyst

Housing Trust Group (HTG); Miami (FL); On-site; USD 75,000 - 110,000; Full time

Job summary

Housing Trust Group (HTG) is seeking a Financial Analyst to partner with the Development team through acquisition and development processes. The role emphasizes financial modeling, underwriting, and structuring debt and equity with large financial institutions.

The analyst will forecast, build and maintain models, perform due diligence, and prepare memos for senior leadership. A strong Excel skillset and real estate finance background are essential for success in a fast-paced environment.

Qualifications

• 2-4 years of experience in financial analysis, real estate finance, accounting, or a related analytical role
• Bachelor's degree in finance, accounting, economics, real estate, or a related field required, or equivalent practical experience
• Advanced proficiency in Excel with demonstrated experience building financial models and applying time value of money concepts (NPV, IRR)
• Experience in real estate development or affordable housing finance preferred

Responsibilities

• Build, maintain, and update financial models for prospective and active development projects, including sources and uses, cash flow projections, and return analyses
• Lead regular forecasting and budgeting, including variance analysis against projections
• Perform quantitative and qualitative due diligence on prospective real estate investments, and monitor the financial performance of current investments
• Support the underwriting and structuring of equity and debt with financial institutions, including tax credit equity, construction loans, and permanent financing
• Prepare investment memos, financial summaries, and presentations for senior leadership and financial partners
• Manage project accounting, including tracking project budgets and supporting draw requests
• Coordinate the preparation of pre- and post-construction insurance binders
• Serve as a point of contact for equity investors and lending institutions
• Prepare ad-hoc reports and analyses, and assist with special projects as needed
• Perform other related duties as assigned

Skills

Analytical skills

Quantitative analysis

Detail-oriented

Cross-functional collaboration

Financial modeling

Presentation skills

Education

Bachelor's degree in finance, accounting, economics, or real estate

Equivalent practical experience

Excel modeling skills

Tools

Excel

Job description

SUMMARY

The Financial Analyst will report to the Senior Vice President of Finance and partner with the Development team throughout the acquisition and development process. The position will work across HTG departments to advance new projects through all stages of development, with particular emphasis on financial modeling, underwriting, and the structuring of equity and debt with large financial institutions.

Our Financial Analyst position is a salaried position that requires investment of time and effort beyond a traditional work week.

We are seeking a candidate who pairs strong analytical skills with a positive attitude toward change, adapts well in a fast-paced environment, and takes ownership of identifying needs and proposing solutions to complete projects on time. The ideal candidate brings sound financial judgment, a strong work ethic, and a desire to grow within real estate finance.

ESSENTIAL DUTIES AND RESPONSIBILITIES

The Financial Analyst's duties and responsibilities may include, but are not limited to, the following:

• Build, maintain, and update financial models for prospective and active development projects, including sources and uses, cash flow projections, and return analyses
• Lead regular forecasting and budgeting, including variance analysis against projections
• Perform quantitative and qualitative due diligence on prospective real estate investments, and monitor the financial performance of current investments
• Support the underwriting and structuring of equity and debt with financial institutions, including tax credit equity, construction loans, and permanent financing
• Prepare investment memos, financial summaries, and presentations for senior leadership and financial partners
• Manage project accounting, including tracking project budgets and supporting draw requests
• Coordinate the preparation of pre- and post-construction insurance binders
• Serve as a point of contact for equity investors and lending institutions
• Prepare ad-hoc reports and analyses, and assist with special projects as needed
• Perform other related duties as assigned

EDUCATION (OR EQUIVALENT EXPERIENCE)

• 2-4 years of experience in financial analysis, real estate finance, accounting, or a related analytical role
• Bachelor's degree in finance, accounting, economics, real estate, or a related field required, or equivalent practical experience
• Advanced proficiency in Excel required, with demonstrated experience building financial models and applying time value of money concepts (NPV, IRR)
• Experience in real estate development or affordable housing finance preferred

SKILLS/KNOWLEDGE/ABILITIES REQUIRED

• Strong analytical and quantitative skills, with the ability to translate financial data into clear recommendations
• High attention to detail with a disciplined, organized approach to work
• Resourcefulness, with a proactive approach to identifying problems and proposing solutions
• Ability to manage multiple projects and deadlines in a fast-paced environment
• Ability to work effectively with individuals at all levels of the organization and with external partners
• Strong written and verbal communication skills, including presenting financial information to senior leadership

PHYSICAL REQUIREMENTS

This is largely a sedentary role; however, some lifting (up to 10lbs), walking, bending and standing for short periods of time may be necessary. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.