Financial Advisory Services Specialist (Investment Focused)

State Employees' Credit Union; Hickory (NC); On-site; USD 40,000 - 70,000; Full time

Job summary

Join a leading credit union as a Financial Advisory Services (FAS) Specialist, focused on helping members understand and manage their investment accounts and life insurance policies. The role requires strong communication skills and a commitment to providing guidance tailored to each member's financial journey and goals. Candidates with relevant qualifications will have the opportunity to grow within a supportive environment that's dedicated to professional development.

Qualifications

• Must possess a four-year degree, CCUE certification, or an Associate degree.
• Investment licenses (Series 6 or 7) are preferred.
• 2+ years of experience in a related financial role.

Responsibilities

• Assist members with obtaining and understanding financial products.
• Coordinate with other specialists to meet member needs.
• Actively manage and advise on member's financial plans.

Skills

Communication

Organizational Skills

Multi-tasking

Education

Four-year degree

CCUE Certification

Associate of Arts or Science

Job description

If you are motivated and believe in the credit union philosophy of "People Helping People," join our team!

FAS Specialist – Focuses primarily on assisting members with understanding, obtaining, and maintaining their investment accounts, life insurance policies, and/or annuity products.

FAS Specialist I – In addition to investment, insurance, and annuity product delivery, the

FAS Specialist I also begins to act in an advisory capacity, more proactively helping members to manage their investments and other financial products to fit their overall plan.

Senior FAS Specialist – In addition to product delivery and advisory responsibilities, the Senior FAS Specialist provides holistic planning services to enable members to navigate through various life stages; helping to increase the likelihood that each plan remains compatible with the members’ needs as they enter various life stages. The Senior FAS Specialist also assists the FAS District Manager (DM) by assisting with assigned supervisory and training functions.

Each of these works directly with the FAS DM and other local specialists to provide the effective delivery of Financial Advisory Services.

General Responsibilities

• Assist members with obtaining/opening FAS products and accounts as needed to meet the members’ financial goals, objectives, and needs.
• Coordinate and engage other specialists as needed to assist with complex scenarios and ensure member needs are being met holistically.
• Effectively works referrals to ensure members are connected with a qualified FAS employee
• Frequently communicates with the FAS DM about activities and results within assigned area.
• Performs other tasks as assigned.

Requirements by Role

FAS Specialist

• Must possess one of the following:
  • Four-year degree
  • CCUE Certification
  • Associate of Arts or Associate of Science degree via the North Carolina College Transfer Program (NC-CTP)
  • Existing investment licensing (minimum of Series 6 or 7 preferred)
• If unlicensed or partially licensed in investments, must pass the following licensure/designation exams within 6 months of hire/registration with FINRA:
  • Life Insurance
  • Securities Industry Essentials (SIE)
  • Series 7/66 (Applicant may be allowed to complete the Series 6/63/65 set of exams if already partially licensed on this path.)
• Some experience as a licensed Insurance, Investment, or Trust Representative is preferred.

FAS Specialist I

• Requirements for applicants that are NOT CFP certificants:

• Four-year degree OR CCUE Certification OR Associate of Arts or Associate of Science degree via the North Carolina College Transfer Program (NC-CTP)
• Life insurance license
• Investment licenses (SIE/Series 6/63/65 OR SIE/Series 7/66) OR Accredited Trust Fiduciary Advisory (ATFA) designation
• 2+ years’ experience as a licensed Insurance, Investment, and/or Trust Representative

• Requirement for applicants that ARE CFP certificants

• 2+ years’ experience as a licensed Insurance, Investment, and/or Trust Representative
• If unlicensed or partially licensed in investments, must pass the following licensure/designation exams within 6 months of hire/registration with FINRA:
  • Life Insurance
  • Securities Industry Essentials (SIE)
  • Series 7/66 (Applicant may be allowed to complete the Series 6/63/65 set of exams if already partially licensed on this path.)

• Must exhibit the ability to act in an advisory capacity by making informed recommendations and assisting members with managing their investments and other financial products based on stated and changing needs.
• Some credit union experience preferred

Senior FAS Specialist

• Requirements
  • Four-year degree OR CCUE Certification OR Associate of Arts or Associate of Science degree via the North Carolina College Transfer Program (NC-CTP)
  • Life insurance license
  • Investment licenses (SIE/Series 6/63/65 OR SIE/Series 7/66) OR Accredited Trust Fiduciary Advisory (ATFA) designation

• 5+ years as an investment or trust representative
• Highly proficient acting in an advisory capacity
• Exhibits the ability to assist members with holistic financial planning, considering elements from various financial planning topics to help member identify goals and objectives before developing, maintaining, and periodically reviewing their plan.
• Some credit union experience preferred

Note: CFP designation is preferred. If not currently held, applicants hired to this position will be expected to begin a CFP Board approved financial planning curriculum within 2 years of hire.

Other General Requirements for All Specialists

• Must possess an aptitude for meeting people, developing member confidence, as well as the respect of members and co-workers.
• Must be able to quickly adapt to changes in daily work based on immediate needs.
• Must have strong multi-tasking and organizational skills.
• Be discreet in performance of duties and hold member information in strict confidence.
• Work additional hours when necessary to execute responsibilities.
• Must complete training, modules and education as directed by management.
• Must be able to speak English fluently.
• Must be able to cooperate and collaborate with co-workers.
• Must be cordial in all interactions with members and co-workers.
• Must adhere to the work schedule and attendance policy established by manager.
• Regional travel required. Must possess vehicle and valid driver’s license.

Job Environment

Office setting with physical proximity to other employees. Some background noise from other employees, copy machine, and telephone. Some aspects of job will be performed at off-site premises.

Physical Demands

Must be able to comprehend and carry out verbal and written instructions.

Sits 50%, walk 25%, and stands 25% of the time.

Use hands and fingers to press keys on a computer keyboard to enter or retrieve information.

Must be able to communicate clearly in answering members questions.

Must listen well to ascertain the services needed by each member.

Climbing stairs may be necessary in branches that are housed on more than one floor. Visual acuity is required to complete necessary documentation

Must be able to lift 5 pounds.

SECU provides equal employment opportunity to all qualified persons regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or other classification protected by law.

Disclaimer

State Employees' Credit Union reserves the right to fill this role at a higher/lower level based on business need.