Financial Advisor

Hancock Whitney; United States; In loco; USD 65.000 - 100.000; Tempo pieno

Descrizione del lavoro

Hancock Whitney is seeking a Financial Advisor to manage existing and prospective clients by delivering personalized financial advice, investment strategies and wealth solutions. The role focuses on the mass affluent segment including licensed bankers and financial centers.

You will engage clients, develop plans, disclose necessary information, and coordinate with management to meet investment goals while traveling to client sites as needed.

Competenze

• Bachelor's degree in Business, Finance, Accounting or related field.
• 2 years of related experience; brokerage, insurance, or financial services or banking preferred.
• Must currently possess Life and Health Insurance license and be in good standing.
• Must currently possess Securities Industry Essentials (SIE), series 7 and series 66 license and be in good standing. A current series 63 and 65 registration can substitute for series 66.
• Ability to learn, understand and communicate all investment products and procedures of the company.
• Ability to identify selling opportunities to up-sell and cross-sell bank products and services.

Mansioni

• Contact existing and prospective clients to assess their investment needs and present solutions.
• Use a consultative sales process to determine client needs and propose solutions.
• Develop individualized financial plans aligned to client objectives.
• Make disclosures when selling non-deposit investment products on bank premises.
• Ensure accurate completion of all paperwork in compliance with guidelines.
• Receive trade orders and process money movements per regulatory requirements.
• Assist in meeting referral and investment goals through events and outreach.
• Participate in community affairs to increase visibility and opportunities.
• Travel within the assigned region to meet clients at centers or offices.

Conoscenze

Relationship building

Communication

Time management

Sales skills

CRM software

Financial planning software

Formazione

Bachelor's degree in Business/Finance

Life and Health Insurance license

SIE, Series 7, Series 66 licenses

Strumenti

CRM software

Financial planning software

Descrizione del lavoro

JOB FUNCTION / SUMMARY:

The Financial Advisor is responsible for managing existing clients and prospective clients by delivering personalized financial advice, investment strategies and wealth solutions. This role focuses on mass affluent segment to include licensed bankers and financial centers.

ESSENTIAL DUTIES & RESPONSIBILITIES:

• Contact existing and prospective clients to assess their investment needs, acceptable risk level, develop an action plan and present solutions. Compiles lists of prospective clients to provide leads for additional business
• Use a consultative sales process to determine client needs, obtain commitment and proposes solutions with assistance Manager as needed. Discusses benefits and risks as well as other product features pertaining to possible investment solutions for the client
• Develop individualized financial plans aligned to each client’s financial needs and objectives
• Makes full disclosures required in conjunction with selling non-deposit investment products on bank premises.
• Discusses benefits and risks as well as other product features pertaining to possible investment solutions for the client.
• Ensure accurate completion of all paperwork in compliance with company guidelines, prospectus delivery obligations, and fiduciary standards.
• Receives trade orders and instructions for money movement and processes according to regulatory requirements.
• Assists and supports in meeting their referral and investment goals by organizing financial center huddles, client appreciation days, etc.
• Participates in community affairs to increase company and bank’s visibility and to enhance new business opportunities
• Routinely travels with assigned region to meet with clients at different Financial Centers and/or client’s office or other location as requested by the client.

SUPERVISORY RESPONSIBILITIES:

No

MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE:

• Bachelor's degree preferably in Business, Finance, Accounting or related field
• 2 years of related experience; brokerage, insurance, or financial services or banking preferred. An equivalent combination of education, training, and experience may be considered
• Must currently possess Life and Health Insurance license and be in good standing
• Must currently possess Securities Industry Essentials (SIE), series 7 and series 66 license and be in good standing. A current series 63 and 65 registration can substitute for series 66
• Ability to learn, understand and communicate all investment products and procedures of the company
• Ability to identify selling opportunities to up-sell and cross-sell bank products and services

ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS:

• Ability to work under stress and meet deadlines
• Ability to operate related equipment to perform the essential job functions
• Ability to read and interpret a document if required to perform the essential job functions
• Ability to travel if required to perform the essential job functions
• Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an "undue hardship" then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.

Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.