Financial Advisor

UMB Financial Corporation; Houston (TX); On-site; USD 103,000 - 126,000; Full time

Benefits offered by this job

Paid Time Off

401(k) matching

Annual incentive pay

Paid holidays

Medical, dental, vision insurance

Health savings account

Flexible spending account

Dependent care accounts

Adoption assistance

Employee assistance program

Fitness reimbursement

Tuition reimbursement

Wellbeing program

Emergency fund

Associate banking benefits

Job summary

UMB Financial Corporation seeks an experienced financial advisor to drive proactive sales and ongoing client relationships across investment, insurance, and advisory products. The role involves developing a sales plan to communicate the firm’s investment process to prospects, while partnering with a service team to help clients meet long-term objectives.

A strong background in securities, insurance, and regulatory knowledge is required.

Qualifications

• Knowledge of the financial planning process including securities and trading, life insurance and annuity products, IRA’s and basic estate and tax planning concepts.
• Ability to assess appropriate risk level for the client.
• Knowledge of FINRA, SEC, state & federal laws/regulations.

Responsibilities

• Proactive sales, business development, and ongoing relationship involvement with prospects and clients for investment services.
• Establish and execute sales plan to convey UMB’s investment process and products to targeted prospects and clients.
• Develop and build long term relationships with prospective clients.
• Partner with all members of service team to assist clients to achieve and/or exceed defined long-term objectives.

Skills

Financial planning

Client relationships

Communication

Microsoft Office

Thompson 1/Streetscape

Financial planning tools

Education

College degree

Tools

FINRA Series 7/63/65/66

Job description

Proactive sales, business development, and ongoing relationship involvement with prospects and clients for investment (brokerage, insurance, and investment advisory) services. Establish and execute sales plan to convey UMB’s investment process and products to targeted prospects and clients. Develop and build long term relationships with prospective clients. Partner with all members of service team to assist clients to achieve and/or exceed defined long-term objectives. Other duties as assigned. Products include, but not limited to: mutual funds, variable and fixed insurance products, CDs, UITs, fixed income and equity securities, managed accounts such as mutual fund wrap accounts, SMAs, UMAs, affiliated IA programs and investment advisory and trust accounts managed by UMB Bank

Requirements MINIMUM: 7 years financial advisor or investment sales experience or any combination of education and experience that provides an equivalent background College Degree or equivalent experience Licenses: FINRA Series 7, 63, 65 or 66. State Life and Health Insurance or obtained within 120 days of employment Clean U-4 Knowledge of FINRA, SEC, state & federal laws/regulations.

PREFERRED: CFP, CIMA Knowledge & Skills MINIMUM: Knowledge of the financial planning process including securities and trading, life insurance and annuity products, IRA’s and basic estate and tax planning concepts. Ability to assess appropriate risk level for the client Communication and presentation skills to communicate to a broad range of prospects/clients Ability to manage client relationship and sales process Computer literate in Microsoft Office, Thompson 1/Streetscape, Financial Planning Tools PREFERRED: Knowledge of UMBFC or investment products and services Ability to lead, leverage, influence and partner with team members’ strengths in areas of the sales cycle and relationship management. Good organizational and management skills ( coaching, teaching, supervisory) Active in community and profressional organizations.

Development Resources License & certifications as needed Department colleagues & materials Sales Conference Wealth Mgmt Professional Development Sales Essentials & Professional Development

Work Environment Typical office environment. Travel required 10% in assigned territory.

This position was posted on 09/09/2026. The application deadline for this position is 45 days from the posting date unless filled earlier.

Compensation Range: $102,960 - $125,840 The posted compensation range on this listing represents UMB’s good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information.

Benefit offerings and eligibility requirements vary.

• Paid Time Off
• a 401(k) matching program
• annual incentive pay
• paid holidays
• a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage
• health savings, flexible spending, and dependent care accounts
• adoption assistance
• an employee assistance program
• fitness reimbursement
• tuition reimbursement
• an associate wellbeing program
• an associate emergency fund
• and various associate banking benefits

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law.

If you need accommodation for any part of the employment process because of a disability, please send an e‑mail to [e-mail] to let us know the nature of your request.

If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.

Who we are

We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed.

Learn more about UMB's vision Check out the road to a career at UMB