Finance Manager - Credit Services

The Home Depot; Atlanta (GA); On-site; USD 110,000 - 140,000; Full time

Job summary

The Home Depot is seeking a Finance Manager for Financial Services & Payments who will manage P&L, cost of acceptance, and private label credit card portfolios. You will forecast, analyze, report, and drive strategies to meet financial targets while coordinating with Global FP&A and Accounting.

Ideal candidates bring 5+ years in Finance/Accounting, with budgeting and forecasting expertise; MBA is preferred and experience with SQL/BigQuery, SAP/S4 HANA is advantageous.

Qualifications

• Experience in Planning (Budgeting), Forecasting, and Financial Analysis
• MBA preferred
• 5+ years of experience in Finance and/or Accounting
• Private Label Credit or Bankcard portfolio analysis
• Working knowledge of SQL and Google BigQuery
• SAP/S4 HANA
• AI: Gemini and Copilot

Responsibilities

• Strategic Analysis/Problem Solving - understand business; plan and enable department objectives; participate in annual budget; review monthly expenditures; monitor monthly metrics.
• Conduct financial planning for the function and make recommendations.
• Lead, plan, and coordinate work teams; ensure processes are compliant with policies; track performance using metrics.
• Drive key functional financial metrics.
• Develops strategic alliances with business partners; cross-functional collaboration with Finance, HR, Real Estate, Operations, IS.

Skills

Financial analysis

Budgeting

Forecasting

Strategic analysis

Leadership

Education

Bachelor's degree

MBA

Tools

SQL

Google BigQuery

SAP/S/4HANA

Job description

With a career at The Home Depot, you can be yourself and also be part of something bigger.

Position Purpose:

The Financial Services & Payments Finance Manager is responsible for managing the FS&P P&L including cost of acceptance, private label credit card P&L, and G&A. The Finance Manager’s responsibilities include: (i) P&L forecasting and planning, (ii) preparing and presenting financial analysis to FS&P leadership, (iii) preparing monthly and ad-hoc reporting, (iv) identifying trends and develop/implement strategies to achieve financial targets, and (v) reviewing and analyzing the performance of Home Depot’s Private Label Credit Card portfolios. Additionally, the associate will manage the relationship with Global FP&A and act as a liaison to Accounting.

Key Responsibilities:

• Strategic Analysis/Problem Solving - Works to fully understand business; identify and implement process and organizational improvements. Plans and ensures execution of department objectives. Participates in preparation of the annual budget, reviews monthly expenditures and ensures that budgetary goals are met. Reviews monthly metrics to ensure goals are met.
• Conduct financial planning for function and make appropriate recommendations.
• Leads, plans, and coordinates work teams in an efficient manner to effectively perform any financial function and activity; utilizes metrics to track performance and manage workload. Ensures operational processes and procedures are compliant and consist with established policies.
• Drive key functional financial metrics.
• Project Management- Develops and supports a strategic alliance with business partners. Participates in cross-functional activities focused on solving business issues and enhancing our competitive advantage. Facilitates cross-functional communication with other areas of the business including but not limited to Finance, Human Resources, Real Estate, Operations, and Information Systems.

Direct Manager/Direct Reports:

• Typically reports to a Sr. Manager
• This position will have direct reports

Travel Requirements:

• Typically requires overnight travel 5% to 10% of the time.

Physical Requirements:

• Most of the time is spent sitting in a comfortable position and there is frequent opportunity to move about. On rare occasions there may be a need to move or lift light articles.

Working Conditions:

• Located in a comfortable indoor area. Any unpleasant conditions would be infrequent and not objectionable.

Minimum Qualifications:

• Must be eighteen years of age or older.
• Must be legally permitted to work in the United States.

Preferred Qualifications:

• Experience in Planning (Budgeting), Forecasting, and Financial Analysis
• MBA preferred.
• 5+ years of experience in Finance and/or Accounting.
• Private Label Credit or Bankcard portfolio analysis
• Working knowledge of SQL and Google BigQuery
• SAP/S4 HANA
• AI: Gemini and Copilot

Minimum Education:

• The knowledge, skills and abilities typically acquired through the completion of a bachelor’s degree program or equivalent degree in a field of study related to the job.

Preferred Education:

• MBA

Minimum Years of Work Experience:

• 5

Competencies:

• Knowledge of accounting principles and practices, analysis and reporting of financial data.
• Knowledge of business and mgmt. Principles involved in strategic planning and resource allocation.
• Project management skills; ability to prioritize and multi-task effectively.
• Judgement and decision-making skills; considering relative costs, benefits of potential actions.