Field Examiner - Middle Market Commercial

Third Coast Bank; Dallas (TX); Sur place; USD 75 000 - 105 000; Plein temps

Résumé du poste

Third Coast Bank in Dallas seeks a Field Examiner to perform on-site audits, ensure compliance with banking regulations, and provide insights to improve efficiency. You will interact with staff, vendors, and management to verify processes are followed.

Responsibilities include reviewing financial records, inventory, and operational controls; identifying discrepancies; preparing reports; and guiding staff on best practices. Frequent travel to client sites is required.

Qualifications

• Bachelor’s degree in Accounting, Finance, Business, or related field.
• Minimum 7 years of Field Examinations experience.
• Experience auditing, accounting, or related field.
• Proficiency with auditing techniques and risk management.

Responsabilités

• Conduct on-site audits at client sites or company locations.
• Review financial records, inventory, operations, and staff procedures.
• Identify discrepancies and prepare detailed audit reports.
• Collaborate with finance and operations to fix findings.
• Provide guidance and training on compliance best practices.
• Perform risk assessments and propose mitigation strategies.
• Maintain thorough audit work papers and conclusions.
• Present audit findings to senior management.

Connaissances

Auditing techniques

Financial reporting

Risk management

Analytical skills

Formation

Bachelor’s degree in Accounting/Finance/Business

Outils

Audit software

Microsoft Office

Description du poste

Position Summary:

We are seeking a detail-oriented and highly organized Field Examiner to join our team. As a Field Examiner, you will be responsible for conducting on-site audits at various locations, ensuring compliance with industry regulations, and providing valuable insights to improve operational efficiency. You will interact with employees, vendors, and management, ensuring that processes and procedures are followed accurately.

• Perform regular audits at client sites or within company locations to ensure compliance with internal policies, external regulations, and industry standards.
• Review financial records, inventory systems, operational processes, and employee procedures during audits.
• Collect and analyze data related to financial transactions, inventory management, and operational practices.
• Identify discrepancies, errors, or non-compliance issues and prepare detailed reports with findings and recommendations for improvement.
• Collaborate with the finance and operations teams to resolve audit findings and implement corrective actions.
• Provide guidance and training to staff and management on best practices for financial and operational compliance.
• Conduct risk assessments to identify areas of potential concern and recommend mitigation strategies.
• Maintain a clear and detailed record of audit activities, including workpapers, findings, and conclusions.
• Develop and present audit reports to senior management and clients in a clear and concise manner.
• Stay up to date with changes in industry regulations and auditing standards.

Skills and Experience:

• Bachelor’s degree in Accounting, Finance, Business, or a related field is preferred.
• A minimum of 7 years of experience in Field Examinations
• Proven experience in auditing, accounting, or a related field (1-3 years preferred).
• Strong knowledge of auditing techniques, financial reporting, and risk management.
• Familiarity with industry regulations and compliance standards.
• Excellent analytical and problem-solving skills.
• Ability to work independently and as part of a team.
• Strong attention to detail and organizational skills.
• Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint) and audit software.
• Excellent written and verbal communication skills.
• Ability to travel to various sites as required by the role.

Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Support the deal team in managing existing and developing new client relationships
• Assist corporate banking team, credit partners, and credit portfolio managers in deal qualification assessment, due diligence, and loan structuring
• Understand complex transactions and related risk (credit, market, operations, legal/compliance, etc.)
• Support and collaborate with originators, credit partners, and credit portfolio managers with underwriting of complex deal structures through the credit approval process
• Partner with deal team, credit partners, and credit portfolio managers, in reviewing and negotiating loan documents and engaging counsel as needed
• Partner with credit portfolio managers, and loan monitoring to conduct portfolio reviews and continuous portfolio monitoring for assigned portfolio
• Assist in training and coaching of new team members
• Coordinate with internal partners and participate in internal discussions (credit discussions, screens, new product pitches, etc.)
• Ability to work within timelines and complete projects before deadlines

Position Type:

This position is a full-time, exempt position. Typical work hours are Monday through Friday, 8:00am to 5:00pm.

Direct Reports:

None

Travel:

Travel is required for this position

Work Environment:

This job operates in a professional office environment. This position uses office equipment such as computers, phones, copy and fax machines, calculators, filing cabinets and printers.

Physical Demands:

This position will be responsible for writing, typing, speaking, listening, lifting (up to 50 pounds), driving, carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling, and reaching.

Mental Demands:

The incumbent in this position must be able to accommodate to reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks, and constant interruptions.