Field Examination Lead - Asset Based Lending - Vice President

Aumni; New York (NY); On-site; USD 150,000 - 230,000; Full time

Benefits offered by this job

Health insurance

Retirement plan

Tuition reimbursement

Mental health support

On-site health and wellness centers

Job summary

JPMorgan Chase & Co. in New York seeks an experienced Field Examination Lead for Asset-Based Lending to oversee end-to-end collateral examinations and deliver actionable insights. You will manage exam lifecycles, coordinate cross-functional teams, and present risk implications to senior committees.

The role requires deep ABL expertise, strong Excel/data analysis skills, and proven leadership in multi-site, international exams. Competitive compensation and a robust benefits package are offered.

Qualifications

• Bachelor’s degree in Accounting, Finance, or Economics.
• 8+ years of progressive experience in ABL field examination, collateral audit, public accounting, or credit risk with heavy ABL exposure.
• Experience with international ABL exams for multi-entity borrowers with EMEA/APAC operations and regional considerations.
• Deep technical knowledge of A/R and inventory collateral, eligibility rules, and borrowing base structures.
• Ability to interface with senior client executives and influence decisions.

Responsibilities

• Own the full exam lifecycle for assigned transactions: scope and test plan design, staffing and budgeting, fieldwork execution oversight, issue escalation, quality assurance, and final report approval and issuance.
• Apply a risk-based approach to determine exam frequency, depth, and procedures by borrower risk profile, collateral complexity, and portfolio priorities.
• Lead engagements across a wide range of sizes and geographies (US, Canada, Europe, MENA, APAC).
• Lead kickoff and closeout meetings with client CFO/Controller/Operations leadership; manage timelines and data requirements.
• Approve final borrowing base testing coverage and review collateral testing for AR, inventory, and payables.
• Direct teams in analyzing receivables, inventory, payables, and historical performance to validate collateral quality and trends.
• Present findings and recommendations to credit committees and deal teams; support negotiations on borrowing base structures and covenants.
• Lead and mentor Associates/Analysts and Senior Examiners; provide coaching and performance feedback.

Skills

ABL field exams

Credit risk

Executive communication

Excel/Data analysis

Stakeholder management

Leadership

Education

Bachelor's degree in Accounting, Finance, or Economics

Tools

ERP systems

Case management software

Job description

As the Field Examination Lead in the Asset-Based Lending (ABL) Field Examination team, you will promote rigorous collateral and credit risk assessments, collaborate with senior credit leaders, and deliver actionable insights to inform safe and sound growth across the platform.

Job Responsibilities

• Own the full exam lifecycle for assigned transactions: scope and test plan design, staffing and budgeting, fieldwork execution oversight, issue escalation, quality assurance, and final report approval and issuance.
• Apply a risk-based approach to determine exam frequency, depth, and procedures by borrower risk profile, collateral complexity, and portfolio priorities.
• Lead engagements that span a wide range of facility sizes (from under $1 million to more than $1.5 billion) and geographies (United States, Canada, Europe, Middle East, and Africa (EMEA) as well as Asia-Pacific (APAC) with a dedicated international portfolio).
• Lead engagement kickoffs and closeouts with client CFO/Controller/Operations leadership; ensure clear expectations, timelines, on-site logistics, and data requirements.
• Approve final borrowing base testing coverage and procedures for accounts receivable, inventory, and accounts payable; review and sign off on all deliverables.
• Direct teams in analyzing receivables, inventory, payables, and historical performance to validate collateral quality, eligibility, and trends.
• Present key findings, risk implications, and recommendations to credit committees and deal teams; support negotiations on borrowing base structures and covenants.
• Lead and mentor teams of Associates/Analysts and Senior Examiners; set expectations, provide coaching, conduct reviews, and develop talent.

Required qualifications, capabilities, and skills

• Bachelor’s degree in Accounting, Finance, or Economics.
• 8+ years of progressive experience in ABL field examination, collateral audit, public accounting, or credit risk with heavy ABL exposure; proven success leading complex, multi-site exams.
• Experience with international ABL exams for multi-entity borrowers with EMEA/APAC operations, including the ability to identify and clearly communicate jurisdiction and market‑specific considerations that can impact collateral eligibility, reporting integrity, internal controls, and borrowing base reliability.
• Deep technical knowledge of A/R and inventory collateral, eligibility rules, ineligibles and reserves, dilution analytics, and borrowing base structures; strong command of ABL loan documentation mechanics and practical implications for testing.
• Demonstrated ability to interface directly with senior client executives and internal stakeholders; skilled at distilling complex findings into clear recommendations and influencing decisions.
• Advanced Excel and data analysis skills; proficiency with ERP reporting and reconciliations; strong written communication with a track record of issuing high‑quality reports.
• Project/team leadership experience, including planning, budgeting, prioritization, and performance management in a fast‑paced environment.
• Inclusive leadership skills with the ability to collaborate across different groups and regions.

Preferred qualifications, capabilities, and skills

• Professional credentials such as CPA, CIA, or CFE.
• Experience with cross‑border ABL practices (Canada, Europe) and multi‑jurisdictional collateral regimes; familiarity with Article 9 concepts and inventory consignment/bailee arrangements.
• Exposure to industry‑specific collateral risks (e.g., seasonal inventory, perishable goods, contract manufacturing, distributor networks).
• Comfort with data analytics tools and automation to enhance test coverage and efficiency.

About the Team

Our Asset-Based Lending (ABL) Field Examination team safeguards portfolio integrity and supports business growth through high-quality collateral examinations and actionable insights. We partner closely with credit risk, portfolio management, and front‑office teams to deliver timely, accurate, and risk‑aware field exams.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility.

These benefits include

• comprehensive health care coverage
• on‑site health and wellness centers
• a retirement savings plan
• backup childcare
• tuition reimbursement
• mental health support
• financial coaching and more

Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Global Banking business is one of the largest wholesale banking client franchises in the world. We serve clients, including corporations, governments, states, municipalities, healthcare organizations, education institutions, banks and investors.

Global Investment Banking supports a broad range of corporations, institutions and governments by providing strategic advice, capital raising and risk management expertise.

Lead end-to-end ABL field exam engagements across diverse portfolios and geographies, partnering with senior stakeholders.