Field Auto Appraiser - Miami, Florida

United Auto Insurance Agency, Inc.; Oregon; Hybrid; USD 65,000 - 90,000; Full time

Benefits offered by this job

401(k) Retirement Savings Plan with 4%

Comprehensive Medical, Prescription, V

Vision and Dental Insurance

Paid Time Off, Holidays, and Leave

Flexible spending accounts

Life/Disability Insurance

Job summary

United Automobile Insurance Company is seeking a Field Auto Appraiser to assess auto damages and provide accurate estimates. Work may be conducted remotely within the Miami, Florida area, with travel as needed.

Candidates should have 2+ years in property or auto damage appraisal, and be proficient with leading estimating software. Applicants should hold a High School diploma (associate/bachelor preferred) and may need Florida All-Lines Adjuster License or the ability to obtain it within 60 days.

Qualifications

• High school diploma or equivalent required; associate's or bachelor's degree preferred.
• 2+ years of experience in property or auto damage appraisal, preferably in a P&C insurance setting.
• Florida All-Lines Adjuster License (or ability to obtain within 60 days) preferred.
• Proficient with estimating software such as CCC One, Audatex, Xactimate, or similar.
• Strong knowledge of Texas insurance and repair laws.

Responsibilities

• Inspect and appraise damaged property (auto or home), in-person or virtually.
• Prepare detailed repair estimates using industry-standard software.
• Determine repair versus total loss thresholds and recommend next steps.
• Review photos, videos, and documentation submitted by claimants, repair shops, or adjusters.
• Collaborate with adjusters, repair facilities, and policyholders to verify losses and resolve disputes.
• Ensure compliance with state regulations, company guidelines, and ethical standards.
• Maintain accurate records and documentation for claims handling.
• Stay up to date on Texas repair laws, materials pricing, and appraisal practices.

Skills

Auto appraisal

Property damage

Communication skills

Driver's license

Travel willingness

Education

High school diploma

Associate/Bachelor preferred

Tools

Audatex

Qapter

CCC One

Xactimate

Mitchell

Job description

COMPANY OVERVIEW: Founded in 1989, United Automobile Insurance Company is an innovative and established organization looking for an Appraiser to join our team. Family-owned, UAIC, is one of the largest privately held property and casualty insurance companies in the United States. The key to our growth and success is a commitment to providing quality service to our agents and customers, by providing disciplined underwriting, and strategic claims handling. Our ongoing efforts to invest substantial resources in personnel and technology are the foundation of our promise of assuring maximum efficiency and specialized operations in the industry. We are proud that our independent agents and customers have recognized our dedication by making UAIC the market leader in every state where we conduct business.

We have a great opportunity for a Field Auto Appraiser in the Miami, Florida area.

SCOPE

The Appraiser assesses damages to property (primarily auto) and ensures fair, accurate, and timely claim settlements. The ideal candidate will have a strong understanding of Texas-specific regulations and repair practices in the P&C space. This position is also offered in a remote work arrangement, allowing the ideal candidate to work from their preferred location within the Miami, Florida area.

DUTIES

• Inspect and appraise damaged property (auto or home), either in-person or virtually, depending on assignment
• Prepare detailed, itemized repair estimates using industry-standard software (e.g., Audatex/Qapter, CCC One, Xactimate, Mitchell)
• Determine repair versus total loss thresholds and recommend next steps
• Review photos, videos, and documentation submitted by claimants, repair shops, or adjusters
• Collaborate with adjusters, repair facilities, and policyholders to verify losses and resolve disputes
• Ensure compliance with all state regulations, company guidelines, and ethical standards
• Maintain accurate records and documentation for claims handling
• Stay up to date on Texas repair laws, materials pricing, and appraisal practices

EDUCATION

High school diploma or equivalent required; associate's or bachelor's degree preferred

SKILLS & EXPERIENCE

• 2+ years of experience in property or auto damage appraisal, preferably in a P&C insurance setting
• Presentable and reliable vehicle suitable for daily field work (mileage reimbursement provided)
• Florida All-Lines Adjuster License (or ability to obtain within 60 days) preferred
• Proficient with estimating software such as CCC One, Audatex, Xactimate, or similar
• Strong knowledge of Texas insurance and repair laws
• Excellent communication, negotiation, and customer service skills
• Valid driver's license and ability to travel within assigned territory
• Excellent negotiation and communication skills, both written and verbal
• Proficiency in claims management software and Microsoft Office Suite
• Ability to manage a high volume of cases with attention to detail and accuracy.
• Strong organizational skills, with the ability to prioritize and manage multiple tasks effectively.

BENEFITS

• 401(k) Retirement Savings Plan with employer match.
• Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance
• Paid Time Off, Holidays, and Leave programs.
• Flexible spending accounts
• Basic Life Insurance and Voluntary Life/ADD
• Voluntary Short Term and Long-Term Disability

UAIC participates in the E-Verify program to confirm the employment eligibility of all newly hired employees. For more information about E-Verify, please visit .

UAIC is an Equal Opportunity Employer and is committed to the principle of equal employment opportunity for all employees. All employment decisions at UAIC are based on business needs, job requirements, and individual qualifications, without regard to race, color, religion, or belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate.

Compensation Notice

Compensation ranges and estimates displayed by third-party job platforms may be automatically generated and may not reflect United Auto Insurance's established compensation range for this position. Where required by applicable law, United Auto Insurance will provide the applicable pay range and other required compensation information. For questions regarding compensation for this position, please contact our Recruiting Team.