Field Adjuster

Safepoint MGA, LLC; Orlando (FL); Remote; USD 52,000 - 76,000; Full time

Benefits offered by this job

Market Competitive Wages

Car Allowance

Gas Card

Quarterly Bonus Programs

Health Insurance

Dental Insurance

Vision Insurance

Disability Insurance

Flexible Spending Accounts

Health Savings Accounts

Job summary

Safepoint MGA, LLC is seeking a Field Adjuster to operate from a home office in the Orlando area. The role requires carrying out field investigations of property losses, documenting damages, estimating repairs, and preparing comprehensive written reports using Xactimate.

Responsibilities include reviewing reserves, negotiating settlements, pursuing subrogation, and collaborating with attorneys. Travel within the service area and strong customer service skills are essential.

Qualifications

• 3–5 years of outside property adjusting experience (personal and commercial lines)
• All Lines Adjuster License within assigned territory
• English and Spanish speaking and writing preferred
• Experience with Xactware products required
• Proficiency with Microsoft Office products including typing

Responsibilities

• Review case reserves on all assigned claim files to cover probable cost
• Prepare written reports of investigation, coverage, and damages within the CMS
• Negotiate and settle claims within authority
• Investigate and pursue subrogation opportunities
• Work with attorneys to defend the company’s claim position
• Maintain accurate and complete files
• Interview and correspond with policyholders, public adjusters, and attorneys
• Prepare diagrams, scope of damages and estimates utilizing Xactimate

Skills

Outside property adjusting

Travel ability

Excellent communication

Analytical skills

Customer service

Detail-oriented

Education

Associate’s Degree

Bachelor’s Degree preferred

Tools

Xactimate

MS Office

CMS software

Job description

Position based from your home office in the assigned territory (Orlando) Safepoint Insurance is an admitted Property and Casualty Insurance carrier. We are based in Tampa, FL. Our Claims Department is growing and we are looking for self‑motivated and experienced Field Adjusters looking for a long‑term opportunity.

Job Summary

This position will be based from your home office within our service area. The Field Adjuster is responsible for timely and effective field investigations of insurance losses. Essential duties include visiting insured locations, documenting damages, estimating repairs and preparing comprehensive written reports using Xactimate.

Duties and responsibilities

• Review case reserves on all assigned claim files to cover probable cost
• Prepare written reports of investigation, coverage, and damages within the CMS
• Negotiate and settle claims within authority
• Investigate and pursue subrogation opportunities
• Work with attorneys to defend the company’s claim position
• Maintain accurate and complete files
• Interview and correspond with policyholders, public adjusters, and attorneys
• Responsible for all phases of property claims adjusting. Prepare diagrams, scope of damages and estimates utilizing Xactimate software
• Other tasks and projects as may be assigned

Essential Functions

• Ability to think critically, evaluate coverages, interpret insurance policies, and determine appropriate settlement strategies
• Ability to communicate effectively verbally and in writing with internal departments and direct reports, and external vendors, stakeholders, and policyholders
• Ability to identify and interpret complex, special, or large loss claims and determine the appropriate resolution strategy
• Ability to travel/drive to locations within our service area
• Climb ladders to access and walk on and around building rooftops
• Ability to stoop, kneel, crouch, or crawl in confined spaces
• Ability to lift 50 lbs.
• Conduct field investigations by visiting policy holder's homes to investigate property damage in the assigned territory
• Inspect all areas of the property, identify damages, properly document the risk and estimate the damages identified.

Qualifications

• 3-5 years of outside property adjusting experience, including personal and commercial lines, property and casualty preferred
• Preferred: candidates with carrier experience
• Required: All Lines Adjuster License within assigned territory
• English and Spanish speaking and writing skills preferred
• Associate’s Degree required;Bachelor’s Degree preferred. A combination of education and significant directly related experience may be considered in lieu of degree
• Experience with Xactware products is required
• Proficiency with Microsoft Office products required to include keyboarding/typing
• Technology savvy
• Demonstrated ability to research, conduct proactive investigations and negotiate successful resolutions
• Ability to work with minimum supervision and provide outstanding customer service
• Able to travel to locations within our service area
• Excellent communication skills, ability to interact on a professional level with internal and external personnel and partners
• Results driven with strong problem solving and analytical skills
• Detail-oriented and exceptionally organized

Physical Requirements

While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands and fingers to handle or feel; and reach with hands and arms.

Special Note:

In order for an application of employment to be accepted for this position by Safepoint, a copy of your current State Issued Insurance License is required at the time of your Application submission. This copy must be legible and the License Number clearly visible and identifiable. Interviews may not be held if this information is not provided. At time of interview, your State Issued Insurance License must be physically presented at the interview.

Safepoint MGA, LLC does not offer immigration sponsorship or support for this role. This includes serving as the immigration employer of record or providing documentation or assistance for work authorization processes now or in the future, including H-1B, OPT, STEM OPT, CPT, J-1, etc.

Compensation and Benefits

We recognize that talented professionals are attracted to companies that provide a great place to work, combined with a comprehensive and competitive pay and benefits package, along with opportunities for personal growth and job advancement. For this reason we are pleased to provide:

• Market Competitive Wages, Car Allowance, Gas Card, and Quarterly Bonus Programs
• Prof. Development and Educational Assistance Programs
• Safe Harbor 401K Plan with Immediate Vesting and an Automatic Company Contribution
• 15 Paid Time-Off Days
• 3 Discretionary Days
• 5 Parental Leave Days
• 5 Jury Duty Days
• 5 Bereavement Days
• 8 Company Paid Holidays
• Health Insurance
• Dental Insurance
• Vison Insurance
• Short and Long Term Disability Insurance (company paid premium)
• Flexible Spending Accounts with Company Contribution
• Health Savings Accounts with Company Contribution
• Employee Life and AD&D Insurance
• Dependent Life and AD&D Insurance
• Company paid AAA Membership
• Company paid Identity Theft Protection
• Other Ancillary Insurance Benefit Programs
• And more…

Safepoint Insurance is an equal employment opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, sexual orientation, national origin, citizenship, age or disability. We assure you that your opportunity for employment with Safepoint depends solely on your qualifications.