External Mortgage Loan Originator

First Heritage Mortgage, LLC; Feasterville-Trevose (Bucks County); On-site; USD 60,000 - 80,000; Full time

Job summary

A leading mortgage banking company seeks an External Mortgage Originator to solicit loan referrals and provide high-quality counseling to borrowers. With over 15 years in the industry, the company values exemplary service, offering a competitive salary, commission plan, and great benefits including a 401(k) match. Candidates must have extensive knowledge of mortgage underwriting and relevant qualifications.

Benefits

401(k) with generous company match

Outstanding benefits package

Qualifications

• Minimum 3 years of origination experience.
• Thorough knowledge of mortgage pricing and underwriting.
• Knowledgeable with local, state and national mortgage laws.

Responsibilities

• Soliciting mortgage loan referrals from realtors and financial advisors.
• Providing counseling and advisement on mortgage programs.
• Educating borrowers on documentation requirements.

Skills

Origination

Counseling

Knowledge of mortgage programs

Education

NMLS Licensing

Bachelor's Degree or equivalent

Job description

First Heritage Mortgage Services is a full-service mortgage banking company with over 15 years of experience in mortgage origination, processing and servicing. Our experienced mortgage professionals demonstrate exemplary service levels and operate under the credit union philosophy of "people helping people".

Responsibilities:

The External Mortgage Originator will actively solicit mortgage loan referrals from external centers of influences (COI's) including but is not limited to realtors, builders, financial advisors, accountants, and previous clients. They will provide high quality counseling, advisement and educational prospective for borrowers regarding mortgage programs, rates and documentation requirements.

Candidates must possess a minimum of 3 years of origination experience. Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies, a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA and local bond programs. Must be knowledgeable with local, state and national laws (e.g., Truth-in-Lending, RESPA, etc.) and must have necessary NMLS Licensing.

We offer a base salary plus a competitive commission plan, an outstanding benefits package, including a 401(k) with a generous company match and a progressive & environmentally friendly work environment.

To be considered for the External Mortgage Originator position, correspondence should include a resume listing job history and salary expectations. Please be advised that credit, criminal, employment, drug/alcohol testing and education background checks are conducted on potential candidates.All new hires are required to show proof of vaccination status against COVID-19 prior to employment with the Credit Union and/or its subsidiaries. Exemptions to this requirement will be considered on a case-by-case basis in accordance with applicable law. All resumes will be reviewed, but only competitive candidates will be contacted for further conversation.