Export & Agency Finance (EAF US) - LatAm Focus - Analyst

Banco Santander SA; United States; On-site; USD 110,000 - 135,000; Full time

Job summary

Banco Santander SA seeks an Analyst for Export & Agency Finance with a LatAm focus in the United States. You will support the end-to-end process of EAF transactions, build financial models, and coordinate with global teams across Coverage, Risk, Legal and Compliance. Fluency in Spanish is preferred.

The role emphasizes cross-border collaboration, MLA/ECAs exposure, and active involvement in credit materials and due diligence. Competitive base pay and benefits apply.

Qualifications

• Bachelor’s degree in Finance, Business, Economics, or related field.
• 1–4 years of experience in structured/export/corporate banking or finance.
• Familiarity with ECA and Multilateral Agency financing structures preferred.
• Strong financial modeling and analytical skills.
• Ability to operate in a cross-border, multicultural environment.
• Professional fluency in Spanish (written and spoken) preferred.

Responsibilities

• Support the origination, structuring, and execution of EAF transactions focused on Latin America.
• Assist end-to-end transactions from pitch to closing, incl. term sheets and credit materials.
• Build and maintain financial models with cash flow analyses and profitability metrics.
• Coordinate with Coverage, Risk, Legal, Compliance, Markets, Syndication across geographies.
• Support client relationship management, including pitchbooks and client meetings in LatAm.
• Contribute to credit approval, due diligence, and transaction documentation.
• Monitor portfolio performance and stay updated on MLAs, ECAs, and geopolitical developments.

Skills

Financial modeling

Analytical skills

Cross-border environment

Communication skills

Spanish language

Education

Bachelor’s degree in Finance, Business, Economics

Job description

Export & Agency Finance (EAF US) – LatAm Focus – Analyst (Country: United States of America)

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer‑centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

Key Responsibilities

• Support the origination, structuring, and execution of EAF transactions, with a focus on Latin America and MLA-backed financings (e.g., IDB, IFC, CAF).
• Assist in transactions end-to-end, from initial pitch through closing, including preparation of presentations, term sheets, and credit materials.
• Build and maintain financial models, including cash flow analysis and profitability metrics.
• Coordinate with internal stakeholders (Coverage, Risk, Legal, Compliance, Markets, Syndication) across multiple geographies.
• Support client relationship management, including preparing pitchbooks and participating in client meetings, particularly in LatAm markets.
• Contribute to credit approval processes, due diligence, and transaction documentation.
• Monitor portfolio performance and stay up to date on market trends, MLAs, ECAs, and geopolitical developments impacting the region.

What You Bring

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Qualifications

• Bachelor’s degree in Finance, Business, Economics, or related field
• 1–4 years of relevant experience in structured finance, export finance, project finance, or corporate banking
• Familiarity with ECA and/or Multilateral Agency financing structures preferred
• Strong financial modeling and analytical skills
• Ability to operate effectively in a cross‑border, multicultural environment
• Professional fluency in Spanish (written and spoken) preferred
• Strong communication skills

Preferred Qualifications

• Experience working on Latin American transactions or clients preferred
• Exposure to MLAs such as IDB, IFC, CAF, or World Bank Group
• Background in infrastructure, energy, or industrial sectors preferred
• Prior experience in Investment Banking, Structured Finance, or Trade Finance

Certifications

No Certifications listed for this job.

It Would Be Nice For You To Have

Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Work Authorization & Sponsorship

Applicants must be legally authorized to work in the United States on a full‑time basis without requiring employer sponsorship to commence employment.

What Else You Need To Know

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non‑exempt), the annual range is based on a 40‑hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range: Minimum: $110,000.00 USD Maximum: $135,000.00 USD

We Value Your Impact

Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well‑being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

The Santander Way

Ready to make it happen? It starts with you. It starts here.