Executive UW - Large Accounts

CopperPoint Insurance Company; Phoenix (AZ); Hybrid; USD 150,000 - 190,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) plan

Paid time off

Tuition reimbursement

Job summary

CopperPoint Insurance Companies is seeking an Executive Underwriter who will drive profitable growth through sound underwriting and targeted agency marketing within an assigned territory. The role partners with Business Development to strengthen agency relationships and applies advanced underwriting expertise to complex commercial risks.

The Executive Underwriter serves as a mentor and technical resource, training Underwriters to support performance and underwriting excellence.

Qualifications

• Bachelor’s degree or equivalent experience required.
• Undergraduate studies in business administration, finance or related fields.
• 10+ years of commercial insurance experience required in addition to degree.
• Advanced knowledge of insurance principles, rates, rules, forms and procedures.

Responsibilities

• Analyze accounts to make sound underwriting decisions based on risk characteristics.
• Price business according to underwriting and pricing guidelines.
• Balance pricing with risk selection for profitability and growth.
• Communicate underwriting issues with agency personnel including declines and exposure concerns.
• Present new and renewal proposals to agency personnel.
• Mentor and train underwriting staff to support performance and excellence.
• Develop and maintain positive agency relationships to drive growth.
• Educate agency staff on CopperPoint products and underwriting philosophy.
• Establish relationships with stakeholders through collaboration.

Skills

Multi-line underwriting

Sales & marketing

Teamwork

Communication

Negotiation

Time management

Analytical thinking

Education

Bachelor's degree or equivalent

Job description

CopperPoint has an exciting opportunity for an Executive Underwriter. This role supports the achievement of short- and long-term business strategies by driving profitable growth through sound underwriting practices and effective agency marketing within an assigned territory. Partnering closely with Business Development, the Executive Underwriter develops and strengthens agency relationships while applying advanced technical underwriting expertise to complex commercial risks. This position also serves as a mentor and technical resource, providing training, coaching, and development to Underwriters and Senior Underwriters to support team performance and underwriting excellence.

Job Responsibilities:

• Analyzes all lines accounts to make sound decisions based on individual risk characteristics, exposure analysis, hazard recognition and controls.
• Adheres to individual authority levels.
• Prices business according to company underwriting and pricing guidelines.
• Must balance effective pricing and risk selection that produces profit and growth while maintaining successful producer relations.
• Communicates with agency personnel on underwriting issues including declinations, cancellations, exposure concerns and loss control survey results.
• Present new and renewal proposals to agency personnel.
• Maintains the highest level of customer service internally and externally.
• Meets with agency personnel on a regular basis to develop and maintain positive and productive relationships.
• In collaboration with their business development representative must be able to hold the agency accountable for flow, hit ratio, new business and retention goals.
• Serves as a resource to others in the resolution of complex problems and issues. May also act as subject matter expert for referrals and internal training.
• Educating the agency staff on company products, services and underwriting philosophy.
• Responsible for training and mentoring less experienced underwriting team members.
• Establishes positive relationships with internal/external stakeholders through communication and collaboration.

Education and Experience:

• Bachelor’s degree or equivalent experience required.
• The knowledge and skill levels acquired through undergraduate level studies especially in the areas of business administration, finance.
• 10+ years of commercial insurance experience required in addition to Bachelor’s degree or equivalent.
• Advanced knowledge of insurance principles, rates, rules, forms, procedures, regulations, coverages, and business processes required

Demonstrated experience with complex middle market or large commercial accounts, including multi-line programs and sophisticated risk profiles, is preferred

Qualifications/Competencies:

• Advanced knowledge and/or experience with multi lines underwriting.
• Strong sales and marketing skills which requires the ability to qualify opportunities and close deals.
• Ability to work in a team environment
• Strong communication and negotiation skills
• Excellent time management and organizational skills.
• Analytical skills and attention to detail.

Leadership Skills:

• Models self-leadership that encourages open, honest dialogue and leverages diverse strengths of self and others.
• Communicates in a clear, relevant and timely manner that promotes common understanding and engages stakeholders.
• Creates and manages synergistic relationships to achieve shared business objectives.
• Attracts and leverages top talent to create an innovative, high-performance environment.
• Analyzes complex business problems and assesses decision impacts to determine appropriate solutions
• Identifies and embraces opportunities to deliver competitive products and customer service.
• Executes effectively with clearly defined vision and measures of success.
• Employees and their families are eligible to participate in CopperPoint Insurance Companies benefit plans including medical, dental, vision, short-term disability, long-term disability, life insurance, a health savings account, a flexible spending account, and a 401k plan.
• We provide some benefits at no cost to the employee (Basic Life Insurance and AD&D at two times an employee’s annual salary, Short- and Long-term Disability coverage, and Employee Assistant Plan).
• Employees will accrue 0.0846 hours of Paid Time Off (PTO) per paid hour, which may total 22 days a year. In addition, employees will also receive 10 paid holidays throughout the calendar year.

Founded in 1925, CopperPoint Insurance Companies is a leading provider of workers’ compensation and commercial insurance solutions. With an expanded Line of insurance products and a growing ten-state footprint in the western United States, CopperPoint embodies stability for policyholders in Alaska, Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Utah, and Washington. CopperPoint Mutual Insurance Holding Company is the corporate parent of Arizona-based CopperPoint Insurance Companies, Alaska National Insurance Company, and other CopperPoint Insurance Entities.

CopperPoint’s culture of compassion extends to the community through employee volunteerism, corporate matching, Board service, program sponsorships, and in-kind contributions. We empower employees by providing 12 hours of paid volunteer time annually and matching their personal contributions to the charities of their choice up to $500 per year. In 2020, CopperPoint employees reported 3,500 volunteer hours.

CopperPoint offers a competitive compensation package and comprehensive benefits package including major medical, dental, and vision, and a wide range of competitive benefits programs, generous matching contributions to your 401(k) plan, generous paid time off, tuition reimbursement, and other education benefits and business casual dress. CopperPoint is an equal employment opportunity employer. All qualified applicants will receive consideration without regard to race, color, sex, religion, age, national origin, disability, veteran status, sexual orientation, gender identity or expression, marital status, ancestry or citizenship status, genetic information, pregnancy status or any other characteristic protected by state, federal or local law. CopperPoint maintains a drug-free workplace.

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Equal Opportunity Employer
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