Executive Director, Balance Sheet Optimization, Corporate & Investment Banking

CIBC; New York (NY); On-site; USD 275,000 - 300,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

Health Savings Account

Life Insurance

Disability Insurance

Paid Time Off

Holidays

401(k)

Job summary

CIBC in New York, NY seeks an Executive Director, Balance Sheet Optimization to lead growth by optimizing balance sheet, funding, and risk within Corporate & Investment Banking. You will work across teams, starting with hands-on data gathering and reporting as processes are automated.

You will identify opportunities, propose executable solutions such as loan sales, forward flow, funding trades, and asset pledges, and coordinate front‑office and control partners to secure approvals and document

Qualifications

• Typically 10+ years of relevant experience in corporate banking, investment banking, credit, loan distribution, or capital management.
• MBA, CFA, or formal credit trading a plus.
• Strong understanding of corporate credit, financial modeling, transaction structuring, portfolio risk, and funding considerations.
• Experience optimizing balance sheets, funding and risk within a bank.
• Excellent cross-functional communication and ability to translate complex issues into clear recommendations.

Responsibilities

• Identify transaction, client, and sector constraints and assess opportunities to optimize balance sheet, capital, funding and risk.
• Coordinate front‑office and control partners to structure and execute transactions, secure approvals, and complete documentation.
• Develop executable solutions—loan sales, forward flow arrangements, NPI, CDS, SRT, funding trades and asset pledges.
• Maintain a forward view of the transaction pipeline, portfolio roll‑off, and capacity to support growth.
• Deliver concise management reporting on pipeline, constraints, opportunities, and realized benefits.

Skills

Advisory Services

Business Banking

Portfolio Management

Financial Modeling

Education

MBA/CFA preferred

Tools

MS Office

Job description

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com

What You’ll Be Doing

The Executive Director, Balance Sheet Optimization will play a leading role in enabling growth across CIBC’s Corporate & Investment Banking businesses by helping transaction teams manage balance sheet, funding, risk and capital constraints while maintaining the Bank’s risk appetite. As part of a lean and evolving Balance Sheet Optimization team, the successful candidate should expect to operate across levels. In addition to senior advisory and execution responsibilities, the role will initially include hands‑on data collection, recurring reporting, and presentation preparation while processes and reporting capabilities are being automated.

How You’ll Succeed

Solutions and Execution Partner with Corporate Banking and Investment Banking teams to identify transaction, client, and sector constraints and assess opportunities to optimize balance sheet, capital, funding and risk. Develop and recommend executable solutions—including loan sales and participations, forward flow arrangements, NPI, CDS, SRT, funding trades and asset pledges—based on economics, RWA impact, business returns and risk appetite. Coordinate front‑office and control partners to structure and execute transactions, secure approvals, complete documentation and resolve execution issues. Build repeatable execution frameworks and represent Balance Sheet Optimization in relevant governance forums.

Portfolio and Returns Management Maintain a forward view of the transaction pipeline, portfolio roll‑off, business plans, concentrations and capacity required to support growth. Participate in new‑deal reviews, including deal approval committee, and drive follow‑up. Partner with business leaders to improve lower‑return clients and transactions through stronger economics, reduced resource use or capacity redeployment. Translate recurring constraints and concentrations into an annual optimization plan with measurable balance sheet, capital and funding objectives.

Reporting and Capability Development Deliver concise management reporting on pipeline and portfolio constraints, optimization opportunities, transaction status, realized benefits and key decisions. Improve tools, reporting, policies and execution standards as manual processes transition to scalable automation.

Who You Are

The successful candidate will combine strong credit judgment, transaction execution capability and commercial partnership skills, with the ability to translate complex balance sheet constraints into practical solutions. Typically 10+ years of relevant experience in corporate banking, investment banking, credit, loan distribution, structuring, portfolio management, or capital management; experience level will be calibrated to Director or Executive Director. MBA, CFA, or formal credit trading a plus. Strong understanding of corporate credit, financial modeling, transaction structuring, portfolio risk, RWA, capital, balance sheet and funding considerations. Experience evaluating and executing nonpayment insurance, credit‑risk transfer, loan distribution, participation, hedging or related optimization solutions. Ability to assess solution economics, model costs and benefits, and communicate implications for returns and resource utilization. Commercially minded and solutions‑oriented, with sound judgment on balancing client priorities, business objectives and risk appetite. Strong cross functional communication skills with the ability to synthesize complex issues into clear recommendations and decision materials, resolve competing priorities and drive accountability. Highly collaborative, proactive and organized, with the ability to operate independently in a lean, evolving team. Willingness and ability to personally perform detailed data gathering, reconciliation, quality control, spreadsheet analysis and recurring reporting when required, without relying on dedicated junior support. Comfort operating at both strategic and hands‑on levels, from shaping priorities and advising senior stakeholders to preparing underlying analysis and advancing individual transactions through execution. Experience supporting technological advancement, driving AI usage, and developing management dashboards.

Values matter to you. You bring your real self to work and you live our values – trust, teamwork, and accountability.

California residents — your privacy rights regarding your actual or prospective employment

This role has an expected salary range of $275,000 - $300,000 for the New York, NY market based on experience, qualifications, and location of the position. The successful candidate may be eligible to participate in the relevant business unit’s incentive compensation plan, which also may include a discretionary bonus component. CIBC offers a full range of benefits and programs to meet our employee’s needs; including Medical, Dental, Vision, Health Savings Account, Life Insurance, Disability, and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave, and Vacation), Holidays, and 401(k), in addition to other special perks reserved for our team members.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, a vacation offering, wellbeing support, and MomentMakers, our social, points‑based recognition program. Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development. *

What you need to know

CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [e-mail]. You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. We may ask you to complete an attribute‑based assessment and other skills tests (such as simulation, coding, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

• Job Location NY‑New York, 300 Madison Ave Fl 8
• Employment Type Regular
• Weekly Hours 40
• Skills
  • Advisory Services
  • Business Banking
  • Business Consultations
  • Business Investments
  • Capital Management
  • Cash Management
  • Client Service
  • Credit Services
  • Financial Modeling
  • Leadership
  • People Management
  • Portfolio Management

At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 48,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.