Excess Insurance Underwriter - SME Focus

Obsidian; New York (NY); On-site; USD 2,755,200 - 4,132,800; Part time

Job summary

Obsidian is looking for U.S.-based experts with direct underwriting experience in the Excess & Specialty Insurance market, mainly for SME/commercial accounts. Candidates should have at least 3 years of experience, preferably 5+, in underwriting.

The engagement will last 1 week, with a commitment of approximately 20 hours per expert. There is potential for further work based on the success of this initial pilot.

Qualifications

• 3+ years of experience in Excess & Specialty Insurance underwriting.
• Direct experience underwriting SME/commercial risks.
• Strong understanding of risk selection, pricing, coverage structuring, and portfolio management.

Responsibilities

• Participate in a pilot engagement for underwriting assessments.
• Commit to ~20 hours of work on specialized accounts.
• Potential for follow-on work based on performance.

Skills

Direct underwriting experience

Risk selection

Pricing

Coverage structuring

Portfolio management

Job description

We are seeking U.S.-based experts with direct underwriting experience in the Excess & Specialty Insurance market, particularly underwriting SME/commercial accounts.

Engagement Details

• Initial pilot: 4 experts
• Duration: 1 week
• Commitment: ~20 hours per expert
• Potential for follow-on work and a larger engagement

Requirements

• Based in the United States
• 3+ years of experience in Excess & Specialty Insurance underwriting (5+ years preferred)
• Direct experience underwriting SME/commercial risks
• Strong understanding of risk selection, pricing, coverage structuring, and portfolio management

Relevant Backgrounds

• Excess Casualty
• Professional Liability
• Management Liability
• Cyber
• Environmental
• Excess Property
• E&S General Liability
• Construction or Transportation specialty risks

Target employers include leading specialty carriers, MGAs, wholesale brokers, and E&S platforms such as Chubb, AIG, Markel, Arch, AXA XL, Liberty Mutual, Ryan Specialty, Amwins, CRC Group, and similar organizations.