Excess Casualty Underwriter

Ategrity Specialty Insurance Company; Atlanta (GA); On-site; USD 85,000 - 125,000; Full time

Benefits offered by this job

Medical coverage

Dental coverage

Vision coverage

401(k) employer match

Paid time off

Company holidays

Flexible work schedule

Job summary

Ategrity Specialty Insurance Company is seeking an experienced underwriter to join our Middle Market Casualty practice in a dynamic SME-focused team. You will manage a growing product line and maintain existing business through proactive account relationships to drive profitability.

Reporting to the AVP, Excess Casualty, you will navigate a specialized underwriting approach, focus on Construction, Hospitality, and Residential Real Estate segments, and contribute to a high-performance culture

Qualifications

• Minimum 2 years of E&S casualty experience and knowledge of underwriting processes.
• Bachelor's degree from an accredited college or university.
• Strong communication and interpersonal skills.
• Collaborative and able to work in a team.
• Ability to adapt in a dynamic environment.
• High energy and entrepreneurial spirit.
• Salary is commensurate with experience and comprehensive benefits.

Responsibilities

• Analyze and underwrite new and renewal excess casualty business, ensuring the delivery of exceptional service to our partners.
• Access risk acceptability in accordance with underwriting guidelines and authority.
• Maintain standards of excellence through effective communication.
• Develop understanding of coverage forms, rating plans, and guidelines for pricing risks.
• Ensure adequate pricing by proper classification and accurate information.
• Achieve growth goals by owning your business objectives.
• Build a diversified portfolio with renewal potential.

Skills

E&S casualty

Underwriting

P&C insurance

Communication skills

Team player

Education

B.A./B.S. degree

Job description

Location: New York City, NY; Scottsdale, AZ; Atlanta, GA; or Chicago, IL

Company Overview: Ategrity Specialty Insurance Company specializes in property and casualty insurance, with a strong emphasis on the excess and surplus ("E&S") lines market, partnering with brokers and wholesale agents throughout the U.S. to provide insurance solutions for small and medium-sized enterprises (SMEs). Our aim is to establish ourselves as the premier E&S carrier, leveraging robust technical underwriting, intelligent operational efficiencies, sound risk management, and intensive specialization to excel in the marketplace. We are firmly on track to achieve this success.

Ategrity is a proactive organization, driven by data obsession, and guided by a culture of innovation. Our team is comprised of individuals who take action with unwavering determination and conviction to establish our "right to win" in the SME space. Ategrity’s underwriting strategy focused on becoming a leader in specific segments of E&S through efficient operationalization of technical underwriting practices and a strong value proposition.

Role: As a member of our Middle Market Casualty practice, you will join us on our journey with clarity and determination to reshape the middle market insurance landscape. Ategrity’s underwriting methodology is characterized by deep specialization, a concentrated risk appetite, and the delivery of exceptional service. Currently, we specialize in three key segments of the casualty market: 1). Construction, 2). Hospitality, and 3). Residential Real Estate. In this role, you will manage the production of a growing product line and maintain existing business through effective account relationship management to achieve profitability goals. Success in this position hinges on your ability to collaborate effectively within a team and your interpersonal skill proficiency. This role offers an excellent opportunity to significantly contribute to Ategrity’s ongoing success and to advance your career in your chosen direction.

This role will report to the AVP, Excess Casualty. There will be approximately 20% travel for this position. In addition to an attractive benefits package and 401(k) savings plan, we provide unlimited Paid Time Off (PTO) and the option for a flexible work schedule.

Responsibilities

Deliver Results

• Analyze and underwrite new and renewal excess casualty business, ensuring the delivery of exceptional service to our partners.
• Access risk acceptability in accordance with our underwriting guidelines and the underwriting authority granted to you.
• Maintain our standards of excellence through effective communication.
• Develop a comprehensive understanding of coverage forms, rating plans, and guidelines in the selection and pricing of individual risks.
• Ensure adequate pricing of individual risks by proper classification, verifying the accuracy of information, and adhering to the company’s underwriting guidelines and philosophy.
• Achieve our ambitious growth goals by taking responsibility for your own business objectives.
• Build a diversified portfolio with a high potential for renewal.

Technical Underwriting

• Ensure that underwriting decisions are made with precision and accuracy, adhering to our proprietary rate plans and underwriting guidelines.

Distribution and Service

• Pay meticulous attention to details at every touchpoint to maintain a high level of underwriting rigor, without introducing inefficiency or burdening our partners.

Qualifications/Requirements

• A minimum of 2 years of working knowledge in E&S casualty products, insurance concepts, underwriting processes and procedures, and relevant laws and regulations.
• 2 years experience in P&C insurance, preferably at an E&S carrier or 2 years of outside industry experience with a strong desire to pursue a career in insurance underwriting.
• B.A./B.S. degree from an accredited college or university.
• A collaborative spirit and willingness to work as part of a team.
• Excellent communication and interpersonal skills.
• Commitment to owning your work and following through on commitments.
• Ability to adapt and execute in a fluid and changing business environment.
• High energy, resilience, and an entrepreneurial spirit.
• Competitive salary commensurate with experience
• Comprehensive benefits package including medical, dental, and vision coverage
• 401(k) retirement savings plan with employer match
• Paid time off and company holidays
• Collaborative and inclusive work environment with opportunities for career growth and advancement

Ategrity Specialty Insurance Company is an equal opportunity employer and values diversity in the workplace. We encourage candidates from all backgrounds to apply.