VP, Underwriting - Small Business & Digital

Ategrity Specialty Insurance Company; United States; On-site; USD 180,000 - 250,000; Full time

Benefits offered by this job

Medical, dental and vision benefits

401(k) with employer match

Paid time off and holidays

Tuition reimbursement

Job summary

Ategrity Specialty Insurance Company seeks an experienced Vice President, Underwriting – Small Business and Digital to lead strategy, performance, and growth across the SME and Digital channels, including the Agent Portal. This is a high-visibility leadership role requiring deep E&S underwriting expertise, strategic judgment, and entrepreneurial drive to scale a differentiated Small Business franchise.

The role focuses on owning underwriting standards, growth targets, and distribution

Qualifications

• Minimum of 10 years of commercial insurance underwriting experience with advanced knowledge of E&S casualty products, underwriting concepts, processes, procedures, and relevant laws and regulations.
• Track record of profitable underwriting portfolios and growth, profitability, diversification, and operational objectives.
• Strong relationships with wholesale brokers and distribution partners; understanding of driving agent adoption.

Responsibilities

• Own and execute underwriting and growth strategy for Small Business and Digital.
• Set underwriting appetite, pricing expectations, terms and conditions, and authorities.
• Lead portfolio performance including premium growth, profitability, retention, and new business.
• Build relationships with distribution partners to generate high-quality new and renewal business.
• Communicate appetite, capabilities, and value proposition to agents.

Skills

Underwriting leadership

Strategic thinking

Analytical judgment

Communication

Relationship management

Education

Bachelor’s degree

Professional designation preferred (CPCU/AU/CIC)

Tools

None specified

Job description

Ategrity Specialty Insurance Company specializes in property, casualty, management liability and professional liability insurance, with a strong emphasis on the excess and surplus (E&S) lines market, partnering with brokers and wholesale agents throughout the U.S. to provide insurance solutions for small and medium-sized enterprises (SMEs). Our aim is to establish ourselves as the premier E&S carrier, leveraging robust technical underwriting, intelligent operational efficiencies, sound risk management, dynamic claims team, and intensive specialization to excel in the marketplace.

About the Role

Ategrity is seeking an experienced Vice President, Underwriting – Small Business and Digital to lead the strategy, performance, and growth of our Small Business and Digital businesses, including business transacted through Ategrity’s Agent Portal and Digital brokerage channel. This is a highly visible leadership role for an accomplished E&S casualty underwriting leader who combines strong technical underwriting expertise, commercial judgment, operational discipline, and an entrepreneurial approach to building and scaling a differentiated Small Business franchise.

Own and Execute the Small Business & Digital Strategy

• Own and execute Ategrity’s underwriting and growth strategy for Small Business and Digital, with the Agent Portal serving as a primary platform for delivering E&S solutions to targeted SME segments.


• Establish clear underwriting appetite, risk selection criteria, pricing expectations, terms and conditions, underwriting authorities, industry priorities, and geographic strategies.


• Set annual operating objectives across premium, profitability, retention, rate, new business, conversion, diversification, productivity, turnaround time, and service.


• Identify attractive market segments and opportunities to expand Agent Portal adoption, deepen productive distribution relationships, and build differentiated Small Business capabilities.


• Translate portfolio performance, market intelligence, competitor activity, loss trends, and emerging exposures into actionable underwriting and growth strategies.


• Maintain disciplined alignment across growth, rate adequacy, diversification, operational efficiency, underwriting profitability, and ease of doing business.

Drive Underwriting and Portfolio Performance

• Own overall portfolio performance for Small Business and Digital, including premium growth, profitability, rate, retention, new business, conversion, portfolio mix, and productivity.


• Monitor submission flow, quote and bind activity, referrals, declines, turnaround time, retention, concentrations, and emerging performance trends, and take timely action where results are not meeting expectations.


• Establish portfolio actions and growth targets by industry, geography, distribution partner, and other relevant segments.


• Develop practical underwriting standards and guidance that support consistent execution and make Ategrity’s appetite clear and easy to navigate.


• Partner across underwriting, product, technology, analytics, and operations to automate appropriate decisions, reduce unnecessary referrals and touches, strengthen portfolio analytics, and improve the Agent Portal experience.

Lead Distribution and Agent Experience

• Build and deepen relationships with wholesale brokers, binding agents, and other distribution partners to generate high-quality new and renewal business.


• Drive adoption and utilization of the Agent Portal with agents whose business aligns with Ategrity’s underwriting appetite and growth priorities.


• Clearly communicate Ategrity’s Small Business appetite, capabilities, and value proposition so agents understand where we can win and how to transact efficiently.


• Maintain a strong market presence through broker outreach, agent engagement, and market visits, using firsthand feedback to improve the customer experience and service model.


• Establish clear expectations for responsiveness, turnaround time, communication, and issue resolution, and use agent feedback and performance data to continuously improve ease of doing business.

Qualifications

• Minimum of 10 years of commercial insurance underwriting experience with advanced knowledge of E&S casualty products, underwriting concepts, processes, procedures, and relevant laws and regulations.


• Demonstrated track record of building and managing profitable underwriting portfolios and achieving growth, profitability, diversification, and operational objectives.


• Strong relationships with wholesale brokers, binding agents, and other relevant E&S distribution partners, with an understanding of what drives agent adoption, engagement, and ease of doing business.


• Experience building, growing, or scaling a business unit, underwriting platform, or portfolio strongly preferred.


• Strong analytical judgment and a data-driven approach to portfolio management, risk selection, conversion, customer experience, and decision-making.


• Executive presence and excellent communication, negotiation, collaboration, and relationship-management skills.


• Bachelor’s degree from an accredited college or university; CPCU, AU, CIC, or other relevant professional designation preferred.


• Willingness to travel approximately 25% to develop distribution relationships and represent Ategrity in the marketplace.


• Competitive salary commensurate with experience


• Comprehensive benefits package including medical, dental, and vision coverage


• 401(k) retirement savings plan with employer match


• Paid time off and company holidays


• Professional development opportunities and tuition reimbursement


• Collaborative and inclusive work environment with opportunities for career growth and advancement

Equal Opportunity Employer:

Ategrity Specialty Insurance Company is an equal opportunity employer and values diversity in the workplace. We encourage candidates from all backgrounds to apply.