Event-Driven Merchant Risk Analyst

Adyen; San Francisco (CA); On-site; USD 85,000 - 110,000; Full time

Job summary

Adyen seeks a CDD Risk Analyst to perform deep-dive investigations into heightened risk events within the Global Merchant Operations Department. You will work with AML, Fraud, Sanctions, Payment Risk, Credit Risk, Legal, and Account Management to ensure risk decisions are evidence-backed and aligned with risk appetite.

You will articulate nuanced risk rationales to leadership and merchant executives, maintaining EDR standards and SOPs to support scalable detection logic across global hubs.

Qualifications

• 4–6 years of experience in Merchant Risk, Underwriting, Risk Appetite Assessment, Integrity/Trust & Safety, or Complex Investigations.
• Comprehensive understanding of global payments value chain and risk exposures.
• Proven track record in evaluating non-financial crime risks and making high-stakes decisions.

Responsibilities

• Conduct comprehensive, deep-dive investigations on merchants triggered by automated monitoring or portfolio alerts.
• Evaluate whether merchants remain within Adyen’s Risk Appetite Framework and assess non-financial crime risks.
• Dissect complex corporate structures and ownership to uncover root causes of risk triggers.
• Formulate and execute risk actions including enhanced monitoring, contract amendments, or offboarding.

Skills

Merchant Risk

Underwriting

Risk Appetite

Integrity/Trust & Safety

Complex Investigations

Education

ACAMS or similar certification

Tools

SQL

Tableau

Looker

Job description

Adyen seeks a CDD Risk Analyst to perform deep-dive investigations into heightened risk events within the Global Merchant Operations Department. You will work with AML, Fraud, Sanctions, Payment Risk, Credit Risk, Legal, and Account Management to ensure risk decisions are evidence-backed and aligned with risk appetite.

You will articulate nuanced risk rationales to leadership and merchant executives, maintaining EDR standards and SOPs to support scalable detection logic across global hubs.